Most Popular AMCs

Nippon Life India Asset Management Ltd

Key Information

Total Number of Funds offered by Nippon Life India Asset Management Ltd
70
Nippon Life India Asset Management Ltd’s total AUM
2.31L Cr

Change in AUM (in the last 1-month)

AMC Name
September 2022
October 2022
Change
Change %
Nippon Life India Asset Management Ltd
225024.52 Cr
216260 Cr
-8764.51 Cr
-3.89

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1Y return
Nippon India Consumption Fund - Direct Plan - Growth Plan
Nippon India Consumption Fund - Direct Plan - Growth Plan
17.77%
AUM ₹290 Cr Expense 1.65%
Nippon India Banking & Financial Services Fund Direct Plan - Growth
Nippon India Banking & Financial Services Fund Direct Plan - Growth
17.04%
AUM ₹3992 Cr Expense 1.07%
Nippon India Multi Cap Fund - Direct Plan - Growth
Nippon India Multi Cap Fund - Direct Plan - Growth
15.23%
AUM ₹14373 Cr Expense 1.09%
Nippon India Power & Infra Fund - Direct Plan - Growth
Nippon India Power & Infra Fund - Direct Plan - Growth
14.1%
AUM ₹1967 Cr Expense 1.56%
Nippon India Small Cap Fund - Direct Plan - Growth Plan
Nippon India Small Cap Fund - Direct Plan - Growth Plan
13.57%
AUM ₹23765 Cr Expense 0.87%
Nippon India Large Cap Fund - Direct Plan - Growth Plan
Nippon India Large Cap Fund - Direct Plan - Growth Plan
12.91%
AUM ₹12922 Cr Expense 1.01%
Nippon India Gold Savings Fund - Direct Plan - Growth
Nippon India Gold Savings Fund - Direct Plan - Growth
11.35%
AUM ₹1418 Cr Expense 0.94%
Nippon India Quant Fund - Direct Plan - Growth Plan
Nippon India Quant Fund - Direct Plan - Growth Plan
10.56%
AUM ₹36 Cr Expense 0.44%
Nippon India Focused Equity Fund - Direct Plan - Growth Option
Nippon India Focused Equity Fund - Direct Plan - Growth Option
9.62%
AUM ₹6521 Cr Expense 1.25%
Nippon India Growth Fund - Direct Plan - Growth
Nippon India Growth Fund - Direct Plan - Growth
9.29%
AUM ₹13861 Cr Expense 1.01%
Nippon India Asset Allocator FoF Direct Growth
Nippon India Asset Allocator FoF Direct Growth
9.29%
AUM ₹108 Cr Expense 0.98%
Nippon India Tax Saver (ELSS) Fund - Direct Plan - Growth Option
Nippon India Tax Saver (ELSS) Fund - Direct Plan - Growth Option
8.66%
AUM ₹12352 Cr Expense 1.18%
Nippon India Balanced Advantage Fund Direct Growth Plan
Nippon India Balanced Advantage Fund Direct Growth Plan
8.04%
AUM ₹6851 Cr Expense 0.49%
Nippon India Equity Hybrid Fund - Direct Plan - Growth Option
Nippon India Equity Hybrid Fund - Direct Plan - Growth Option
7.98%
AUM ₹3052 Cr Expense 1.3%
Nippon India Value Fund - Direct Plan - Growth Option
Nippon India Value Fund - Direct Plan - Growth Option
7.81%
AUM ₹5001 Cr Expense 1.25%
Nippon India Index S&P BSE Fund Sensex Plan - Direct Plan - Growth Plan
Nippon India Index S&P BSE Fund Sensex Plan - Direct Plan - Growth Plan
6.88%
AUM ₹358 Cr Expense 0.15%
Nippon India Index Fund - Nifty 50 Plan - Direct Plan - Growth Plan
Nippon India Index Fund - Nifty 50 Plan - Direct Plan - Growth Plan
6.69%
AUM ₹637 Cr Expense 0.2%
Nippon India Nifty 50 Value 20 Index Fund Direct Growth
Nippon India Nifty 50 Value 20 Index Fund Direct Growth
6.3%
AUM ₹210 Cr Expense 0.2%
Nippon India Multi Asset Fund Direct Growth
Nippon India Multi Asset Fund Direct Growth
5.94%
AUM ₹1145 Cr Expense 0.24%
Nippon India Vision Fund - Direct Plan - Growth Plan
Nippon India Vision Fund - Direct Plan - Growth Plan
5.67%
AUM ₹3291 Cr Expense 1.56%
 

What are the various types of funds that Nippon Life India Asset Management Ltd offers?

Equity-Oriented Funds:Nippon Life India Asset Management Ltd offers 23 equity funds in total.

Equity-oriented schemes are known to give high returns over a long period of time. They have been in vogue among various mutual fund investors in India for the past few years now. Since they offer high returns, they bear high risks compared to other types of mutual funds. Investors looking to start their investment journey and those who prefer growth, in the long run, can invest in equity mutual funds. Sector-specific funds, Index funds and Tax-saver funds are the various types of equity-oriented mutual funds.

Money-market funds:Nippon Life India Asset Management Ltd offers 1 money market funds in total.

These funds largely invest in money market instruments. Those investors looking for a fixed return over a very short period of time can opt for money market funds. Instruments such as certificates of deposits, commercial papers, and treasury bills form part of money market instruments.

Debt Mutual Funds:Nippon Life India Asset Management Ltd offers 31 debt mutual funds in total.

Mutual Funds that invest in fixed income securities like government bonds, and corporate bonds are called debt funds. These funds are suitable for investors who are risk-averse and prefer relatively stable returns.

Balanced Funds:Nippon Life India Asset Management Ltd offers 1 balanced funds in total.

These funds are for those investors who want a mix of equity and debt securities in their portfolio. Balanced funds thus offer moderate returns with relatively low risk.

Hybrid Funds:Nippon Life India Asset Management Ltd offers 10 hybrid funds in total.

Mutual funds that invest in more than one asset class are called hybrid funds. These funds invest in a combination of equity and debt or any other assets such as gold, or real estate. Multi-asset funds, balanced funds, and equity savings funds are some of the types of hybrid funds.

Gilt Funds:Nippon Life India Asset Management Ltd offers 2 gilt funds in total.

Mutual funds that invest primarily in government securities are called gilt funds. Government securities are known to be risk-free assets, however, they are not free from interest rate risks.

How to Invest in Nippon Life India Asset Management Ltd?

Eligibility:

In order to invest in Nippon Life India Asset Management Ltd schemes you must fulfill either of the following eligibility criteria:

  • Must be Individuals of 18 years and above with having their domicile in India.
  • Indian Partnership Firms and Hindu Undivided Family (HUF) must be represented by the Karta.
  • Non-Resident Indians (NRIs) or Persons of Indian Origin (PIOs) must have the approval of the Reserve Bank of India (RBI).
  • Association of Person (AOP) /Body of Individuals (BOI), Public Sector Undertakings, Body Corporates, and societies, must be authorized as under the Societies Registration Act, 1860.
  • Religious, charitable, and private trusts, must adhere to the provision of the Income Tax Act, 1961 read with the Income Tax Rules, 1962.
  • Trustee of private trusts, must have been permitted to contribute to the mutual fund schemes as per their trust deed.
  • Banks and other Financial Institutions.

Documentation:

  • The applicant must have an existing bank account.
  • The applicant must be KYC Compliant.
  • The applicant’s Savings Bank Account status must be preferably Single or Either/Survivor.
  • If the mutual fund company owns a bank, then applicants can directly invest through the bank account itself.

Mode of Investment

To invest in Nippon Life India Asset Management Ltd schemes, an applicant can choose to invest either through an online or an offline investment option.

Investing via offline mode

Following are the steps involved in an offline investment process:

  • The applicant needs to fill out the KYC (Know Your Customer) form along with the application.
  • The investor needs to submit the application form physically. Then the same must be submitted and further processed.
  • Then an applicant must fill out the application form of the desired mutual fund scheme he wishes to invest in. Such an application form must be downloaded from the official website or procured via the investor service center of the mutual fund. An investor can do the same through the Registrar and Transfer Agent (RTA).
  • An applicant can then choose his preferred form of investment and choose to register for a SIP i.e. a Systematic Investment Plan or through a lump sum method, as per his convenience.
  • Then he needs to submit the application form along with the necessary enclosures at the authorized collection centers of such mutual funds. The same can be done through a Registrar and Transfer Agent (RTA), as per the applicability.
  • To complete the online application process, an applicant shall then receive a time-stamped acknowledgment at the time of submission. He shall also receive a confirmation message for the transaction on his registered mobile number along with the account statement within 1-2 working days.

How to invest in Nippon Life India Asset Management Ltd through INDmoney?

We at INDmoney have always believed in simplification. With just a few steps you could start investing in Nippon Life India Asset Management Ltd’s schemes. With various innovative tools to supplement your investment journey, all you have to do is download the app and follow the step-by-step process. For your convenience, we have listed all the steps below. And yes, it involves zero paperwork and no transaction fee at all. Start your investment journey in the simplest way possible.

To invest in Nippon Life India Asset Management Ltd schemes through INDmoney, an applicant needs to follow the following process:

  • To start with, the applicant must have an INDmoney account to invest in the Nippon Life India Asset Management Ltd. Downloading the INDmoney app can make the whole process a lot more easier.
  • The next step is to log in or sign in to the INDmoney account and complete the KYC process.
  • As mentioned above, the investor needs to be KYC compliant and must be in possession of valid documents such as PAN card, Aadhaar card, Voter ID card, driving license, and other necessary related documents.
  • Next the applicant needs to link the bank account with INDmoney account.
  • The investor can then easily proceed to select his desired mutual fund scheme. Further, the investor can compare the selected Nippon Life India Asset Management Ltd scheme, with the given indicators such as the risk-return ratio, past market trends, etc. through the comprehensive tools available in the app.
  • The investor then needs to choose the preferred payment system with either a SIP or through a one-time lump sum amount.
  • The applicant will be allotted the Nippon Life India Asset Management Ltd units of the selected scheme based on the investment amount as well as the NAV of the cut-off time, at most within 3-4 working days.

How to Invest in Nippon Life India Asset Management Ltd Schemes through the website?

An applicant can choose to invest in the Nippon Life India Asset Management Ltd schemes directly through the official website. To do so he must follow the following steps:

  • The applicant or the investor needs to first fill up the KYC form.
  • Then the online portal of the Nippon Life India Asset Management Ltd will then prompt such applicants or investors to input the necessary details along with the selection of the desired scheme, the first investment amount, and details of the investors payment bank account.
  • The investor also needs to specify his preferred mode of investment i.e. SIP or a one-time payment.
  • After a successful transaction, the investor will receive a confirmation message on his registered email address along with his account statement.

Caution to Investors

Following are some of the points that an investor must consider before investing in any mutual fund scheme:

  • Select a scheme that offers substantial returns in the long term with the wide spectrum of options available. Do not choose too-less diversified or too-much diversified funds to find a perfect balance for high returns.
  • Always invest in schemes based on your investment goals and not the market trend. It is always advisable to select a scheme based on the duration you wish to invest in as well as the financial goal that you wish to achieve.
  • The returns provided by the selected plan must have the potential to beat inflation in the future. Some funds may provide high returns, but they may not be able to curtail the cost of inflation while taking the time value of money into the account.
  • In case you intend to invest in short-term options, choose plans that provide high liquidity and easy withdrawal options to avail of the short-term advantages. However, do not indulge in funds in such a case which shall cost you exit-load
  • The risk appetite must be taken into consideration while investing in any plan. Investors need to be cautious about the market turmoil before investing in any Nippon Life India Asset Management Ltd scheme to not end up in losses.
  • Always opt to invest in tax-advantaged funds like ELSS mutual funds, if you wish to not fall under the high-tax bracket. Plan to invest in funds with relevant tax-saving plans.

Understanding the Mutual Fund Schemes

Nippon India Short Term Fund

The goal of the fund is to invest primarily in higher rated, strong credit quality, and liquid papers to maintain a healthy risk-return ratio while capturing the short to medium end of the yield curve. The fund makes investments in fixed income securities that are appropriate for shorter-term investing (1-3 years). It is well suited for conservative investors looking for a short-term, moderate capital gain.

Nippon India Banking & PSU Debt Fund

Investing in debt and money market instruments of various maturities, primarily securities issued by institutions like banks, public sector undertakings (PSUs), and public financial institutions, in order to earn income over a short- to medium-term time horizon (PFIs).

Nippon India Corporate Bond Fund

The fund aims to profit from any prospects in the corporate bond market from time to time. It bases its investments on its perception of short- to medium-term interest rates and the yield curve's form. About 85% of the fund's investments are intended for long-term, AAA-rated or similar issuers. The fund primarily invests in corporate bonds with a term of one to three years, which results in a shorter maturity period.

Nippon India Small Cap Fund

The fund mostly invests in the small-cap market (minimum 65 percent). Small-cap companies have the advantage of long-term strong growth prospects and have the ability to become tomorrow's mid-caps. The fund hosts well-diversified stock and sector holdings. The fund has a solid track record, with CAGR returns of 23.35 percent since inception.

Nippon India Consumption Fund

By investing at least 80% of its net assets in stock and equity-related instruments of the companies that are projected to benefit directly or indirectly from domestic consumption-led demand, the scheme's investment objective is to pursue long-term capital appreciation. The fund's flexible cap structure enables it to invest in various market capitalizations.

Nippon India Growth Fund

This fund makes investments in businesses with the potential to grow to be large-cap but are now primarily mid-cap. Concentrate on industries including consumer discretionary, healthcare, finance, and outsourcing to multinational businesses that may have higher development potential. The fund has a robust internal research department that evaluates 550+ stocks before selecting them for investment.

Nippon India Low Duration Fund

By making investments in debt securities and money market instruments, the Scheme seeks to achieve optimal returns while maintaining reasonable levels of risk and liquidity. The fund poses a moderate Credit Risk and a relatively high-Interest Rate Risk.

Nippon India Money Market Fund

By investing in money market instruments, the scheme's investment goal is to produce the best returns possible while maintaining a reasonable degree of risk and liquidity. The fund makes an effort to do this by keeping the safety, liquidity, and profitability characteristics of diverse investments in balance. In order to manage the fixed income portfolios, it seeks to attain the ideal risk-return balance.

Nippon India Arbitrage Fund

The scheme's investment goal is to make money by exploiting potential arbitrage opportunities between the cash and derivative markets, as well as within the derivative segment, and by making investments in debt securities and money market instruments.

Nippon India Focused Equity Fund

By primarily investing in an active and concentrated portfolio of equities & equity-linked instruments up to 30 firms across market size, the scheme's principal investment goal is to achieve long-term capital growth. The plan's secondary goal is to produce steady returns through investments in debt, money market securities, REITs, and InvITs.

Nippon India Value Fund

This fund makes investments in stocks that are currently undervalued but have the potential to recover over time. It examines the company's growth potential and concentrates on the trajectory of long-term sustainable growth. It focuses on the company's current capacity, or current assets and investments, which may be adequate to handle future expansion. On short-term problems, the fund often selects equities with solid businesses at quite attractive valuations. The fund typically invests in consolidators and market leaders in industries including banking, telecommunications, chemicals, consumer durables, etc.

Nippon India Large Cap Fund

A large cap fund that invests primarily in the equities of the top 100 firms by total market capitalization. It makes investments in new, large-cap firms with a proven track record of management, a proven business plan, and the ability to produce significant cash flows. It makes an effort to invest in growing businesses that are fairly valued and have a strong return on equity.

Nippon India Income Fund

The scheme's main investing goal is to produce the best returns possible while taking a minimal amount of risk. This income could be complimented by the portfolio's capital growth. As a result, investments are made primarily in debt and money market instruments. The fund uses a two-sided strategy: Tactical and Core. The Core Strategy is to represent a medium to long-term perspective on interest rates and the yield curve, and the tactical plan for taking advantage of market opportunities that last only for a short time period.

Nippon India Gilt Securities Fund

By making investments in a portfolio of securities that have been issued and guaranteed by the Central Government and State Governments, the scheme's main investment goal is to produce the best credit risk-free returns.

Nippon India Equity Hybrid Fund

The Nippon India Equity Hybrid Fund invests in a mix of equity and fixed income assets in an effort to produce comparatively higher risk-adjusted returns. The fund makes an effort to balance the relative stability of fixed income investments with the benefit of possible equity growth. The goal of the fixed income approach is to increase accrual by investments in high-quality, moderately-durational securities.

FAQs

Yes. You can pause/restart your SIP anytime!

  • On your mutual fund dashboard, click on the Transactions tab and then go on the SIP/STP/SWP Section. Click on the SIP you want to pause/restart and then click on the Manage SIP button.

  • Then click on the Pause/Restart Button and your SIP would be paused/restarted.

You can invest in Nippon Life India Asset Management Ltd in a few simple steps through INDmoney and benefit from in-depth insights that we provide or you can also invest in Nippon Life India Asset Management Ltd directly by visiting the official website as well.

You can directly withdraw the amount invested in any scheme of Nippon Life India Asset Management Ltd through the INDmoney app by visiting the scheme’s page and clicking on the “Redeem” button. After submitting the request, the amount will be credited to your bank account within a few days. If you prefer the offline mode, you would have to visit the nearest branch and submit the redemption form. You can also redeem your investment by going to the official website of the Nippon Life India Asset Management Ltd and signing in with the folio number. For further details, click here.

You can increase the SIP amount by choosing the step-up option available for each scheme. A step-up or top-up SIP option automatically increases the SIP amount by a predetermined sum in a given period. Or you could choose to increase the SIP amount by following the given steps below:

  1. Login

  2. Go to Investments

  3. Go to my mutual funds

  4. Select a fund

  5. “Invest More”

With the auto-debit feature, firstly you don’t need to remember the debit dates as the bank account will get debited automatically on the date which you have selected for SIP. However, just in case for whatever reason the funds are not available in the bank account, you will miss one SIP. There is no penalty or any fee. Your SIP account remains active even if you miss one SIP date but after multiple misses, it gets cancelled.

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Disclaimer: Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.