Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl

Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl

Debt

Nippon Mutual Fund

Medium To Long Duration

Get the latest NAV of Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹11.42

▼-0.3%1D

NAV as on 09 Jun 2025

6.65%/per year

Since Inception

Absolute Gain%

▲▼

Fund Performance

as on (09-Jun-25)

Period
This Fund
Medium to Long Duration Index
1 Month
0.47%
0.77%
3 Months
3.48%
3.65%
6 Months
4.72%
4.74%
1 Year
9.7%
9.47%
3 Years
8.83%
8.09%
5 Years
6.53%
6.07%

Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl Asset Allocation

See fund asset allocation details as on (13-May-25)

Fund Distribution

as on (13-May-25)

Debt & Cash 99.7%

AAA
100%
Cash allocation has gone up from 19.4% to 21.1%
Cash allocation has gone up from 19.4% to 21.1%
Debt allocation has gone down from 80.4% to 78.6%
Debt allocation has gone down from 80.4% to 78.6%

Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl Sector Allocation

See fund sector allocation details as on (13-May-25)

Sector Allocation

Debt & Cash 99.7%

Government
87.6%
Cash Equivalent
8.6%
Corporate
3.8%

Top 3 Sectors in April were Financial Services, Government & Corporate

Apr'25

Financial Services

100%

Government

63%

Corporate

21%

Mar'25

Financial Services

100%

Government

65%

Corporate

21%

Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.67%
Benchmark
NIFTY Medium Long Dur Debt A-III TR INR
AUM₹428 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹25000/₹100
Exit Load
0.2%
Lock InNo Lock-in
TurnOver
216.06%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

About Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl

Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Kinjal Desai, Vivek Sharma. This fund is suitable to keep your money safe.

Key Parameters

  1. Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl has ₹428 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.7.

Returns

Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl has given a CAGR return of 6.65% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.70%, 8.83% and 6.53% respectively.

Holdings

Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl has allocated its funds majorly in Financial Services, Government, Corporate, Cash Equivalent. Its top holdings are 7.09% Govt Stock 2054, 7.3% Govt Stock 2053, 7.12% State Government Of Maharashtra 2036, 7.1% Govt Stock 2029, Tata Capital Limited

Taxation

As it is a medium to long duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl

The primary investment objective of the scheme is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in Debt & Money Market Instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 25000.00 and for SIP is INR 100.00. Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl has no lock in period.

Fund Manager

Kinjal Desai

Fund Manager of Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl, since 25 May 2018

Vivek Sharma

Fund Manager of Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl, since 1 February 2020

Learn more about Nippon Mutual Fund
Parameters
Apr'25
Mar'25
Feb'25
AUM
₹ 427.7 Cr
₹ 419.8 Cr
₹ 411.3 Cr
  • AUM of the fund stands at 427.7 Cr as of Apr'25
  • AUM increased by 8 Cr between Apr'25 and Mar'25

Frequently Asked Questions for Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl

How do I invest in Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl?

INDmoney makes it simple to invest in the Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl?

The NAV of the fund today is ₹11.42. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl fund has generated a return of 9.70% in 1 year, 8.83% in 3 years, 6.53% in 5 years.

Who is the fund manager of Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl?

The fund managers are Kinjal Desai, Vivek Sharma.

What is the exit load of the fund?

The exit load is 0.25% if redeemed in 0-15 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.67%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹428 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Nippon India Income Fund Direct Plan Monthly Reinvestment Inc Dist cum Cap Wdrl?

The top 3 holdings of the fund are 7.09% Govt Stock 2054(20.85%), 7.3% Govt Stock 2053(20.11%), 7.12% State Government Of Maharashtra 2036(9.74%)