United Community Banks Inc (UCBI)

$26.96

+0.11

(+0.41%)▲

Market is closed - opens 7 PM, 20 May 2024

Insights on United Community Banks Inc

  • Increasing Revenue

    Revenue is up for the last 3 quarters, 229.27M → 375.44M (in $), with an average increase of 21.7% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 2 quarters, 14.09M → 62.63M (in $), with an average increase of 77.5% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 82.5% return, outperforming this stock by 65.3%

Performance

  • $26.86
    $27.30
    $26.96
    downward going graph

    0.37%

    Downside

    Day's Volatility :1.61%

    Upside

    1.25%

    downward going graph
  • $20.67
    $30.20
    $26.96
    downward going graph

    23.33%

    Downside

    52 Weeks Volatility :31.56%

    Upside

    10.73%

    downward going graph

Returns

PeriodUnited Community Banks IncSector (Financials)Index (Russel 2000)
3 Months
0.63%
7.2%
0.0%
6 Months
8.14%
21.4%
0.0%
1 Year
17.17%
29.8%
0.0%
3 Years
-21.19%
13.5%
-20.0%

Highlights

Market Capitalization
3.2B
Book Value
$26.96
Dividend Share
0.92
Dividend Yield
3.43%
Earnings Per Share (EPS)
1.53
PE Ratio
17.55
PEG Ratio
17.42
Wall Street Target Price
29.29
Profit Margin
23.2%
Operating Margin TTM
41.79%
Return On Assets TTM
0.71%
Return On Equity TTM
5.89%
Revenue TTM
809.8M
Revenue Per Share TTM
6.82
Quarterly Revenue Growth YOY
2.7%
Gross Profit TTM
826.2M
Diluted Eps TTM
1.53
Quarterly Earnings Growth YOY
-0.02
EPS Estimate Current Year
2.12
EPS Estimate Next Year
2.35
EPS Estimate Current Quarter
0.49
EPS Estimate Next Quarter
0.53

Analyst Recommendation

Buy
    50%Buy
    50%Hold
    0
    0%Sell
Based on 14 Wall street analysts offering stock ratings for United Community Banks Inc(by analysts ranked 0 to 5 stars)
Based on 14 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
7
8
8
Hold
7
6
6
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 8.64%

Current $26.96
Target $29.29

Company Financials

FY18Y/Y Change
Revenue
531.7M
↑ 19.69%
Net Income
166.1M
↑ 144.93%
Net Profit Margin
31.24%
↑ 15.97%
FY19Y/Y Change
Revenue
574.1M
↑ 7.97%
Net Income
185.7M
↑ 11.81%
Net Profit Margin
32.35%
↑ 1.11%
FY20Y/Y Change
Revenue
639.4M
↑ 11.37%
Net Income
164.1M
↓ 11.65%
Net Profit Margin
25.66%
↓ 6.69%
FY21Y/Y Change
Revenue
686.5M
↑ 7.37%
Net Income
269.8M
↑ 64.42%
Net Profit Margin
39.3%
↑ 13.64%
FY22Y/Y Change
Revenue
868.1M
↑ 26.46%
Net Income
277.5M
↑ 2.84%
Net Profit Margin
31.96%
↓ 7.34%
FY23Y/Y Change
Revenue
1.3B
↑ 51.2%
Net Income
187.5M
↓ 32.41%
Net Profit Margin
14.29%
↓ 17.67%
Q4 FY22Q/Q Change
Revenue
237.7M
↑ 5.08%
Net Income
81.5M
↑ 0.36%
Net Profit Margin
34.27%
↓ 1.61%
Q1 FY23Q/Q Change
Revenue
235.9M
↓ 0.74%
Net Income
62.3M
↓ 23.51%
Net Profit Margin
26.41%
↓ 7.86%
Q2 FY23Q/Q Change
Revenue
231.5M
↓ 1.89%
Net Income
63.3M
↑ 1.59%
Net Profit Margin
27.34%
↑ 0.93%
Q3 FY23Q/Q Change
Revenue
229.3M
↓ 0.95%
Net Income
47.9M
↓ 24.37%
Net Profit Margin
20.88%
↓ 6.46%
Q4 FY23Q/Q Change
Revenue
315.6M
↑ 37.65%
Net Income
14.1M
↓ 70.56%
Net Profit Margin
4.46%
↓ 16.42%
Q1 FY24Q/Q Change
Revenue
375.4M
↑ 18.96%
Net Income
62.6M
↑ 344.51%
Net Profit Margin
16.68%
↑ 12.22%
FY18Y/Y Change
Total Assets
12.6B
↑ 5.52%
Total Liabilities
11.1B
↑ 4.74%
FY19Y/Y Change
Total Assets
12.9B
↑ 2.73%
Total Liabilities
212.7M
↓ 98.09%
FY20Y/Y Change
Total Assets
17.8B
↑ 37.77%
Total Liabilities
327.0M
↑ 53.74%
FY21Y/Y Change
Total Assets
20.9B
↑ 17.72%
Total Liabilities
247.4M
↓ 24.34%
FY22Y/Y Change
Total Assets
24.0B
↑ 14.62%
Total Liabilities
21.3B
↑ 8514.25%
FY23Y/Y Change
Total Assets
27.3B
↑ 13.7%
Total Liabilities
24.0B
↑ 12.8%
Q4 FY22Q/Q Change
Total Assets
24.0B
↑ 1.36%
Total Liabilities
21.3B
↑ 1.21%
Q1 FY23Q/Q Change
Total Assets
25.9B
↑ 7.76%
Total Liabilities
22.8B
↑ 6.97%
Q2 FY23Q/Q Change
Total Assets
26.1B
↑ 0.96%
Total Liabilities
324.8M
↓ 98.58%
Q3 FY23Q/Q Change
Total Assets
26.9B
↑ 2.87%
Total Liabilities
23.7B
↑ 7193.33%
Q4 FY23Q/Q Change
Total Assets
27.3B
↑ 1.59%
Total Liabilities
24.0B
↑ 1.48%
Q1 FY24Q/Q Change
Total Assets
27.4B
↑ 0.25%
Total Liabilities
24.1B
↑ 0.12%
FY18Y/Y Change
Operating Cash Flow
270.0M
↑ 29.83%
Investing Cash Flow
-359.5M
↑ 689.95%
Financing Cash Flow
102.5M
↓ 256.36%
FY19Y/Y Change
Operating Cash Flow
153.9M
↓ 42.99%
Investing Cash Flow
163.2M
↓ 145.4%
Financing Cash Flow
-129.2M
↓ 226.11%
FY20Y/Y Change
Operating Cash Flow
158.7M
↑ 3.08%
Investing Cash Flow
-1.6B
↓ 1068.38%
Financing Cash Flow
2.5B
↓ 2046.67%
FY21Y/Y Change
Operating Cash Flow
359.3M
↑ 126.44%
Investing Cash Flow
-1.8B
↑ 14.29%
Financing Cash Flow
2.2B
↓ 14.25%
FY22Y/Y Change
Operating Cash Flow
607.3M
↑ 69.02%
Investing Cash Flow
-2.0B
↑ 11.83%
Financing Cash Flow
-258.8M
↓ 112.0%
Q4 FY22Q/Q Change
Operating Cash Flow
98.9M
↓ 38.57%
Investing Cash Flow
-176.5M
↓ 43.04%
Financing Cash Flow
240.5M
↓ 141.26%
Q1 FY23Q/Q Change
Operating Cash Flow
90.1M
↓ 8.91%
Investing Cash Flow
181.3M
↓ 202.69%
Financing Cash Flow
-140.6M
↓ 158.45%
Q2 FY23Q/Q Change
Operating Cash Flow
94.9M
↑ 5.37%
Investing Cash Flow
-344.8M
↓ 290.17%
Financing Cash Flow
182.9M
↓ 230.11%

Technicals Summary

Sell

Neutral

Buy

United Community Banks Inc is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
United Community Banks Inc
United Community Banks Inc
9.15%
8.14%
17.17%
-21.19%
-1.5%
Nu Holdings Ltd.
Nu Holdings Ltd.
9.38%
43.07%
82.47%
12.88%
12.88%
Icici Bank Ltd.
Icici Bank Ltd.
7.0%
22.29%
17.95%
58.38%
133.76%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
8.43%
23.02%
33.46%
-17.31%
22.09%
U.s. Bancorp
U.s. Bancorp
5.05%
10.1%
35.88%
-31.91%
-19.9%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
8.29%
3.16%
20.26%
19.6%
-17.24%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
United Community Banks Inc
United Community Banks Inc
17.55
17.55
17.42
2.12
0.06
0.01
0.03
26.96
Nu Holdings Ltd.
Nu Holdings Ltd.
45.04
45.04
NA
0.41
0.21
0.03
NA
1.42
Icici Bank Ltd.
Icici Bank Ltd.
18.31
18.31
0.0
1.36
0.19
0.02
0.01
364.7
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
13.51
13.51
3.46
12.64
0.11
0.01
0.04
113.3
U.s. Bancorp
U.s. Bancorp
13.84
13.84
1.14
3.84
0.09
0.01
0.05
31.25
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.95
9.95
0.86
0.82
0.19
0.01
0.01
18.93
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
United Community Banks Inc
United Community Banks Inc
Buy
$3.2B
-1.5%
17.55
23.2%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$56.0B
12.88%
45.04
29.67%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$95.3B
133.76%
18.31
27.97%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$64.0B
22.09%
13.51
25.68%
U.s. Bancorp
U.s. Bancorp
Buy
$65.0B
-19.9%
13.84
20.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$63.4B
-17.24%
9.95
27.36%

Institutional Holdings

  • BlackRock Inc

    14.32%

  • Vanguard Group Inc

    11.38%

  • FMR Inc

    7.57%

  • State Street Corporation

    5.00%

  • Dimensional Fund Advisors, Inc.

    3.82%

  • Neuberger Berman Group LLC

    3.21%

Corporate Announcements

  • United Community Banks Inc Dividends March,2024

    In the quarter ending March,2024. United Community Banks Inc has declared dividend of $0.23

    Read More

Company Information

the bank that service built since 1950, united community bank has been dedicated to providing platinum-level service to our customers as the foundation of every relationship. known as the bank that service built℠, we are committed to improving the lives of residents in the communities we serve through this philosophy of delivering exceptional banking service. we carry an average rating of 96%* in customer satisfaction, the highest in the u.s. banking industry, and we operate as one of the strongest and most secure banks in the southeast. headquartered in blairsville, ga, we are the third-largest traditional bank holding company in the state with more than 100 locations throughout georgia, north carolina, tennessee and south carolina. we provide valuable products ranging from personal banking and mortgage services to small business administration loans and risk-management solutions to meet our customers' needs. when it comes to a better banking experience, united community bank

Organization
United Community Banks Inc
Employees
3071
CEO
Mr. Herbert Lynn Harton
Industry
Finance

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