Lake Shore Bancorp Inc (LSBK)

$13.01

-0.4

(-2.98%)▲

Market is closed - opens 7 PM, 10 Oct 2024

Performance

  • $13.01
    $13.01
    $13.01
    downward going graph

    0.0%

    Downside

    Day's Volatility :0.0%

    Upside

    0.0%

    downward going graph
  • $9.51
    $14.21
    $13.01
    downward going graph

    26.9%

    Downside

    52 Weeks Volatility :33.08%

    Upside

    8.45%

    downward going graph

Returns

PeriodLake Shore Bancorp IncIndex (Russel 2000)
3 Months
10.19%
0.0%
6 Months
19.63%
0.0%
1 Year
36.14%
0.0%
3 Years
-10.38%
-20.8%

Highlights

Market Capitalization
76.9M
Book Value
$15.41
Dividend Share
0.36
Dividend Yield
5.37%
Earnings Per Share (EPS)
0.75
PE Ratio
17.88
PEG Ratio
0.0
Profit Margin
17.09%
Operating Margin TTM
25.94%
Return On Assets TTM
0.63%
Return On Equity TTM
5.22%
Revenue TTM
26.0M
Revenue Per Share TTM
4.44
Quarterly Revenue Growth YOY
-10.4%
Gross Profit TTM
26.3M
Diluted Eps TTM
0.75
Quarterly Earnings Growth YOY
0.36
EPS Estimate Current Year
0.0
EPS Estimate Next Year
0.0
EPS Estimate Current Quarter
0.0
EPS Estimate Next Quarter
0.0

Analyst Recommendation

Company Financials

FY18Y/Y Change
Revenue
20.4M
↑ 5.02%
Net Income
4.0M
↑ 18.41%
Net Profit Margin
19.6%
↑ 2.22%
FY19Y/Y Change
Revenue
21.6M
↑ 5.65%
Net Income
4.1M
↑ 2.17%
Net Profit Margin
18.95%
↓ 0.65%
FY20Y/Y Change
Revenue
22.9M
↑ 6.32%
Net Income
4.6M
↑ 11.52%
Net Profit Margin
19.88%
↑ 0.93%
FY21Y/Y Change
Revenue
25.2M
↑ 9.85%
Net Income
6.2M
↑ 35.74%
Net Profit Margin
24.57%
↑ 4.69%
FY22Y/Y Change
Revenue
27.0M
↑ 7.39%
Net Income
5.7M
↓ 7.74%
Net Profit Margin
21.11%
↓ 3.46%
FY23Y/Y Change
Revenue
36.4M
↑ 34.77%
Net Income
4.8M
↓ 15.56%
Net Profit Margin
13.23%
↓ 7.88%
Q1 FY23Q/Q Change
Revenue
6.8M
↓ 4.02%
Net Income
1.7M
↑ 41.28%
Net Profit Margin
24.6%
↑ 7.89%
Q2 FY23Q/Q Change
Revenue
6.8M
↓ 1.14%
Net Income
816.0K
↓ 51.54%
Net Profit Margin
12.06%
↓ 12.54%
Q3 FY23Q/Q Change
Revenue
6.9M
↑ 1.97%
Net Income
1.6M
↑ 92.52%
Net Profit Margin
22.77%
↑ 10.71%
Q4 FY23Q/Q Change
Revenue
9.5M
↑ 38.2%
Net Income
749.0K
↓ 52.32%
Net Profit Margin
7.85%
↓ 14.92%
Q1 FY24Q/Q Change
Revenue
9.3M
↓ 2.31%
Net Income
1.0M
↑ 35.38%
Net Profit Margin
10.88%
↑ 3.03%
Q2 FY24Q/Q Change
Revenue
9.5M
↑ 1.89%
Net Income
1.1M
↑ 10.06%
Net Profit Margin
11.76%
↑ 0.88%
FY18Y/Y Change
Total Assets
545.7M
↑ 5.15%
Total Liabilities
465.9M
↑ 5.74%
FY19Y/Y Change
Total Assets
610.9M
↑ 11.94%
Total Liabilities
34.7M
↓ 92.56%
FY20Y/Y Change
Total Assets
686.2M
↑ 12.33%
Total Liabilities
29.8M
↓ 14.14%
FY21Y/Y Change
Total Assets
714.1M
↑ 4.06%
Total Liabilities
22.0M
↓ 26.22%
FY22Y/Y Change
Total Assets
699.9M
↓ 1.98%
Total Liabilities
618.7M
↑ 2718.82%
FY23Y/Y Change
Total Assets
725.1M
↑ 3.6%
Total Liabilities
638.8M
↑ 3.25%
Q1 FY23Q/Q Change
Total Assets
730.1M
↑ 4.31%
Total Liabilities
646.4M
↑ 4.47%
Q2 FY23Q/Q Change
Total Assets
714.0M
↓ 2.19%
Total Liabilities
36.5M
↓ 94.36%
Q3 FY23Q/Q Change
Total Assets
713.6M
↓ 0.07%
Total Liabilities
36.5M
↑ 0.0%
Q4 FY23Q/Q Change
Total Assets
725.1M
↑ 1.62%
Total Liabilities
638.8M
↑ 1652.66%
Q1 FY24Q/Q Change
Total Assets
717.6M
↓ 1.04%
Total Liabilities
631.1M
↓ 1.22%
Q2 FY24Q/Q Change
Total Assets
711.0M
↓ 0.91%
Total Liabilities
624.1M
↓ 1.1%
FY18Y/Y Change
Operating Cash Flow
6.1M
↑ 4.93%
Investing Cash Flow
-39.1M
↑ 7.2%
Financing Cash Flow
22.8M
↓ 12.5%
FY19Y/Y Change
Operating Cash Flow
5.8M
↓ 4.55%
Investing Cash Flow
-64.7M
↑ 65.6%
Financing Cash Flow
58.4M
↑ 156.16%
FY20Y/Y Change
Operating Cash Flow
5.6M
↓ 3.99%
Investing Cash Flow
-62.1M
↓ 4.01%
Financing Cash Flow
69.2M
↑ 18.46%
FY21Y/Y Change
Operating Cash Flow
8.6M
↑ 52.61%
Investing Cash Flow
-5.7M
↓ 90.76%
Financing Cash Flow
21.8M
↓ 68.5%
Q1 FY23Q/Q Change
Operating Cash Flow
1.4M
↓ 21.62%
Investing Cash Flow
-171.0K
↑ 0.0%
Financing Cash Flow
27.9M
↑ 6617.59%
Q2 FY23Q/Q Change
Operating Cash Flow
2.0M
↑ 41.96%
Investing Cash Flow
12.0M
↓ 7105.85%
Financing Cash Flow
-17.1M
↓ 161.42%

Technicals Summary

Sell

Neutral

Buy

Lake Shore Bancorp Inc is currently in a neutral trading position according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Lake Shore Bancorp Inc
Lake Shore Bancorp Inc
4.44%
19.63%
36.14%
-10.38%
-10.0%
Nu Holdings Ltd.
Nu Holdings Ltd.
-2.46%
13.96%
84.27%
30.4%
30.4%
Icici Bank Ltd.
Icici Bank Ltd.
0.58%
10.07%
28.73%
56.1%
144.37%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
-0.96%
12.06%
49.64%
-10.04%
32.44%
U.s. Bancorp
U.s. Bancorp
-2.21%
0.73%
38.27%
-28.44%
-15.87%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-4.18%
-4.75%
20.22%
47.93%
-20.45%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Lake Shore Bancorp Inc
Lake Shore Bancorp Inc
17.88
17.88
0.0
0.0
0.05
0.01
0.05
15.41
Nu Holdings Ltd.
Nu Holdings Ltd.
43.45
43.45
NA
0.43
0.24
0.04
NA
1.45
Icici Bank Ltd.
Icici Bank Ltd.
19.4
19.4
0.0
1.36
0.18
0.02
0.01
387.52
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
15.15
15.15
3.88
13.17
0.1
0.01
0.04
116.71
U.s. Bancorp
U.s. Bancorp
14.05
14.05
1.11
3.9
0.1
0.01
0.05
31.79
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.3
9.3
1.12
0.79
0.19
0.01
0.03
19.79
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Lake Shore Bancorp Inc
Lake Shore Bancorp Inc
NA
$76.9M
-10.0%
17.88
17.09%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$64.5B
30.4%
43.45
31.18%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$103.8B
144.37%
19.4
26.87%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$71.9B
32.44%
15.15
25.53%
U.s. Bancorp
U.s. Bancorp
Hold
$69.1B
-15.87%
14.05
21.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$58.9B
-20.45%
9.3
27.97%

Insights on Lake Shore Bancorp Inc

  • Increasing Revenue

    Revenue is up for the last 2 quarters, 9.31M → 9.49M (in $), with an average increase of 1.9% per quarter

  • Increasing Net Profit

    Netprofit is up for the last 3 quarters, 749.0K → 1.11M (in $), with an average increase of 17.6% per quarter

  • Vs NU

    In the last 1 year, Nu Holdings Ltd. has given 84.3% return, outperforming this stock by 48.2%

Institutional Holdings

  • M3F, Inc.

    1.92%

  • Stilwell Value LLC

    1.74%

  • Hbk Sorce Advisory LLC

    1.19%

  • Vanguard Group Inc

    0.94%

  • Global Retirement Partners, LLC.

    0.55%

  • Dimensional Fund Advisors, Inc.

    0.55%

Company Information

lake shore savings is a community oriented financial institution originally chartered as a savings and loan association in new york in 1891. we are dedicated to serving the financial needs of consumers and businesses within its market area. we are primarily engaged in the business of attracting deposits from the general public and using such funds to originate loans. emphasis is on the origination of loans secured by first mortgages on owner-occupied, residential real estate. other types of real estate loans, commercial loans and consumer loans are also offered. operations are conducted from eleven full service branch offices and eighteen atm’s. mission- at lake shore savings, “putting people first” means helping our customers, energizing our employees, respecting our shareholders, and serving the communities in our region! lake shore’s mission is to deliver outstanding customer service and financial assistance to customers, building lasting customer relationships, and assist customers

Organization
Lake Shore Bancorp Inc
Employees
115
CEO
Mr. Kim C. Liddell
Industry
Finance

Discover More

FAQs