Lake Shore Bancorp Inc Share Price

NASDAQ: LSBK

Small Cap

$13.01

-0.01

(-0.12%)

as on September 13, 2025 at 1:29 am IST

$₹

Lake Shore Bancorp Inc Stock Performance

as on September 13, 2025 at 1:29 am IST

Day's Low
Day's High
$12.99
Day's Price Range
$13.11
$13.01
0.15%
Downside
0.77%
Upside
52 Week's Low
52 Week's High
$11.5
52-Week Price Range
$16.95
$13.01
11.61%
Downside
30.28%
Upside

Lake Shore Bancorp Inc share price movements today

Previous Close: $13.02
Open: $13.10
Volume: 339.7K
Day's Low - High: $12.99 - $13.11
52 Week Low - High: $11.5 - $16.95

Lake Shore Bancorp Inc Historical Returns

1 Month Return: + 2.12 %
3 Month Return: -17.59 %
1 Year Return: + 0.54 %
3 Year Return: -0.23 %
5 Year Return: + 4.83 %

Lake Shore Bancorp Inc Stock Fundamentals & Key Indicators

Check Lake Shore Bancorp Inc market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$102.0M

EPS (TTM)

Dividend Yield

0.00%

PE Ratio (TTM)

12.4

Industry PE ratio

P/B Ratio

12.4

PEG Ratio

Return On Equity TTM

6.42%

Lake Shore Bancorp Inc Stock Valuation

Track how Lake Shore Bancorp Inc P/E has moved over time to understand its valuation trends.

Lake Shore Bancorp Inc in the last 5 years

Overview
Trends

Lowest (10.66x)

March 31, 2023

Industry (0.00x)

September 12, 2025

Today (12.40x)

September 12, 2025

Highest (17.60x)

March 31, 2025

LowHigh

Today’s Price to Earnings Ratio: 12.40x

Lake Shore Bancorp Inc vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Lake Shore Bancorp Inc with its industry peers.

Company	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin %
Lake Shore Bancorp Inc	NA	$102.0M	4.83%	12.4	21.81%
Mizuho Financial Group, Inc.	BUY	$82.4B	143.75%	13.81	22.70%
Nu Holdings Ltd.	BUY	$75.5B	NA	33.23	39.32%
Icici Bank Ltd.	BUY	$114.2B	216.63%	19.15	25.74%
Pnc Financial Services Group, Inc.	BUY	$79.8B	83.07%	13.85	29.23%

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Stock Returns calculator for Lake Shore Bancorp Inc Stock including INR - Dollar returns

The Lake Shore Bancorp Inc stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Lake Shore Bancorp Inc investment value today

Current value as on today

₹1,05,579

Returns

₹5,579

(+5.58%)

Returns from Lake Shore Bancorp Inc Stock

₹463 (+0.46%)

Dollar Returns*

₹5,115 (+5.12%)

Lake Shore Bancorp Inc Stock's Interest Amongst Investors

Search interest for Lake Shore Bancorp Inc Stock has increased by 100% in the last 30 days, reflecting an upward trend in search activity.

Time period: August 14, 2025 to September 13, 2025

Change:100% versus previous 30 day period

Lake Shore Bancorp Inc Quarterly Profit & Loss

All numbers in Millions USD

	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Total Revenue	8	9	9	9	9	9	9	9	9	9
Gross Profit	7	6	7	6	6	6	6	7	6	-
Operating Income	1	1	1	1	1	1	1	1	1	2
EBITDA	2	1	2	1	1	1	1	1	1	2
Interest Expense	1	2	2	3	3	3	3	3	2	2
Depreciation	0	0	0	0	0	0	0	0	0	0
Income Before Tax	1	1	1	1	1	1	1	1	1	2
Income Tax Expense	0	0	0	0	0	0	0	0	0	0
Net Income	1	0	1	0	1	1	1	1	1	1
Net Profit Margin	19.80%	9.04%	16.85%	7.85%	10.88%	11.76%	13.81%	15.21%	11.63%	19.37%

Lake Shore Bancorp Inc Annual Profit & Loss

All numbers in Millions USD

	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Total Revenue	20	21	22	24	26	27	27	29	36	38
Gross Profit	17	18	18	20	20	21	24	26	28	25
Operating Income	4	4	4	4	4	5	7	6	6	5
EBITDA	4	5	5	5	5	6	8	7	7	6
Interest Expense	2	2	2	3	5	4	2	2	9	13
Depreciation	-	-	0	0	0	0	0	0	0	0
Income Before Tax	4	4	4	4	4	5	7	6	6	5
Income Tax Expense	0	0	1	0	0	0	1	1	1	0
Net Income	3	3	3	4	4	4	6	5	4	4
Net Profit Margin	16.45%	16.28%	15.31%	16.66%	15.27%	16.68%	22.22%	19.38%	13.25%	12.94%

Lake Shore Bancorp Inc Quarterly Cash Flow

All numbers in Millions USD

	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025
Net Income	0	1	0	1	1	1	1	1	1
Operating Cash Flow	1	1	1	0	0	-1	3	0	1
Investing Cash Flow	11	8	0	8	12	7	-6	-5	-
Financing Cash Flow	-17	1	6	-7	-6	-16	-13	2	43
Change in Cash	-3	10	7	1	6	-11	-16	-2	44

Lake Shore Bancorp Inc Annual Cash Flow

All numbers in Millions USD

	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024
Net Income	3	3	4	4	4	6	5	4	4
Operating Cash Flow	4	5	6	5	5	8	8	6	2
Investing Cash Flow	-7	-36	-39	-64	-62	-5	-57	19	21
Financing Cash Flow	14	26	22	58	69	21	-8	18	-44
Change in Cash	11	-4	-10	0	12	24	-57	44	-20

Global Institutional Holdings in Lake Shore Bancorp Inc

Funds	Holdings
M3F, Inc.	1.65%
Stilwell Value LLC	1.56%
Hbk Sorce Advisory LLC	0.87%
Dimensional Fund Advisors, Inc.	0.42%
Minerva Advisors LLC	0.38%

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Insights on Lake Shore Bancorp Inc

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

POSITIVE IMPACT
Profit Spike
Netprofit is up for the last 2 quarters, 1.05M → 1.91M (in $), with an average increase of 44.9% per quarter
POSITIVE IMPACT
Revenue Rich
Revenue is up for the last 2 quarters, 9.09M → 9.90M (in $), with an average increase of 8.2% per quarter
NO EFFECT
Against Peers
In the last 3 years, Mizuho Financial Group, Inc. has given 195.8% return, outperforming this stock by 195.5%
NO EFFECT
Against Peers
In the last 1 year, Mizuho Financial Group, Inc. has given 63.6% return, outperforming this stock by 62.1%
NEGATIVE IMPACT
Price Dip
In the last 3 months, LSBK stock has moved down by -17.5%

About Lake Shore Bancorp Inc

lake shore savings is a community oriented financial institution originally chartered as a savings and loan association in new york in 1891. we are dedicated to serving the financial needs of consumers and businesses within its market area. we are primarily engaged in the business of attracting deposits from the general public and using such funds to originate loans. emphasis is on the origination of loans secured by first mortgages on owner-occupied, residential real estate. other types of real estate loans, commercial loans and consumer loans are also offered. operations are conducted from eleven full service branch offices and eighteen atm’s. mission- at lake shore savings, “putting people first” means helping our customers, energizing our employees, respecting our shareholders, and serving the communities in our region! lake shore’s mission is to deliver outstanding customer service and financial assistance to customers, building lasting customer relationships, and assist customers

Organisation	Lake Shore Bancorp Inc
Headquarters	31 East Fourth Street, Dunkirk, NY, United States, 14048
Industry	Finance
CEO	Mr. Kim C. Liddell
E-voting on shares	Click here to vote

Key Management of Lake Shore Bancorp Inc

Name	Title
Mr. Kim C. Liddell	CEO, President & Director
Mr. Taylor M. Gilden	CFO & Treasurer
Mr. Jeffrey M. Werdein	Executive Vice President of Commercial Division
Ms. Melissa Sprague	Chief Operation Officer
Ms. Tamara Bellanti	Senior Vice President of Human Resources
Eric Hohenstein	Corporate Secretary
Mr. Benjamin Pietak	Controller

FAQs

What is Lake Shore Bancorp Inc share price today?

Lake Shore Bancorp Inc share price today is $13.01 as on September 13, 2025 at 1:29 am IST at the close of the market. Lake Shore Bancorp Inc share today touched a day high of $13.11 and a low of $12.99.

What is the 52 week high and 52 week low for Lake Shore Bancorp Inc share?

Lake Shore Bancorp Inc share touched a 52 week high of $16.95 on February 18, 2025 and a 52 week low of $11.5 on July 21, 2025. Lake Shore Bancorp Inc stock price today i.e. September 13, 2025 at 1:29 am IST is closed at $13.01,which is 23.24% down from its 52 week high and 13.13% up from its 52 week low.

What is Lake Shore Bancorp Inc's market capitalisation today?

Lake Shore Bancorp Inc market capitalisation is $0.00T as on September 13, 2025 at 1:29 am IST.

How to invest in Lake Shore Bancorp Inc Stock (LSBK) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Lake Shore Bancorp Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Lake Shore Bancorp Inc Shares that will get you 0.1153 shares as per Lake Shore Bancorp Inc share price of $13.01 per share as on September 13, 2025 at 1:29 am IST.

What is the minimum amount required to buy Lake Shore Bancorp Inc Stock (LSBK) from India?

Indian investors can start investing in Lake Shore Bancorp Inc (LSBK) shares with as little as ₹88.25 or $1 (as of September 13, 2025 at 7:39 am IST) using the INDmoney app.
For example: If you want to invest $10 or ₹882.50 in Lake Shore Bancorp Inc stock (as per the Rupee-Dollar exchange rate as on September 13, 2025 at 7:39 am IST). Based on Lake Shore Bancorp Inc share’s latest price of $13.01 as on September 13, 2025 at 1:29 am IST, you will get 0.7686 shares of Lake Shore Bancorp Inc. Learn more about fractional shares .

What are the returns that Lake Shore Bancorp Inc has given to Indian investors in the last 5 years?

Lake Shore Bancorp Inc stock has given 4.83% share price returns and 20.01% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?