Financial Institutions Inc (FISI)

$24.63

+0.87

(+3.66%)

Market is closed - opens 7 PM, 26 Jul 2024

Performance

  • $23.88
    $24.93
    $24.63
    downward going graph

    3.05%

    Downside

    Day's Volatility :4.21%

    Upside

    1.2%

    downward going graph
  • $14.04
    $24.97
    $24.63
    downward going graph

    43.0%

    Downside

    52 Weeks Volatility :43.77%

    Upside

    1.36%

    downward going graph

Returns

PeriodFinancial Institutions Inc
3 Months
39.94%
6 Months
15.74%
1 Year
37.14%
3 Years
-15.19%

Highlights

Market Capitalization
367.0M
Book Value
$27.74
Dividend Share
1.2
Dividend Yield
5.05%
Earnings Per Share (EPS)
2.5
PE Ratio
9.5
PEG Ratio
1.91
Wall Street Target Price
22.0
Profit Margin
19.33%
Operating Margin TTM
6.98%
Return On Assets TTM
0.66%
Return On Equity TTM
9.27%
Revenue TTM
208.2M
Revenue Per Share TTM
13.53
Quarterly Revenue Growth YOY
16.3%
Gross Profit TTM
200.3M
Diluted Eps TTM
2.5
Quarterly Earnings Growth YOY
-0.85
EPS Estimate Current Year
3.43
EPS Estimate Next Year
3.13
EPS Estimate Current Quarter
0.59
EPS Estimate Next Quarter
0.65

Analyst Recommendation

Hold
    0
    0%Buy
    66%Hold
    33%Sell
Based on 9 Wall street analysts offering stock ratings for Financial Institutions Inc(by analysts ranked 0 to 5 stars)
Based on 9 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
00
00
6
Hold
6
6
4
Sell
3
3
00

Analyst Forecast

What analysts predicted

Downside of 10.68%

Current $24.63
Target $22.00

Company Financials

FY18Y/Y Change
Revenue
158.1M
↑ 7.41%
Net Income
39.5M
↑ 17.9%
Net Profit Margin
24.99%
↑ 2.22%
FY19Y/Y Change
Revenue
169.9M
↑ 7.46%
Net Income
48.9M
↑ 23.62%
Net Profit Margin
28.75%
↑ 3.76%
FY20Y/Y Change
Revenue
182.1M
↑ 7.13%
Net Income
38.3M
↓ 21.55%
Net Profit Margin
21.05%
↓ 7.7%
FY21Y/Y Change
Revenue
199.6M
↑ 9.61%
Net Income
77.7M
↑ 102.69%
Net Profit Margin
38.94%
↑ 17.89%
FY22Y/Y Change
Revenue
212.4M
↑ 6.41%
Net Income
56.6M
↓ 27.19%
Net Profit Margin
26.64%
↓ 12.3%
FY23Y/Y Change
Revenue
48.2M
↓ 77.28%
Net Income
50.3M
↓ 11.15%
Net Profit Margin
104.19%
↑ 77.55%
Q4 FY22Q/Q Change
Revenue
53.9M
↓ 3.16%
Net Income
12.1M
↓ 12.75%
Net Profit Margin
22.43%
↓ 2.46%
Q1 FY23Q/Q Change
Revenue
52.5M
↓ 2.61%
Net Income
12.1M
↑ 0.01%
Net Profit Margin
23.03%
↑ 0.6%
Q2 FY23Q/Q Change
Revenue
53.3M
↑ 1.61%
Net Income
14.4M
↑ 18.89%
Net Profit Margin
26.95%
↑ 3.92%
Q3 FY23Q/Q Change
Revenue
51.8M
↓ 2.93%
Net Income
14.0M
↓ 2.44%
Net Profit Margin
27.08%
↑ 0.13%
Q4 FY23Q/Q Change
Revenue
91.3M
↑ 76.37%
Net Income
9.8M
↓ 30.25%
Net Profit Margin
10.71%
↓ 16.37%
Q1 FY24Q/Q Change
Revenue
88.8M
↓ 2.75%
Net Income
2.1M
↓ 78.83%
Net Profit Margin
2.33%
↓ 8.38%
FY18Y/Y Change
Total Assets
4.3B
↑ 5.03%
Total Liabilities
3.9B
↑ 5.14%
FY19Y/Y Change
Total Assets
3.9B
↓ 8.84%
Total Liabilities
3.9B
↑ 0.76%
FY20Y/Y Change
Total Assets
4.4B
↑ 13.11%
Total Liabilities
4.4B
↑ 12.64%
FY21Y/Y Change
Total Assets
5.0B
↑ 12.51%
Total Liabilities
5.0B
↑ 12.86%
FY22Y/Y Change
Total Assets
5.3B
↑ 5.39%
Total Liabilities
5.4B
↑ 7.84%
FY23Y/Y Change
Total Assets
6.2B
↑ 17.2%
Total Liabilities
5.7B
↑ 5.82%
Q4 FY22Q/Q Change
Total Assets
5.3B
↑ 3.6%
Total Liabilities
5.4B
↑ 3.41%
Q1 FY23Q/Q Change
Total Assets
5.4B
↑ 2.76%
Total Liabilities
5.5B
↑ 2.5%
Q2 FY23Q/Q Change
Total Assets
5.6B
↑ 3.03%
Total Liabilities
5.7B
↑ 3.09%
Q3 FY23Q/Q Change
Total Assets
6.1B
↑ 10.02%
Total Liabilities
5.7B
↑ 0.28%
Q4 FY23Q/Q Change
Total Assets
6.2B
↑ 0.62%
Total Liabilities
5.7B
↓ 0.14%
Q1 FY24Q/Q Change
Total Assets
6.3B
↑ 1.95%
Total Liabilities
5.9B
↑ 2.26%
FY18Y/Y Change
Operating Cash Flow
65.1M
↑ 40.75%
Investing Cash Flow
-225.4M
↓ 39.51%
Financing Cash Flow
163.8M
↓ 53.75%
FY19Y/Y Change
Operating Cash Flow
57.7M
↓ 11.4%
Investing Cash Flow
-24.7M
↓ 89.03%
Financing Cash Flow
-22.8M
↓ 113.91%
FY20Y/Y Change
Operating Cash Flow
43.5M
↓ 24.7%
Investing Cash Flow
-531.1M
↑ 2047.22%
Financing Cash Flow
468.5M
↓ 2156.38%
FY21Y/Y Change
Operating Cash Flow
73.0M
↑ 67.9%
Investing Cash Flow
-633.4M
↑ 19.27%
Financing Cash Flow
545.7M
↑ 16.47%
FY22Y/Y Change
Operating Cash Flow
133.6M
↑ 83.07%
Investing Cash Flow
-325.2M
↓ 48.67%
Financing Cash Flow
242.9M
↓ 55.48%
Q4 FY22Q/Q Change
Operating Cash Flow
16.1M
↓ 54.7%
Investing Cash Flow
-159.7M
↑ 139.82%
Financing Cash Flow
155.4M
↑ 290.31%
Q1 FY23Q/Q Change
Operating Cash Flow
6.6M
↓ 59.36%
Investing Cash Flow
-164.6M
↑ 3.04%
Financing Cash Flow
167.5M
↑ 7.76%
Q2 FY23Q/Q Change
Operating Cash Flow
8.3M
↑ 25.77%
Investing Cash Flow
-114.6M
↓ 30.39%
Financing Cash Flow
146.6M
↓ 12.5%

Technicals Summary

Sell

Neutral

Buy

Financial Institutions Inc is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Financial Institutions Inc
Financial Institutions Inc
37.37%
15.74%
37.14%
-15.19%
-15.13%
Nu Holdings Ltd.
Nu Holdings Ltd.
-2.44%
30.21%
57.58%
19.75%
19.75%
Icici Bank Ltd.
Icici Bank Ltd.
-2.08%
17.28%
14.76%
54.14%
138.62%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
18.57%
18.73%
32.34%
-2.45%
26.05%
U.s. Bancorp
U.s. Bancorp
13.55%
5.75%
15.94%
-19.74%
-21.42%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
2.55%
-9.19%
-0.33%
27.84%
-37.84%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Financial Institutions Inc
Financial Institutions Inc
9.5
9.5
1.91
3.43
0.09
0.01
0.05
27.74
Nu Holdings Ltd.
Nu Holdings Ltd.
48.23
48.23
NA
0.41
0.21
0.03
NA
1.42
Icici Bank Ltd.
Icici Bank Ltd.
19.16
19.16
0.0
1.36
0.19
0.02
0.01
364.7
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
14.88
14.88
3.46
13.11
0.1
0.01
0.04
132.41
U.s. Bancorp
U.s. Bancorp
14.21
14.21
1.14
3.89
0.1
0.01
0.04
31.8
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.28
9.28
0.86
0.81
0.19
0.01
0.03
18.93
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Financial Institutions Inc
Financial Institutions Inc
Hold
$367.0M
-15.13%
9.5
19.33%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$60.1B
19.75%
48.23
29.67%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$101.9B
138.62%
19.16
27.97%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$70.5B
26.05%
14.88
25.53%
U.s. Bancorp
U.s. Bancorp
Hold
$69.9B
-21.42%
14.21
21.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$59.1B
-37.84%
9.28
27.36%

Institutional Holdings

  • BlackRock Inc

    8.49%
  • Dimensional Fund Advisors, Inc.

    6.62%
  • Vanguard Group Inc

    5.08%
  • Commonwealth Equity Services Inc

    2.94%
  • LSV Asset Management

    2.23%
  • Courier Capital Corp

    2.19%

Company Information

with 200 years of community banking experience and a portfolio exceeding $3 billion in assets, five star bank offers a wide range of consumer and commercial banking services to individuals, municipalities and businesses through a network of over 50 offices and over 60 atms in western and central new york state. we provide our customers a dedicated team of over 600 employees who work together in an environment of trust, integrity, and mutual respect. our customers are at the heart of our organization, where every interaction is an opportunity for us to deliver a friendly, professional, relationship building experience. we take great pride in being a part of each and every community in which we serve. we're committed to giving back to a variety of non-profit organizations, neighborhood charities and countless others. we are proud to be there for you, our customers, wherever, whenever and however you need us. we are five star bank. five star bank and affiliates of its parent company, fina

Organization
Financial Institutions Inc
Employees
624
CEO
Mr. Martin K. Birmingham
Industry
Finance

FAQs