Financial Institutions Inc share price logo

Financial Institutions Inc

NASDAQ: FISI

Small Cap

$35.54

+0.19

(+0.54%)

Live

as on

Financial Institutions Inc Stock Performance

as on May 8, 2026 at 1:05 am IST

  • Day's Low

    Day's High

    $34.94
    $35.45
    downward going graph

    1.69%

    Downside

    -0.25%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $24.41
    $35.67
    downward going graph

    31.32%

    Downside

    0.35%

    Upside

    downward going graph

Financial Institutions Inc share price movements today

Previous Close
$35.35
Open
$35.35
Volume
7.8K
Day's Low - High
$34.94 - $35.45
52 Week Low - High
$24.41 - $35.67

Financial Institutions Inc Historical Returns

1 Month Return
+ 6.51 %
3 Month Return
+ 0.6 %
1 Year Return
+ 37.28 %
3 Year Return
+ 119.98 %
5 Year Return
+ 8.44 %

Financial Institutions Inc Stock Fundamentals & Key Indicators

Check Financial Institutions Inc market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$695.9M

EPS (TTM)

4.015

Dividend Yield

0.00%

Quarterly Earnings Growth YOY

0.28%

PE Ratio (TTM)

9.21

Industry PE ratio

10.502471264367816

PEG Ratio

1.4095

EBITDA

-

Revenue (TTM)

239.4M

Profit Margin

32.98%

Return On Equity TTM

12.93%

Financial Institutions Inc Stock Valuation

Track how Financial Institutions Inc P/E has moved over time to understand its valuation trends.

Financial Institutions Inc in the last 5 years

  • Overview

  • Trends

Lowest (5.11x)

June 30, 2023

Today (9.21x)

May 7, 2026

Industry (10.50x)

May 7, 2026

Highest (8.46x)

December 31, 2024

LowHigh

Today’s Price to Earnings Ratio: 9.21x

Financial Institutions Inc vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Financial Institutions Inc with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %
HOLD$695.9M8.44%9.2132.98%
BUY$104.0B193.05%15.826.13%
BUY$89.3B11.82%12.9231.31%
BUY$94.5B82.01%10.5832.28%
BUY$93.2B60.37%16.5724.93%

Stock Returns calculator for Financial Institutions Inc Stock including INR - Dollar returns

The Financial Institutions Inc stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Financial Institutions Inc investment value today

Current value as on today

₹1,53,526

Returns

₹53,526

(+53.53%)

Returns from Financial Institutions Inc Stock

₹38,019 (+38.02%)

Dollar Impact

₹15,507 (+15.51%)

Analyst Recommendation on Financial Institutions Inc Stock

Based on 9 analysts

HOLD

0.00%

Buy

66.67%

Hold

33.33%

Sell

Based on 9 analysts, 66.67% of analysts recommend a 'HOLD' rating for Financial Institutions Inc. Average target price of $38.5

Financial Institutions Inc Share Price Target

Get share price movements and forecasts by analysts on Financial Institutions Inc.

What analysts predicted

7.69%UPSIDE

Target Price

$38.5

Current Price

$35.54

Analyzed by

9 Analysts

Target

$38.50

Financial Institutions Inc target price $38.5, a slight upside of 7.69% compared to current price of $35.54. According to 9 analysts rating.

Indian Investors' Interest in Financial Institutions Inc Stock

Search interest for Financial Institutions Inc Stock has increased by 167% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:167% versus previous 30 day period

Financial Institutions Inc Quarterly Profit & Loss

All numbers in Millions USD

Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Total Revenue
91
88
101
86
-13
91
93
96
96
92
Gross Profit
49
36
61
46
-57
54
56
60
60
62
Operating Income
14
2
30
14
-115
20
21
25
23
24
EBITDA
16
4
32
16
-113
22
23
27
23
24
Interest Expense
36
38
37
37
36
34
33
32
32
29
Depreciation
2
2
1
1
1
1
1
1
2
1
Income Before Tax
14
2
30
14
-115
20
21
25
23
24
Income Tax Expense
5
0
4
1
-32
3
3
4
4
3
Net Income
9
2
25
13
-82
16
17
20
19
20
Net Profit Margin
10.72%
2.33%
25.13%
15.49%
602.09%
18.55%
18.82%
21.27%
20.69%
22.75%

Financial Institutions Inc Annual Profit & Loss

All numbers in Millions USD

Dec 2016
Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
150
164
188
208
204
212
241
48
264
377
Gross Profit
128
133
149
161
154
207
198
48
88
233
Operating Income
44
43
49
59
45
97
70
63
-68
91
EBITDA
50
49
56
67
53
105
79
63
-60
91
Interest Expense
12
17
29
38
22
12
28
120
149
133
Depreciation
-
6
6
8
7
1
0
8
7
7
Income Before Tax
44
43
49
59
45
97
70
63
-68
91
Income Tax Expense
12
9
10
10
7
19
14
12
-26
16
Net Income
31
33
39
48
38
77
56
50
-41
74
Net Profit Margin
21.19%
20.35%
21.02%
23.40%
18.76%
36.64%
23.47%
104.19%
-15.76%
19.81%

Financial Institutions Inc Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Net Income
2
25
13
-82
16
17
20
19
20
Operating Cash Flow
12
35
2
27
10
-5
-6
21
23
Investing Cash Flow
-26
73
79
-134
-147
118
-49
-62
-55
Financing Cash Flow
126
-199
21
-54
217
-187
149
-36
8
Change in Cash
112
-90
103
-162
80
-74
92
-77
-23

Financial Institutions Inc Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
33
39
48
38
77
56
50
-41
74
Operating Cash Flow
46
65
57
43
72
133
10
77
18
Investing Cash Flow
-372
-225
-24
-531
-633
-325
-310
-8
-140
Financing Cash Flow
354
163
-22
468
545
242
293
-106
142
Change in Cash
27
3
10
-19
-14
51
-6
-37
21

Global Institutional Holdings in Financial Institutions Inc

Funds
Holdings
Northern Trust Corp
0.86%
Hotchkis & Wiley Capital Management LLC
1.84%
AllianceBernstein L.P.
1.22%
The Goldman Sachs Group Inc
1.09%
AllianceBernstein L.P.
1.12%

Financial Institutions Inc News & Key Events

  • img

    Today's Timeline - 22 September

    Tue, 02:04 AM

    -

    Financial Institutions announces a new share repurchase program for up to 1,006,379 shares, effective September 18, 2025.

Insights on Financial Institutions Inc

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 2 quarters, 19.98M → 20.98M (in $), with an average increase of 4.8% per quarter

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 years, FISI stock has moved up by 120.0%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. has given 80.2% return, outperforming this stock by 42.9%

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. has given 199.0% return, outperforming this stock by 79.0%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 96.55M → 92.23M (in $), with an average decrease of 4.5% per quarter

About Financial Institutions Inc

Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products including term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans; commercial mortgage loans; one-to-four family residential mortgage loans; home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and other secured and unsecured personal loans, as well as recreational vehicle, boat, personal loans, and deposit account collateralized loans. In addition, it offers investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.
OrganisationFinancial Institutions Inc
Headquarters220 Liberty Street, Warsaw, NY, United States, 14569
IndustryBanks - Regional
CEOMr. Martin K. Birmingham
E-voting on sharesClick here to vote

Key Management of Financial Institutions Inc

Name

Title

Mr. Michael David Grover CPA

Senior VP, Director of Financial Planning & Analysis and Tax

Mr. Scott D. Bader

Senior VP & Chief Information Security Officer

Mr. William Jack Plants II

Executive VP, CFO & Treasurer

Mr. Samuel J. Burruano Jr.

Executive VP, Chief Legal Officer & Corporate Secretary

Ms. Laurie R. Collins

Senior Vice President & Chief Human Resources Officer

Mr. Kevin B. Quinn

Senior VP & Chief Commercial Banking Officer

Ms. Kate Croft

Director of Investor & External Relations

Mr. Martin K. Birmingham

President, CEO & Director

Ms. Sandra L. Byers

Senior VP, Controller & Principal Accounting Officer

Ms. Blake G. Jones

Senior VP & Chief Marketing Officer

FAQs

What is Financial Institutions Inc share price today?

Financial Institutions Inc share price today is $35.54 as on . Financial Institutions Inc share today touched a day high of $35.45 and a low of $34.94.

What is the 52 week high and 52 week low for Financial Institutions Inc share?

Financial Institutions Inc share touched a 52 week high of $35.67 on and a 52 week low of $24.41 on . Financial Institutions Inc stock price today i.e. is trending at $35.54,which is 0.35% down from its 52 week high and 45.60% up from its 52 week low.

What is Financial Institutions Inc's market capitalisation today?

Financial Institutions Inc market capitalisation is $0.00T as on .

How to invest in Financial Institutions Inc Stock (FISI) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Financial Institutions Inc on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Financial Institutions Inc Shares that will get you 0.0422 shares as per Financial Institutions Inc share price of $35.54 per share as on May 7, 2026 at 7:35 pm IST.

What is the minimum amount required to buy Financial Institutions Inc Stock (FISI) from India?

Indian investors can start investing in Financial Institutions Inc (FISI) shares with as little as ₹94.24 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹942.40 in Financial Institutions Inc stock (as per the Rupee-Dollar exchange rate as on ). Based on Financial Institutions Inc share’s latest price of $35.54 as on May 7, 2026 at 7:35 pm IST, you will get 0.2814 shares of Financial Institutions Inc. Learn more about fractional shares .

What are the returns that Financial Institutions Inc has given to Indian investors in the last 5 years?

Financial Institutions Inc stock has given 8.44% share price returns and 29.81% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?