Financial Institutions Share Price (NASDAQ: FISI)

$27.67

▲

0.05

(0.18%)

Last updated on August 30, 2025 at 1:29 am IST

$₹

Check the interactive Financial Institutions Stock chart to analyse performance

Financial Institutions stock performance

as on August 30, 2025 at 1:29 am IST

Today's Low:$27.64
Today's High:$27.82
$27.67
0.11%
Downside
Day's Volatility :0.65%
Upside
0.54%
52 Weeks Low:$20.97
52 Weeks High:$29.79
$27.67
24.21%
Downside
52 Weeks Volatility :29.6%
Upside
7.1%

Financial Institutions Stock Returns

Period	Financial Institutions Inc	Sector (Financials)	Index (Russel 2000)
3 Months	8.44%	5.9%	0.0%
6 Months	-0.31%	3.5%	0.0%
1 Year	8.15%	18.0%	0.0%
3 Years	6.2%	62.1%	-4.7%

Financial Institutions Inc Key Stats

Check Financial Institutions key stats like market cap, P/E ratio, EPS, Dividend Yield, and more.

Previous Close	$27.62
Open	$27.82
Today's High	$27.82
Today's Low	$27.64
Market Capitalization	$556.0M
Today's Volume	$64.0K
52 Week High	$29.785
52 Week Low	$20.97
Revenue TTM	$102.6M
Earnings Per Share (EPS)	$-2.82
Dividend Yield	4.42%
Profit Margin	-34.04%
Quarterly Earnings Growth YOY	-0.47%
Return On Equity TTM	-6.53%

Stock Returns calculator for Financial Institutions Stock including INR - Dollar returns

The Financial Institutions stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Return is the profit earned when the US dollar rises in value compared to the Indian rupee.

Investment Value

₹1,00,000

Financial Institutions investment value today

Current value as on today

₹1,11,625

Returns

₹11,625

(+11.63%)

Returns from Financial Institutions Stock

₹6,341 (+6.34%)

Dollar Returns*

₹5,284 (+5.28%)

Indian investors sentiment towards Financial Institutions Stock

-25%

Period: Jul 31, 2025 to Aug 30, 2025. Change in 30 Days versus previous period

Search interest for Financial Institutions Stock from India on INDmoney has decreased by -25% in the last 30 days, reflecting a downward trend in search activity.

Global Institutional Holdings in Financial Institutions Inc

Name
Holdings %
Name
Holdings %
BlackRock Inc
7.64%
PL Capital Advisors, LLC
6.76%
Vanguard Group Inc
5.24%
Dimensional Fund Advisors, Inc.
4.99%
Fourthstone LLC
4.21%
Adage Capital Partners Gp LLC
3.85%

Analyst Recommendation on Financial Institutions Stock

Rating

Trend

Hold

0%Buy

66%Hold

33%Sell

Based on 9 Wall street analysts offering stock ratings for Financial Institutions(by analysts ranked 0 to 5 stars)

Financial Institutions Share Price Target

What analysts predicted

Upside of 22.88%

Target:

$34.00

Current:

$27.67

Financial Institutions share price target is $34.00, a slight Upside of 22.88% compared to current price of $27.67 as per analysts' prediction.

Financial Institutions Stock Insights

Price Movement
In the last 7 days, FISI stock has moved up by 1.7%
Increasing Revenue
Revenue is up for the last 3 quarters, -13.75M → 93.17M (in $), with an average increase of 58.9% per quarter
Increasing Net Profit
Netprofit is up for the last 3 quarters, -82.81M → 17.53M (in $), with an average increase of 297.2% per quarter
FISI vs MFG (1 yr)
In the last 1 year, Mizuho Financial Group, Inc. has given 58.9% return, outperforming this stock by 52.5%
FISI vs NU (3 yr)
In the last 3 years, Nu Holdings Ltd. has given 187.4% return, outperforming this stock by 181.9%
Price to Sales
ForFISI every $1 of sales, investors are willing to pay $4.9, whereas for Mizuho Financial Group, Inc., the investors are paying $0.0 for every $1 of sales.

Financial Institutions Inc Financials

Revenue

Profit

Cash Flow

Annually

Quarterly

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Revenue	$208.8M	↑ 11.08%
Net Income	$48.9M	↑ 23.62%
Net Profit Margin	23.4%	↑ 2.38%

	FY20	Y/Y Change
Revenue	$204.4M	↓ 2.13%
Net Income	$38.3M	↓ 21.55%
Net Profit Margin	18.76%	↓ 4.64%

	FY21	Y/Y Change
Revenue	$212.0M	↑ 3.75%
Net Income	$77.7M	↑ 102.69%
Net Profit Margin	36.64%	↑ 17.88%

	FY22	Y/Y Change
Revenue	$241.1M	↑ 13.7%
Net Income	$56.6M	↓ 27.19%
Net Profit Margin	23.47%	↓ 13.17%

	FY23	Y/Y Change
Revenue	$48.2M	↓ 79.99%
Net Income	$50.3M	↓ 11.15%
Net Profit Margin	104.19%	↑ 80.72%

	FY24	Y/Y Change
Revenue	$264.2M	↑ 447.57%
Net Income	$-41.6M	↓ 182.85%
Net Profit Margin	-15.76%	↓ 119.95%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Revenue	$89.0M	↓ 2.49%
Net Income	$2.1M	↓ 78.83%
Net Profit Margin	2.33%	↓ 8.39%

	Q2 FY24	Q/Q Change
Revenue	$102.0M	↑ 14.64%
Net Income	$25.6M	↑ 1138.12%
Net Profit Margin	25.13%	↑ 22.8%

	Q3 FY24	Q/Q Change
Revenue	$87.0M	↓ 14.75%
Net Income	$13.5M	↓ 47.46%
Net Profit Margin	15.49%	↓ 9.64%

	Q4 FY24	Q/Q Change
Revenue	$-13.8M	↓ 115.82%
Net Income	$-82.8M	↓ 714.96%
Net Profit Margin	602.09%	↑ 586.6%

	Q1 FY25	Q/Q Change
Revenue	$90.8M	↓ 759.87%
Net Income	$16.9M	↓ 120.38%
Net Profit Margin	18.6%	↓ 583.49%

	Q2 FY25	Q/Q Change
Revenue	$93.2M	↑ 2.66%
Net Income	$17.5M	↑ 3.87%
Net Profit Margin	18.82%	↑ 0.22%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Profit	$161.9M	↑ 8.51%

	FY20	Y/Y Change
Profit	$154.9M	↓ 4.34%

	FY21	Y/Y Change
Profit	$207.9M	↑ 34.23%

	FY22	Y/Y Change
Profit	$198.3M	↓ 4.64%

	FY23	Y/Y Change
Profit	$48.2M	↓ 75.67%

	FY24	Y/Y Change
Profit	$88.0M	↑ 82.48%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Profit	$36.9M	↓ 25.13%

	Q2 FY24	Q/Q Change
Profit	$62.0M	↑ 67.84%

	Q3 FY24	Q/Q Change
Profit	$46.2M	↓ 25.43%

	Q4 FY24	Q/Q Change
Profit	$-57.1M	↓ 223.48%

	Q1 FY25	Q/Q Change
Profit	$54.2M	↓ 194.98%

	Q2 FY25	Q/Q Change
Profit	$56.6M	↑ 4.52%

FY19

FY20

FY21

FY22

FY23

FY24

	FY19	Y/Y Change
Operating Cash Flow	$57.7M	↓ 11.4%
Investing Cash Flow	$-24.7M	↓ 89.03%
Financing Cash Flow	$-22.8M	↓ 113.91%

	FY20	Y/Y Change
Operating Cash Flow	$43.5M	↓ 24.7%
Investing Cash Flow	$-531.1M	↑ 2047.22%
Financing Cash Flow	$468.5M	↓ 2156.38%

	FY21	Y/Y Change
Operating Cash Flow	$73.0M	↑ 67.9%
Investing Cash Flow	$-633.4M	↑ 19.27%
Financing Cash Flow	$545.7M	↑ 16.47%

	FY22	Y/Y Change
Operating Cash Flow	$133.6M	↑ 83.07%
Investing Cash Flow	$-325.2M	↓ 48.67%
Financing Cash Flow	$242.9M	↓ 55.48%

	FY23	Y/Y Change
Operating Cash Flow	$10.9M	↓ 91.84%
Investing Cash Flow	$-310.1M	↓ 4.63%
Financing Cash Flow	$293.2M	↑ 20.68%

	FY24	Y/Y Change
Operating Cash Flow	$77.1M	↑ 607.98%
Investing Cash Flow	$-8.2M	↓ 97.35%
Financing Cash Flow	$-106.0M	↓ 136.16%

Q1 FY24

Q2 FY24

Q3 FY24

Q4 FY24

Q1 FY25

Q2 FY25

	Q1 FY24	Q/Q Change
Operating Cash Flow	$12.3M	↓ 125.78%
Investing Cash Flow	$-26.2M	↓ 2.91%
Financing Cash Flow	$126.5M	↑ 1720.5%

	Q2 FY24	Q/Q Change
Operating Cash Flow	$35.7M	↑ 190.27%
Investing Cash Flow	$73.1M	↓ 379.23%
Financing Cash Flow	$-199.4M	↓ 257.68%

	Q3 FY24	Q/Q Change
Operating Cash Flow	$2.1M	↓ 93.98%
Investing Cash Flow	$79.8M	↑ 9.26%
Financing Cash Flow	$21.3M	↓ 110.66%

	Q4 FY24	Q/Q Change
Operating Cash Flow	$27.0M	↑ 1158.31%
Investing Cash Flow	$-135.0M	↓ 269.06%
Financing Cash Flow	$-54.3M	↓ 355.57%

	Q1 FY25	Q/Q Change
Operating Cash Flow	$10.0M	↓ 62.97%
Investing Cash Flow	$-147.3M	↑ 9.14%
Financing Cash Flow	$217.3M	↓ 500.11%

	Q2 FY25	Q/Q Change
Operating Cash Flow	$-5.7M	↓ 157.22%
Investing Cash Flow	$118.9M	↓ 180.72%
Financing Cash Flow	$-187.5M	↓ 186.27%

Financial Institutions Technicals Summary

Sell

Neutral

Buy

Financial Institutions is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Financial Institutions Inc Vs Peers

Returns

Ratio's

Overview

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Financial Institutions Inc	8.57%	-0.31%	8.15%	6.2%	58.69%
Nu Holdings Ltd.	21.07%	41.31%	-0.3%	201.94%	43.22%
U.s. Bancorp	8.7%	5.69%	5.35%	6.54%	33.2%
Icici Bank Ltd.	-5.79%	13.84%	7.66%	44.65%	191.82%
Pnc Financial Services Group, Inc.	9.05%	9.5%	12.46%	30.95%	85.92%
Mizuho Financial Group, Inc.	12.03%	17.2%	56.26%	191.19%	141.24%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Financial Institutions Inc	8.43	NA	1.91	3.47	-0.07	-0.01	0.04	29.03
Nu Holdings Ltd.	31.43	31.43	NA	0.61	0.28	0.04	NA	1.98
U.s. Bancorp	11.64	11.64	1.8	4.38	0.12	0.01	0.04	35.02
Icici Bank Ltd.	18.89	18.89	0.0	1.52	0.18	0.02	0.01	461.87
Pnc Financial Services Group, Inc.	14.19	14.19	2.27	15.53	0.11	0.01	0.03	131.61
Mizuho Financial Group, Inc.	13.9	13.9	1.33	0.0	0.08	0.0	0.03	4217.53

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Financial Institutions Inc	Hold	$556.0M	58.69%	8.43	-34.04%
Nu Holdings Ltd.	Buy	$71.4B	43.22%	31.43	39.32%
U.s. Bancorp	Hold	$75.7B	33.2%	11.64	27.0%
Icici Bank Ltd.	Buy	$115.4B	191.82%	18.89	25.74%
Pnc Financial Services Group, Inc.	Buy	$81.7B	85.92%	14.19	29.23%
Mizuho Financial Group, Inc.	Buy	$83.1B	141.24%	13.9	22.79%

About Financial Institutions Inc

Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products include term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans; commercial mortgage loans; one-to-four family residential mortgage loans; home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and other secured and unsecured personal loans, as well as recreational vehicle, boat, and deposit account collateralized loans. In addition, it offers customized investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.

Organization	Financial Institutions
Employees	598
CEO	Mr. Martin K. Birmingham
Industry	Finance

Key Management of Financial Institutions Inc

Name	Title
Mr. Martin K. Birmingham	President, CEO & Director
Mr. William Jack Plants II	Executive VP, CFO & Treasurer
Mr. Samuel J. Burruano Jr.	Executive VP, Chief Legal Officer & Corporate Secretary
Ms. Laurie R. Collins	Senior Vice President & Chief Human Resources Officer
Mr. Kevin B. Quinn	Senior VP & Chief Commercial Banking Officer
Ms. Sandra L. Byers	Senior VP, Controller & Principal Accounting Officer
Ms. Kate Croft	Director of Investor & External Relations
Ms. Blake G. Jones	Senior VP & Chief Marketing Officer
Mr. Michael David Grover CPA	Senior VP, Director of Financial Planning & Analysis and Tax
Mr. Scott D. Bader	Senior VP & Chief Information Security Officer

Important FAQs about investing in FISI Stock from India :

What is Financial Institutions share price today?

Financial Institutions share price today is $27.67 as on August 30, 2025 at 1:29 am IST at the close of the market. Financial Institutions share today touched a day high of $27.82 and a low of $27.64.

What is the 52 week high and 52 week low for Financial Institutions share?

Financial Institutions share touched a 52 week high of $29.79 and a 52 week low of $20.97. Financial Institutions stock price today i.e. August 30, 2025 at 1:29 am IST is closed at $27.67, lower by 7.1% versus the 52 week high.

How to invest in Financial Institutions Stock (FISI) from India?

Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
Step 2: Search for Financial Institutions on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Financial Institutions Shares that will get you 0.0542 shares as per Financial Institutions share price of $27.67 per share as on August 30, 2025 at 1:29 am IST.

What is the minimum amount required to buy Financial Institutions Stock (FISI) from India?

Indian investors can start investing in Financial Institutions (FISI) shares with as little as ₹88.286 or $1 (as of August 31, 2025) using the INDmoney app.
For example: If you want to invest $10 or ₹882.86 in Financial Institutions stock (as per the Rupee-Dollar exchange rate as on August 31, 2025). Based on Financial Institutions share’s latest price of $27.67 as on August 30, 2025 at 1:29 am IST, you will get 0.3614 shares of Financial Institutions. Learn more about fractional shares .

What are the returns that Financial Institutions has given to Indian investors in the last 5 years?

Financial Institutions stock has given 58.69% share price returns and 20.51% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?