Financial Institutions share price logo

Financial Institutions

NASDAQ: FISI

Small Cap

$41.57

+0.01

(+0.02%)

as on

Financial Institutions Stock Performance

as on August 19, 2026 at 2:15 pm IST

  • Day's Low

    Day's High

    $41.15
    $41.75
    downward going graph

    1.01%

    Downside

    0.43%

    Upside

    downward going graph
  • 52 Week's Low

    52 Week's High

    $25.61
    $42.97
    downward going graph

    38.39%

    Downside

    3.37%

    Upside

    downward going graph

Financial Institutions share price movements today

Previous Close
$41.56
Open
$41.49
Volume
170.2K
Market Cap
$822.7M
Dividend Yield
3.01%
Day's Low - High
$41.15 - $41.75
52 Week Low - High
$25.61 - $42.97

Financial Institutions Historical Returns

1 Month Return
+ 6.18 %
3 Month Return
+ 23.45 %
1 Year Return
+ 61.95 %
3 Year Return
+ 127.89 %
5 Year Return
+ 31.5 %

Financial Institutions Stock Fundamentals & Key Indicators

Check Financial Institutions market cap, PE, PB, PEG ratios, dividend yield, and other key fundamental indicators.

Market Cap

$822.7M

EPS (TTM)

4.09

Dividend Yield

3.01%

Quarterly Earnings Growth YOY

0.22%

PE Ratio (TTM)

10.24

Industry PE ratio

10.397218543046357

PEG Ratio

0.032234712129635454

EBITDA

51.6M

Revenue (TTM)

315.6M

Profit Margin

57.94%

Return On Equity TTM

13.09%

Financial Institutions Stock Valuation

Track how Financial Institutions P/E has moved over time to understand its valuation trends.

Financial Institutions in the last 5 years

  • Overview

  • Trends

Lowest (-9.92x)

December 31, 2024

Today (8.54x)

December 31, 2025

Industry (10.40x)

December 31, 2025

Highest (8.54x)

December 31, 2025

LowHigh

Today’s Price to Earnings Ratio: 8.54x

Financial Institutions vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Financial Institutions with its industry peers.

Company
Analyst View
Market Cap
5 Years Return %PE RatioProfit Margin %Dividend Yield %
HOLD$822.7M31.5%10.2457.94%3.01%
BUY$132.4B269.73%17.2529.14%167.06%
BUY$102.5B36.87%14.1431.37%278.21%
NA$154.7BNA6.68100.00%2.59%
BUY$106.7B57.69%17.9468.53%0.8500000000000001%

Stock Returns calculator for Financial Institutions Stock including INR - Dollar returns

The Financial Institutions stock calculator helps Indian investors calculate returns based on the historical performance of the stock. Just choose your investment amount and duration to get insights and invest more confidently. See stock returns as well as the effect of dollar appreciation over different durations.

*Dollar Impact: The bonus return you make when the US Dollar rises against the Rupee; calculated on the full amount you walk away with, not just what you invested in.

Investment Value

₹1,00,000

  • 1Y

  • 3Y

  • 5Y

  • 7Y

  • 10Y

Financial Institutions investment value today

Current value as on today

₹1,77,311

Returns

₹77,311

(+77.31%)

Returns from Financial Institutions Stock

₹61,249 (+61.25%)

Dollar Impact

₹16,062 (+16.06%)

Analyst Recommendation on Financial Institutions Stock

Based on 2 analysts

HOLD

50.00%

Buy

50.00%

Hold

0.00%

Sell

Based on 2 analysts, 50% of analysts recommend a 'HOLD' rating for Financial Institutions. Average target price of $45

Financial Institutions Share Price Target

Get share price movements and forecasts by analysts on Financial Institutions.

What analysts predicted

7.62%UPSIDE

Target Price

$45

Current Price

$41.57

Analyzed by

2 Analysts

Target

$45.00

Financial Institutions target price $45, a slight upside of 7.62% compared to current price of $41.57. According to 2 analysts rating.

Indian Investors' Interest in Financial Institutions Stock

Search interest for Financial Institutions Stock has increased by 40% in the last 30 days, reflecting an upward trend in search activity.

Time period: to

Change:40% versus previous 30 day period

Financial Institutions Quarterly Profit & Loss

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Total Revenue
88
101
86
-13
91
93
96
96
92
30
Gross Profit
36
61
46
-57
54
56
60
60
62
-1
Operating Income
2
30
14
-115
20
21
25
23
24
-24
EBITDA
4
32
16
-113
22
23
27
26
24
-26
Interest Expense
38
37
37
36
34
33
32
32
29
29
Depreciation
2
1
1
1
1
1
1
2
0
-1
Income Before Tax
2
30
14
-115
20
21
25
23
24
25
Income Tax Expense
0
4
1
-32
3
3
4
4
3
4
Net Income
2
25
13
-82
16
17
20
19
20
21
Net Profit Margin
41.49%
60.75%
53.14%
414.82%
59.54%
60.78%
63.11%
62.88%
67.94%
-4.09%

Financial Institutions Annual Profit & Loss

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Total Revenue
164
188
208
204
212
241
332
264
377
Gross Profit
133
149
161
154
207
198
197
88
233
Operating Income
43
49
59
45
97
70
63
-68
91
EBITDA
49
56
67
53
105
79
71
-60
99
Interest Expense
17
29
38
22
12
28
120
149
133
Depreciation
6
6
8
7
8
8
8
7
7
Income Before Tax
43
49
59
45
97
70
63
-68
91
Income Tax Expense
9
10
10
7
19
14
12
-26
16
Net Income
33
39
48
38
77
56
50
-41
74
Net Profit Margin
81.27%
79.36%
77.53%
75.78%
98.05%
82.23%
59.32%
33.33%
61.73%

Financial Institutions Quarterly Cash Flow

All numbers in Millions USD

Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Jun 2026
Net Income
2
25
13
-82
16
17
20
19
20
21
Operating Cash Flow
12
35
2
27
10
-5
-6
21
23
22
Investing Cash Flow
-26
73
79
-134
-147
118
-49
-62
-55
-31
Financing Cash Flow
126
-199
21
-54
217
-187
149
-36
8
22
Change in Cash
112
-90
103
-162
80
-74
92
-77
-23
13

Financial Institutions Annual Cash Flow

All numbers in Millions USD

Dec 2017
Dec 2018
Dec 2019
Dec 2020
Dec 2021
Dec 2022
Dec 2023
Dec 2024
Dec 2025
Net Income
33
39
48
38
77
56
50
-41
74
Operating Cash Flow
46
65
57
43
72
133
10
77
18
Investing Cash Flow
-372
-225
-24
-531
-633
-325
-310
-8
-140
Financing Cash Flow
354
163
-22
468
545
242
293
-106
142
Change in Cash
27
3
10
-19
-14
51
-6
-37
21

Mutual Funds that own Financial Institutions Stock

Check out the Mutual Funds with significant holdings in Financial Institutions.

Funds
Holdings
Shares Held
VANGUARD INDEX FUNDS
4.132554%
814376
DFA INVESTMENT DIMENSIONS GROUP INC
2.804155%
552597
Fidelity Salem Street Trust
1.129518%
222587
Fidelity Concord Street Trust
1.045789%
206087
Bridgeway Funds, Inc.
0.590164%
116300

Global Institutional Holdings in Financial Institutions

Funds
Holdings
Vanguard
5.32%
iShares
4.32%
Avantis
1.99%
Dimensional
1.88%
SPDR
1.22%

Financial Institutions News & Key Events

  • img

    Today's Timeline - 22 September

    Tue, 02:04 AM

    -

    Financial Institutions announces a new share repurchase program for up to 1,006,379 shares, effective September 18, 2025.

Insights on Financial Institutions

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Price Rise

    img

    In the last 3 months, FISI stock has moved up by 20.9%

  • imgPOSITIVE IMPACT

    Profit Spike

    img

    Netprofit is up for the last 3 quarters, 19.98M → 21.18M (in $), with an average increase of 2.9% per quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 3 years, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 242.4% return, outperforming this stock by 113.1%

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Mizuho Financial Group, Inc. American Depositary Shares Each representing one-fifth of an Ordinary Share has given 64.6% return, outperforming this stock by 3.7%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 3 quarters, 96.55M → 30.55M (in $), with an average decrease of 35.7% per quarter

About Financial Institutions

Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products including term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans; commercial mortgage loans; one-to-four family residential mortgage loans; home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and other secured and unsecured personal loans, as well as recreational vehicle, boat, personal loans, and deposit account collateralized loans. In addition, it offers investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.
OrganisationFinancial Institutions
Headquarters220 Liberty Street, Warsaw, NY, United States, 14569
IndustryBanks - Regional
CEOMr. Martin K. Birmingham
E-voting on sharesClick here to vote

Key Management of Financial Institutions

Name

Title

Mr. William Jack Plants II

Executive VP, CFO & Treasurer

Ms. Laurie R. Collins

Senior Vice President & Chief Human Resources Officer

Mr. Michael David Grover CPA

Senior VP, Director of Financial Planning & Analysis and Tax

Mr. Martin K. Birmingham

President, CEO & Director

Mr. Samuel J. Burruano Jr.

Executive VP, Chief Legal Officer & Corporate Secretary

Mr. Kevin B. Quinn

Senior VP & Chief Commercial Banking Officer

Ms. Sandra L. Byers

Senior VP, Controller & Principal Accounting Officer

Ms. Kate Croft

Director of Investor & External Relations

Ms. Blake G. Jones

Senior VP & Chief Marketing Officer

Mr. Scott D. Bader

Senior VP & Chief Information Security Officer

FAQs

What is Financial Institutions share price today?

Financial Institutions share price today is $41.57 as on at the close of the market. Financial Institutions share today touched a day high of $41.75 and a low of $41.15.

What is the 52 week high and 52 week low for Financial Institutions share?

Financial Institutions share touched a 52 week high of $42.97 on and a 52 week low of $25.61 on . Financial Institutions stock price today i.e. is closed at $41.57,which is 3.26% down from its 52 week high and 62.32% up from its 52 week low.

What is Financial Institutions's market capitalisation today?

Financial Institutions market capitalisation is $0.00T as on .

How to invest in Financial Institutions Stock (FISI) from India?

  1. Step 1: Open a free US stocks account on INDmoney App and transfer your Rupees into Dollars to your INDmoney US stocks account. For a step by step instruction, check How to Transfer Money to Your US Stocks Account .
  2. Step 2: Search for Financial Institutions on INDmoney app. Click on Buy button. You can invest as low as $1.5 in Financial Institutions Shares that will get you 0.0361 shares as per Financial Institutions share price of $41.57 per share as on August 19, 2026 at 8:45 am IST.

What is the minimum amount required to buy Financial Institutions Stock (FISI) from India?

Indian investors can start investing in Financial Institutions (FISI) shares with as little as ₹95.743 or $1 (as of ) using the INDmoney app.
For example: If you want to invest $10 or ₹957.43 in Financial Institutions stock (as per the Rupee-Dollar exchange rate as on ). Based on Financial Institutions share’s latest price of $41.57 as on August 19, 2026 at 8:45 am IST, you will get 0.2406 shares of Financial Institutions. Learn more about fractional shares .

What are the returns that Financial Institutions has given to Indian investors in the last 5 years?

Financial Institutions stock has given 31.5% share price returns and 28.54% dollar appreciation to an Indian investor in the last 5 years.
Read more about How do Currency Exchange Rates impact your returns on US Stock Investments?