NBTB

NBT Bancorp Inc Earnings Dividend

$44.71

Earnings Summary

Revenue	$232.78Mn
Net Profits	$51.14Mn
Net Profit Margins	21.97%
PE Ratio	12.63

Highlights

Revenue:

NBT Bancorp Inc’s revenue jumped 15.7% since last year same period to $232.78Mn in the Q1 2026. On a quarterly growth basis, NBT Bancorp Inc has generated -2.29% fall in its revenue since last 3-months.

Net Profits:

NBT Bancorp Inc’s net profit jumped 39.18% since last year same period to $51.14Mn in the Q1 2026. On a quarterly growth basis, NBT Bancorp Inc has generated -7.87% fall in its net profits since last 3-months.

Net Profit Margins:

NBT Bancorp Inc’s net profit margin jumped 20.3% since last year same period to 21.97% in the Q1 2026. On a quarterly growth basis, NBT Bancorp Inc has generated -5.7% fall in its net profit margins since last 3-months.

PE Ratio:

NBT Bancorp Inc’s price-to-earnings ratio after this Q1 2026 earnings stands at 12.63.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the NBT Bancorp Inc post its latest quarter earnings

EPS Estimate Current Quarter	1.01
EPS Estimate Current Year	1.01

Highlights

EPS Estimate Current Quarter:

NBT Bancorp Inc’s earning per share (EPS) estimates for the current quarter stand at 1.01 - a 3.06% jump from last quarter’s estimates.

EPS Estimate Current Year:

NBT Bancorp Inc’s earning per share (EPS) estimates for the current year stand at 1.01.

Key Ratios

Key ratios of the NBT Bancorp Inc post its Q1 2026 earnings

Earning Per Share (EPS)	0.97
Return on Assets (ROA)	0.01
Return on Equity (ROE)	0.11
Dividend Per Share (DPS)	0.37

Highlights

Earning Per Share (EPS):

NBT Bancorp Inc’s earning per share (EPS) jumped 25.97% since last year same period to 0.97 in the Q1 2026. This indicates that the NBT Bancorp Inc has generated 25.97% annual rate of jump in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. NBT Bancorp Inc’s return on assets (ROA) stands at 0.01.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. NBT Bancorp Inc’s return on equity (ROE) stands at 0.11.

Dividend Per Share (DPS):

NBT Bancorp Inc declared 0.37 dividend per share during the earnings announcement for Q1 2026.