Earnings Summary

Nbt Bancorp Inc’s revenue jumped 42.5% since last year same period to $189.4Mn in the Q4 2023. On a quarterly growth basis, Nbt Bancorp Inc has generated 40.75% jump in its revenue since last 3-months.

Nbt Bancorp Inc’s net profit fell -15.71% since last year same period to $30.45Mn in the Q4 2023. On a quarterly growth basis, Nbt Bancorp Inc has generated 23.73% jump in its net profits since last 3-months.

Nbt Bancorp Inc’s net profit margin fell -40.85% since last year same period to 16.07% in the Q4 2023. On a quarterly growth basis, Nbt Bancorp Inc has generated -12.09% fall in its net profit margins since last 3-months.

Nbt Bancorp Inc’s price-to-earnings ratio after this Q4 2023 earnings stands at 13.06.

Nbt Bancorp Inc’s earning per share (EPS) estimates for the current quarter stand at 0.68 - a -9.33% fall from last quarter’s estimates.

Nbt Bancorp Inc’s earning per share (EPS) estimates for the current year stand at 0.68.

Nbt Bancorp Inc’s earning per share (EPS) fell -12.2% since last year same period to 0.72 in the Q4 2023. This indicates that the Nbt Bancorp Inc has generated -12.2% annual rate of fall in its earning per share (EPS) in the last 4 quarters.

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Nbt Bancorp Inc’s return on assets (ROA) stands at 0.01.

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Nbt Bancorp Inc’s return on equity (ROE) stands at 0.09.

Nbt Bancorp Inc declared 0.32 dividend per share during the earnings announcement for Q4 2023.