Bread Financial Holdings Inc Earnings

Bread Financial Holdings Inc’s revenue fell -21.71% since last year same period to $970Mn in the Q1 2025. On a quarterly growth basis, Bread Financial Holdings Inc has generated 4.86% jump in its revenue since last 3-months.

Bread Financial Holdings Inc’s net profit jumped 2.99% since last year same period to $138Mn in the Q1 2025. On a quarterly growth basis, Bread Financial Holdings Inc has generated 1871.43% jump in its net profits since last 3-months.

Bread Financial Holdings Inc’s net profit margin jumped 31.54% since last year same period to 14.23% in the Q1 2025. On a quarterly growth basis, Bread Financial Holdings Inc has generated 1779.97% jump in its net profit margins since last 3-months.

Bread Financial Holdings Inc’s price-to-earnings ratio after this Q1 2025 earnings stands at 8.63.

Bread Financial Holdings Inc’s earning per share (EPS) estimates for the current quarter stand at 2.17 - a 2308.33% jump from last quarter’s estimates.

Bread Financial Holdings Inc’s earning per share (EPS) estimates for the current year stand at 2.17.

Bread Financial Holdings Inc’s earning per share (EPS) jumped 7.41% since last year same period to 2.9 in the Q1 2025. This indicates that the Bread Financial Holdings Inc has generated 7.41% annual rate of jump in its earning per share (EPS) in the last 4 quarters.

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Bread Financial Holdings Inc’s return on assets (ROA) stands at 0.01.

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Bread Financial Holdings Inc’s return on equity (ROE) stands at 0.09.

Bread Financial Holdings Inc declared 0.21 dividend per share during the earnings announcement for Q1 2025.