Bread Financial Holdings Inc Earnings logo

BFH

Bread Financial Holdings Inc Earnings Dividend

$85.06

Earnings Summary

Revenue
$1211Mn
Net Profits
$181Mn
Net Profit Margins
14.95%
PE Ratio
6.97
Highlights
Revenue:

Bread Financial Holdings Inc’s revenue jumped 1.34% since last year same period to $1211Mn in the Q1 2026. On a quarterly growth basis, Bread Financial Holdings Inc has generated 3.15% jump in its revenue since last 3-months.

Net Profits:

Bread Financial Holdings Inc’s net profit jumped 31.16% since last year same period to $181Mn in the Q1 2026. On a quarterly growth basis, Bread Financial Holdings Inc has generated 241.51% jump in its net profits since last 3-months.

Net Profit Margins:

Bread Financial Holdings Inc’s net profit margin jumped 29.43% since last year same period to 14.95% in the Q1 2026. On a quarterly growth basis, Bread Financial Holdings Inc has generated 231.08% jump in its net profit margins since last 3-months.

PE Ratio:

Bread Financial Holdings Inc’s price-to-earnings ratio after this Q1 2026 earnings stands at 6.97.

Earnings per share (EPS) Estimates

Earnings per share (EPS) estimates of the Bread Financial Holdings Inc post its latest quarter earnings
EPS Estimate Current Quarter
2.89
EPS Estimate Current Year
2.89
Highlights
EPS Estimate Current Quarter:

Bread Financial Holdings Inc’s earning per share (EPS) estimates for the current quarter stand at 2.89 - a 725.71% jump from last quarter’s estimates.

EPS Estimate Current Year:

Bread Financial Holdings Inc’s earning per share (EPS) estimates for the current year stand at 2.89.

Key Ratios

Key ratios of the Bread Financial Holdings Inc post its Q1 2026 earnings
Earning Per Share (EPS)
4.18
Return on Assets (ROA)
0.03
Return on Equity (ROE)
0.18
Dividend Per Share (DPS)
0.23
Highlights
Earning Per Share (EPS):

Bread Financial Holdings Inc’s earning per share (EPS) jumped 44.14% since last year same period to 4.18 in the Q1 2026. This indicates that the Bread Financial Holdings Inc has generated 44.14% annual rate of jump in its earning per share (EPS) in the last 4 quarters.

Return on Assets (ROA):

Return on assets (ROA) indicates the profitability of the company in relation to its total assets. This ratio tells the financial health of the company. The higher the ROA, the better the company’s financial health. If any company has a ROA in the range of 5% to 20% - it is generally considered good. ROA above 20% is generally considered excellent. Bread Financial Holdings Inc’s return on assets (ROA) stands at 0.03.

Earning Per Share (EPS):

The Return On Equity ratio indicates a company’s ability to turn equity capital received from shareholders into profits. ROE highlights the efficiency of equity capital in running the business. Generally, a return on equity in double digits is considered good. Bread Financial Holdings Inc’s return on equity (ROE) stands at 0.18.

Dividend Per Share (DPS):

Bread Financial Holdings Inc declared 0.23 dividend per share during the earnings announcement for Q1 2026.

Earnings Calendar

Earnings DateEstimated EPSReported EPSSurprise %
2026-04-28
2.89
4.18
44.64%