Bread Financial share price today

(BFH)

Bread Financial share price is $66.02 & ₹5,600.08 as on 13 Dec 2024, 2.30 'hrs' IST

$66.02

▲

1.69

(2.63%)

Live

View live Bread Financial share price in Dollar and Rupees. Guide to invest in Bread Financial from India. Also see the sentimental analysis on Indian investors investing in Bread Financial. Get details on the Indian mutual funds that are investing in Bread Financial. Get Analyst recommendations and forecasts along with all the Bread Financial's financials.

Bread Financial share price movements

$64.68
$66.08
$66.02
2.04%
Downside
Day's Volatility :2.13%
Upside
0.09%
$28.00
$66.02
$66.02
57.59%
Downside
52 Weeks Volatility :57.59%
Upside
0.0%

Bread Financial Returns

Period	Bread Financial Holdings Inc	Sector (Financials)	Index (Russel 2000)
3 Months	37.55%	12.2%	0.0%
6 Months	59.99%	21.7%	0.0%
1 Year	102.93%	36.7%	0.0%
3 Years	-7.85%	27.3%	-20.0%

Bread Financial Key Statistics

in dollars & INR

Previous Close	$64.33
Open	$64.8
Today's High	$66.555
Today's Low	$64.675
Market Capitalization	$3.2B
Today's Volume	$903.3K
52 Week High	$66.08
52 Week Low	$28.0
Revenue TTM	$2.5B
EBITDA	$682.0M
Earnings Per Share (EPS)	$6.34
PE Ratio	10.15
Dividend Yield	1.31%
Profit Margin	12.69%
Quarterly Earnings Growth YOY	-0.99%
Return On Equity TTM	10.58%

How to invest in Bread Financial from India?

It is very easy for Indian residents to invest directly in Bread Financial from India. Indian investors can open a free US stocks account on the INDmoney app. You can find live prices of the Bread Financial stock in both rupees (INR) and dollars (USD). Search for Bread Financial or BFH on INDmoney app and click on Buy or SIP. You can invest by choosing quantities of shares of Bread Financial or Rupee/ Dollar value or set up a fixed SIP amount to be invested every month or week.

For example: You can easily buy Rs.100 worth of Bread Financial shares which would translate to 0.013 fractional shares of Bread Financial as of today. Learn more about fractional investing here.

Indians via INDmoney can now also, easily transfer and add their money to the US stocks account via INDmoney App. Click here for step by step process for the same

Indian investors sentiment towards Bread Financial

85%

Period: Sep 12, 2024 to Dec 11, 2024. Change in 30 Days versus previous period

Search volume for Bread Financial on INDmoney from India has grown in the last 30 days as on Dec 12, 2024. 85% more investors are searching Bread Financial in the last 30 days versus the previous period.

Global Institutional Holdings in Bread Financial

Vanguard Group Inc
11.69%
BlackRock Inc
9.72%
Turtle Creek Asset Management Inc.
9.22%
Dimensional Fund Advisors, Inc.
6.41%
Wellington Management Company LLP
4.25%
State Street Corp
4.09%

Analyst Recommendation on Bread Financial

Hold

13%Buy

47%Hold

39%Sell

Based on 23 Wall street analysts offering stock ratings for Bread Financial(by analysts ranked 0 to 5 stars)

Based on 23 analyst

Current
1M Ago
3M Ago

Buy

Hold

Sell

Analyst Forecast on Bread Financial

What analysts predicted

Downside of 10.11%

Current:

$66.02

Target:

$59.34

Insights on Bread Financial

Price Movement
In the last 6 months, BFH stock has moved up by 67.0%
Decreasing Revenue
Revenue is down for the last 3 quarters, 1.23B → 983.0M (in $), with an average decrease of 10.8% per quarter
Decreasing Net Profit
Netprofit is down for the last 3 quarters, 134.0M → 2.0M (in $), with an average decrease of 49.6% per quarter
BFH vs AXP (3 yr)
In the last 3 years, American Express Co. has given 80.9% return, outperforming this stock by 92.9%

Bread Financial Financials in INR & Dollars

	FY18	Y/Y Change
Revenue	$5.7B	↓ 26.59%
Net Income	$963.1M	↑ 22.11%
Net Profit Margin	17.0%	↑ 6.78%

	FY19	Y/Y Change
Revenue	$5.6B	↓ 1.51%
Net Income	$572.6M	↓ 40.55%
Net Profit Margin	10.26%	↓ 6.74%

	FY20	Y/Y Change
Revenue	$4.5B	↓ 18.99%
Net Income	$295.0M	↓ 48.48%
Net Profit Margin	6.52%	↓ 3.74%

	FY21	Y/Y Change
Revenue	$3.3B	↓ 27.63%
Net Income	$801.0M	↑ 171.53%
Net Profit Margin	24.48%	↑ 17.96%

	FY22	Y/Y Change
Revenue	$3.8B	↑ 16.93%
Net Income	$223.0M	↓ 72.16%
Net Profit Margin	5.83%	↓ 18.65%

	FY23	Y/Y Change
Revenue	$3.1B	↓ 20.02%
Net Income	$718.0M	↑ 221.97%
Net Profit Margin	23.46%	↑ 17.63%

	Q2 FY23	Q/Q Change
Revenue	$952.0M	↓ 26.14%
Net Income	$48.0M	↓ 89.45%
Net Profit Margin	5.04%	↓ 30.26%

	Q3 FY23	Q/Q Change
Revenue	$1.0B	↑ 8.3%
Net Income	$171.0M	↑ 256.25%
Net Profit Margin	16.59%	↑ 11.55%

	Q4 FY23	Q/Q Change
Revenue	$1.0B	↓ 1.36%
Net Income	$43.0M	↓ 74.85%
Net Profit Margin	4.23%	↓ 12.36%

	Q1 FY24	Q/Q Change
Revenue	$1.2B	↑ 21.83%
Net Income	$134.0M	↑ 211.63%
Net Profit Margin	10.82%	↑ 6.59%

	Q2 FY24	Q/Q Change
Revenue	$1.2B	↓ 5.17%
Net Income	$133.0M	↓ 0.75%
Net Profit Margin	11.32%	↑ 0.5%

	Q3 FY24	Q/Q Change
Revenue	$983.0M	↓ 16.34%
Net Income	$2.0M	↓ 98.5%
Net Profit Margin	0.2%	↓ 11.12%

	FY18	Y/Y Change
Total Assets	$30.4B	↓ 0.97%
Total Liabilities	$28.1B	↓ 2.68%

	FY19	Y/Y Change
Total Assets	$26.5B	↓ 12.81%
Total Liabilities	$24.9B	↓ 11.34%

	FY20	Y/Y Change
Total Assets	$22.5B	↓ 14.9%
Total Liabilities	$21.0B	↓ 15.47%

	FY21	Y/Y Change
Total Assets	$21.7B	↓ 3.55%
Total Liabilities	$19.7B	↓ 6.49%

	FY22	Y/Y Change
Total Assets	$25.4B	↑ 16.84%
Total Liabilities	$23.1B	↑ 17.71%

	FY23	Y/Y Change
Total Assets	$23.1B	↓ 8.92%
Total Liabilities	$20.2B	↓ 12.61%

	Q2 FY23	Q/Q Change
Total Assets	$21.6B	↓ 1.64%
Total Liabilities	$1.4B	↓ 26.43%

	Q3 FY23	Q/Q Change
Total Assets	$21.6B	↑ 0.0%
Total Liabilities	$1.4B	↑ 0.0%

	Q4 FY23	Q/Q Change
Total Assets	$23.1B	↑ 7.09%
Total Liabilities	$20.2B	↑ 1370.76%

	Q1 FY24	Q/Q Change
Total Assets	$22.3B	↓ 3.64%
Total Liabilities	$19.3B	↓ 4.73%

	Q2 FY24	Q/Q Change
Total Assets	$22.1B	↓ 0.7%
Total Liabilities	$19.0B	↓ 1.52%

	Q3 FY24	Q/Q Change
Total Assets	$21.7B	↓ 1.84%
Total Liabilities	$18.6B	↓ 1.84%

	FY18	Y/Y Change
Operating Cash Flow	$2.8B	↑ 5.57%
Investing Cash Flow	$-1.9B	↓ 56.14%
Financing Cash Flow	$-1.2B	↓ 130.41%

	FY19	Y/Y Change
Operating Cash Flow	$1.2B	↓ 55.8%
Investing Cash Flow	$2.9B	↓ 252.83%
Financing Cash Flow	$-4.1B	↑ 235.96%

	FY20	Y/Y Change
Operating Cash Flow	$1.9B	↑ 54.61%
Investing Cash Flow	$1.8B	↓ 37.99%
Financing Cash Flow	$-4.2B	↑ 1.83%

	FY21	Y/Y Change
Operating Cash Flow	$1.5B	↓ 18.04%
Investing Cash Flow	$-1.7B	↓ 195.32%
Financing Cash Flow	$608.0M	↓ 114.59%

	FY22	Y/Y Change
Operating Cash Flow	$1.8B	↑ 19.77%
Investing Cash Flow	$-5.1B	↑ 202.25%
Financing Cash Flow	$3.3B	↑ 437.34%

	Q2 FY23	Q/Q Change
Operating Cash Flow	$343.0M	↓ 13.82%
Investing Cash Flow	$-281.0M	↓ 108.95%
Financing Cash Flow	$-343.0M	↓ 91.05%

	Q3 FY23	Q/Q Change
Operating Cash Flow	$629.0M	↑ 83.38%
Investing Cash Flow	$2.6B	↓ 1017.79%
Financing Cash Flow	$-304.0M	↓ 11.37%

Bread Financial Technicals Summary

Sell

Neutral

Buy

Bread Financial is currently in a favorable trading position ( BUY ) according to technical analysis indicators.

Bread Financial Vs Peers

Company Name	1 Month	6 Month	1 Year	3 Years	5 Years
Bread Financial Holdings Inc	7.99%	59.99%	102.93%	-7.85%	-41.54%
Paypal Holdings, Inc.	2.09%	39.93%	50.72%	-52.38%	-17.55%
Capital One Financial Corporation	-3.3%	34.16%	52.91%	25.94%	76.23%
American Express Co.	3.12%	34.85%	76.63%	85.0%	142.23%
Mastercard Inc.	-0.21%	19.42%	25.73%	53.2%	78.67%
Visa, Inc.	0.47%	15.56%	20.35%	48.03%	68.73%

Company Name	P/E Ratio	P/B Ratio	PEG Ratio	EPS	ROE	ROA	Div Yield	BVPS
Bread Financial Holdings Inc	10.15	10.15	0.26	7.28	0.11	0.01	0.01	62.62
Paypal Holdings, Inc.	21.23	21.23	1.5	4.57	0.22	0.04	NA	20.05
Capital One Financial Corporation	17.37	17.37	1.99	13.6	0.07	0.01	0.01	152.24
American Express Co.	22.23	22.23	1.88	13.98	0.35	0.04	0.01	42.2
Mastercard Inc.	39.99	39.99	2.0	14.49	1.78	0.23	0.01	8.09
Visa, Inc.	32.14	32.14	1.95	9.92	0.51	0.16	0.01	20.08

Company Name	Analyst View	Market Cap	5 Years Return %	PE Ratio	Profit Margin
Bread Financial Holdings Inc	Hold	$3.2B	-41.54%	10.15	12.69%
Paypal Holdings, Inc.	Hold	$90.2B	-17.55%	21.23	14.08%
Capital One Financial Corporation	Hold	$70.2B	76.23%	17.37	16.46%
American Express Co.	Buy	$212.8B	142.23%	22.23	16.7%
Mastercard Inc.	Buy	$485.5B	78.67%	39.99	45.26%
Visa, Inc.	Buy	$597.0B	68.73%	32.14	54.96%

Bread Financial Dividend announcements

Bread Financial Dividends December, 2024
In the quarter ending December,2024. Bread Financial has declared dividend of $0.21
Read More

About Bread Financial

alliance data® and its businesses comprise n. america’s largest, most comprehensive provider of transaction-based, data-driven marketing and loyalty solutions, driving business growth and profitability for some of today’s most recognizable brands. alliance data retail services is the second-largest u.s. provider of marketing-driven private label and co-brand credit programs designed to increase consumer spend and loyalty. across multiple touch points, like traditional, digital, mobile and other emerging technologies, alliance data retail helps its clients—such as hsn, j. crew, the buckle, and 90 others—create and increase customer loyalty through solutions that engage its nearly 25 million cardholders each day. epsilon® , a leading provider of multi-channel, data-driven technologies and marketing services, manages solutions such as permission-based email marketing, database management, advanced analytics, and strategic consulting and creative services to more than 2,000 global clients.

Organization	Bread Financial
Employees	7000
CEO	Mr. Ralph J. Andretta
Industry	Financial

Management People of Bread Financial

Name	Title
Mr. Ralph J. Andretta	President, CEO & Director
Mr. Perry S. Beberman	Executive VP & CFO
Ms. Tammy Michelle McConnaughey	Executive VP and Chief Credit Risk & Operations Officer
Mr. Joseph L. Motes III	Executive VP, Chief Administrative Officer, General Counsel & Secretary
Ms. Valerie E. Greer	Executive VP & Chief Commercial Officer
Mr. Jonathan Bryan Campbell	Senior VP & Chief Accounting Officer
Ms. Allegra S. Driscoll	Executive VP & CTO
Mr. Brian Vereb	Head of Investor Relations
Brandy Sullivan	Senior VP, Chief People and Culture Officer
Mr. Wes Hunt	Senior Vice President of Operational Excellence

Important FAQs about investing in Bread Financial from India :

What is Bread Financial share price today?

Bread Financial (BFH) share price today is $66.02.

Can Indians buy Bread Financial shares?

Yes, Indians can invest in the Bread Financial (BFH) from India.

With INDmoney, you can buy Bread Financial at 0 brokerage. The step-by-step process is as follows:

Open your zero cost US Stocks account and zero balance IND linked savings a/c (this can be done in less than 3 minutes)
Transfer funds to your US Stocks account using your IND linked savings a/c (It takes 24 hours excluding Saturday and Sunday). With INDmoney, you get the best INR USD exchange rates.
Once funds are transferred successfully, you can buy Bread Financial at zero transaction cost.

How can I buy Bread Financial shares from India?

It is very easy to buy Bread Financial from India. With INDmoney, you can open a US stocks account in less than 3 minutes. Transfer funds in 24 hours and buy stocks very easily - that too at 0 brokerage. All this is done at 0 account opening & management fee, 0 brokerages, and at the same time you get the best rupee-US dollar exchange rate.

Can Fractional shares of Bread Financial be purchased?

Yes, you can buy fractional shares of Bread Financial with INDmoney app.

What are the documents required to start investing in Bread Financial stocks?

To start investing in Bread Financial, You will need the following documents:

Proof of Identification (PAN, Aadhaar etc)
Proof of address (Aadhaar, Voter ID etc)

These documents are required as per RBI's guidelines to create your IND linked savings a/c so that you can execute for global fund transfer. The entire process is paperless and can be completed seamlessly.