Bread Financial Holdings Inc (BFH)

$35.53

-0.32

(-0.89%)▲

Market is closed - opens 7 PM, 25 Apr 2024

Insights on Bread Financial Holdings Inc

  • Decreasing Revenue

    Revenue is down for the last 2 quarters, 1.03B → 1.01B (in $), with an average decrease of 1.4% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 171.0M → 43.0M (in $), with an average decrease of 74.9% per quarter

  • Vs COF

    In the last 1 year, Capital One Financial Corporation has given 55.8% return, outperforming this stock by 23.1%

  • Vs AXP

    In the last 3 years, American Express Co. has given 9.0% return, outperforming this stock by 75.5%

Performance

  • $34.76
    $35.83
    $35.53
    downward going graph

    2.17%

    Downside

    Day's Volatility :3.0%

    Upside

    0.85%

    downward going graph
  • $22.75
    $41.42
    $35.53
    downward going graph

    35.97%

    Downside

    52 Weeks Volatility :45.07%

    Upside

    14.22%

    downward going graph

Returns

PeriodBread Financial Holdings IncSector (Financials)Index (Russel 2000)
3 Months
9.87%
6.8%
0.0%
6 Months
26.14%
28.1%
0.0%
1 Year
32.73%
26.3%
1.3%
3 Years
-66.34%
16.3%
-22.1%

Highlights

Market Capitalization
1.7B
Book Value
$59.19
Dividend Share
0.84
Dividend Yield
2.45%
Earnings Per Share (EPS)
14.74
PE Ratio
2.32
PEG Ratio
0.26
Wall Street Target Price
35.92
Profit Margin
23.46%
Operating Margin TTM
3.37%
Return On Assets TTM
3.04%
Return On Equity TTM
28.44%
Revenue TTM
3.1B
Revenue Per Share TTM
61.45
Quarterly Revenue Growth YOY
56.599999999999994%
Gross Profit TTM
1.6B
EBITDA
682.0M
Diluted Eps TTM
14.74
Quarterly Earnings Growth YOY
0.27
EPS Estimate Current Year
6.6
EPS Estimate Next Year
6.63
EPS Estimate Current Quarter
-0.88
EPS Estimate Next Quarter
2.98

Analyst Recommendation

Hold
    42%Buy
    52%Hold
    4%Sell
Based on 21 Wall street analysts offering stock ratings for Bread Financial Holdings Inc(by analysts ranked 0 to 5 stars)
Based on 21 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
9
10
11
Hold
11
10
9
Sell
1
00
00

Analyst Forecast

What analysts predicted

Upside of 1.1%

Current $35.53
Target $35.92

Company Financials

FY18Y/Y Change
Revenue
5.7B
↓ 26.59%
Net Income
963.1M
↑ 22.11%
Net Profit Margin
17.0%
↑ 6.78%
FY19Y/Y Change
Revenue
5.6B
↓ 1.51%
Net Income
572.6M
↓ 40.55%
Net Profit Margin
10.26%
↓ 6.74%
FY20Y/Y Change
Revenue
4.5B
↓ 18.99%
Net Income
295.0M
↓ 48.48%
Net Profit Margin
6.52%
↓ 3.74%
FY21Y/Y Change
Revenue
3.3B
↓ 27.63%
Net Income
801.0M
↑ 171.53%
Net Profit Margin
24.48%
↑ 17.96%
FY22Y/Y Change
Revenue
3.8B
↑ 16.93%
Net Income
223.0M
↓ 72.16%
Net Profit Margin
5.83%
↓ 18.65%
FY23Y/Y Change
Revenue
4.3B
↑ 12.26%
Net Income
718.0M
↑ 221.97%
Net Profit Margin
16.72%
↑ 10.89%
Q3 FY22Q/Q Change
Revenue
990.0M
↑ 8.32%
Net Income
134.0M
↑ 1016.67%
Net Profit Margin
13.54%
↑ 12.23%
Q4 FY22Q/Q Change
Revenue
1.0B
↑ 4.34%
Net Income
-134.0M
↓ 200.0%
Net Profit Margin
-12.97%
↓ 26.51%
Q1 FY23Q/Q Change
Revenue
1.3B
↑ 24.78%
Net Income
455.0M
↓ 439.55%
Net Profit Margin
35.3%
↑ 48.27%
Q2 FY23Q/Q Change
Revenue
952.0M
↓ 26.14%
Net Income
48.0M
↓ 89.45%
Net Profit Margin
5.04%
↓ 30.26%
Q3 FY23Q/Q Change
Revenue
1.0B
↑ 8.3%
Net Income
171.0M
↑ 256.25%
Net Profit Margin
16.59%
↑ 11.55%
Q4 FY23Q/Q Change
Revenue
1.0B
↓ 1.36%
Net Income
43.0M
↓ 74.85%
Net Profit Margin
4.23%
↓ 12.36%
FY18Y/Y Change
Total Assets
30.4B
↓ 0.97%
Total Liabilities
28.1B
↓ 2.68%
FY19Y/Y Change
Total Assets
26.5B
↓ 12.81%
Total Liabilities
24.9B
↓ 11.34%
FY20Y/Y Change
Total Assets
22.5B
↓ 14.9%
Total Liabilities
21.0B
↓ 15.47%
FY21Y/Y Change
Total Assets
21.7B
↓ 3.55%
Total Liabilities
19.7B
↓ 6.49%
FY22Y/Y Change
Total Assets
25.4B
↑ 16.84%
Total Liabilities
23.1B
↑ 17.71%
FY23Y/Y Change
Total Assets
23.1B
↓ 8.92%
Total Liabilities
20.2B
↓ 12.61%
Q3 FY22Q/Q Change
Total Assets
22.0B
↑ 0.68%
Total Liabilities
19.6B
↑ 0.13%
Q4 FY22Q/Q Change
Total Assets
25.4B
↑ 15.7%
Total Liabilities
23.1B
↑ 18.31%
Q1 FY23Q/Q Change
Total Assets
22.0B
↓ 13.53%
Total Liabilities
1.9B
↓ 91.92%
Q2 FY23Q/Q Change
Total Assets
21.6B
↓ 1.64%
Total Liabilities
1.4B
↓ 26.43%
Q3 FY23Q/Q Change
Total Assets
21.6B
↑ 0.0%
Total Liabilities
1.4B
↑ 0.0%
Q4 FY23Q/Q Change
Total Assets
23.1B
↑ 7.09%
Total Liabilities
20.2B
↑ 1370.76%
FY18Y/Y Change
Operating Cash Flow
2.8B
↑ 5.57%
Investing Cash Flow
-1.9B
↓ 56.14%
Financing Cash Flow
-1.2B
↓ 130.41%
FY19Y/Y Change
Operating Cash Flow
1.2B
↓ 55.8%
Investing Cash Flow
2.9B
↓ 252.83%
Financing Cash Flow
-4.1B
↑ 235.96%
FY20Y/Y Change
Operating Cash Flow
1.9B
↑ 54.61%
Investing Cash Flow
1.8B
↓ 37.99%
Financing Cash Flow
-4.2B
↑ 1.83%
FY21Y/Y Change
Operating Cash Flow
1.5B
↓ 18.04%
Investing Cash Flow
-1.7B
↓ 195.32%
Financing Cash Flow
608.0M
↓ 114.59%
FY22Y/Y Change
Operating Cash Flow
1.8B
↑ 19.77%
Investing Cash Flow
-5.1B
↑ 202.25%
Financing Cash Flow
3.3B
↑ 437.34%
Q3 FY22Q/Q Change
Operating Cash Flow
608.0M
↑ 147.15%
Investing Cash Flow
-591.0M
↓ 51.04%
Financing Cash Flow
-106.0M
↓ 110.35%
Q4 FY22Q/Q Change
Operating Cash Flow
497.0M
↓ 18.26%
Investing Cash Flow
-5.1B
↑ 764.81%
Financing Cash Flow
3.4B
↓ 3350.0%
Q1 FY23Q/Q Change
Operating Cash Flow
398.0M
↓ 19.92%
Investing Cash Flow
3.1B
↓ 161.46%
Financing Cash Flow
-3.8B
↓ 211.29%
Q2 FY23Q/Q Change
Operating Cash Flow
343.0M
↓ 13.82%
Investing Cash Flow
-281.0M
↓ 108.95%
Financing Cash Flow
-343.0M
↓ 91.05%
Q3 FY23Q/Q Change
Operating Cash Flow
629.0M
↑ 83.38%
Investing Cash Flow
2.6B
↓ 1017.79%
Financing Cash Flow
-304.0M
↓ 11.37%

Technicals Summary

Sell

Neutral

Buy

Bread Financial Holdings Inc is currently in a neutral trading position according to technical analysis indicators.

More on Technical Analysis

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Bread Financial Holdings Inc
Bread Financial Holdings Inc
0.42%
26.14%
32.73%
-66.34%
-76.72%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
-2.38%
18.79%
-10.24%
-76.29%
-41.54%
Capital One Financial Corporation
Capital One Financial Corporation
5.92%
65.81%
56.79%
6.95%
69.07%
American Express Co.
American Express Co.
5.79%
66.61%
53.16%
59.05%
106.35%
Mastercard Inc.
Mastercard Inc.
-2.84%
19.62%
25.5%
19.45%
88.31%
Visa, Inc.
Visa, Inc.
-2.52%
16.82%
19.39%
19.0%
70.23%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Bread Financial Holdings Inc
Bread Financial Holdings Inc
2.32
2.32
0.26
6.6
0.28
0.03
0.02
59.19
Paypal Holdings, Inc.
Paypal Holdings, Inc.
16.46
16.46
0.59
5.05
0.21
0.04
NA
19.64
Capital One Financial Corporation
Capital One Financial Corporation
12.31
12.31
1.86
13.82
0.09
0.01
0.02
139.97
American Express Co.
American Express Co.
19.19
19.19
2.25
12.92
0.33
0.04
0.01
40.01
Mastercard Inc.
Mastercard Inc.
38.61
38.61
1.56
14.4
1.67
0.22
0.01
7.42
Visa, Inc.
Visa, Inc.
31.34
31.34
1.71
9.91
0.47
0.16
0.01
18.99
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Bread Financial Holdings Inc
Bread Financial Holdings Inc
Hold
$1.7B
-76.72%
2.32
23.46%
Paypal Holdings, Inc.
Paypal Holdings, Inc.
Buy
$66.5B
-41.54%
16.46
14.26%
Capital One Financial Corporation
Capital One Financial Corporation
Buy
$56.0B
69.07%
12.31
18.54%
American Express Co.
American Express Co.
Buy
$167.6B
106.35%
19.19
15.81%
Mastercard Inc.
Mastercard Inc.
Buy
$426.1B
88.31%
38.61
44.61%
Visa, Inc.
Visa, Inc.
Buy
$559.4B
70.23%
31.34
53.92%

Institutional Holdings

  • Vanguard Group Inc

    11.36%

  • Turtle Creek Asset Management Inc.

    11.00%

  • BlackRock Inc

    9.80%

  • Dimensional Fund Advisors, Inc.

    6.05%

  • Wellington Management Company LLP

    4.25%

  • State Street Corporation

    3.93%

Corporate Announcements

  • Bread Financial Holdings Inc Dividends March,2024

    In the quarter ending March,2024. Bread Financial Holdings Inc has declared dividend of $0.21

    Read More

Company Information

alliance data® and its businesses comprise n. america’s largest, most comprehensive provider of transaction-based, data-driven marketing and loyalty solutions, driving business growth and profitability for some of today’s most recognizable brands. alliance data retail services is the second-largest u.s. provider of marketing-driven private label and co-brand credit programs designed to increase consumer spend and loyalty. across multiple touch points, like traditional, digital, mobile and other emerging technologies, alliance data retail helps its clients—such as hsn, j. crew, the buckle, and 90 others—create and increase customer loyalty through solutions that engage its nearly 25 million cardholders each day. epsilon® , a leading provider of multi-channel, data-driven technologies and marketing services, manages solutions such as permission-based email marketing, database management, advanced analytics, and strategic consulting and creative services to more than 2,000 global clients.

Organization
Bread Financial Holdings Inc
Employees
7000
CEO
Mr. Ralph J. Andretta
Industry
Financial

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