Customers Bancorp Inc (CUBI)

$50.35

+1.38

(+2.82%)

Market is closed - opens 7 PM, 24 Apr 2024

Insights on Customers Bancorp Inc

  • Increasing Revenue

    Revenue is up for the last 5 quarters, 129.78M → 364.58M (in $), with an average increase of 21.7% per quarter

  • Decreasing Net Profit

    Netprofit is down for the last 2 quarters, 86.75M → 62.09M (in $), with an average decrease of 28.4% per quarter

Performance

  • $49.00
    $50.48
    $50.35
    downward going graph

    2.68%

    Downside

    Day's Volatility :2.93%

    Upside

    0.26%

    downward going graph
  • $15.80
    $60.09
    $50.35
    downward going graph

    68.62%

    Downside

    52 Weeks Volatility :73.71%

    Upside

    16.21%

    downward going graph

Returns

PeriodCustomers Bancorp IncSector (Financials)Index (Russel 2000)
3 Months
-7.52%
7.1%
0.0%
6 Months
51.7%
27.7%
0.0%
1 Year
156.52%
23.0%
-1.3%
3 Years
51.94%
15.5%
-22.1%

Highlights

Market Capitalization
1.5B
Book Value
$47.73
Earnings Per Share (EPS)
7.32
PE Ratio
6.69
PEG Ratio
0.0
Wall Street Target Price
66.7
Profit Margin
36.6%
Operating Margin TTM
53.89%
Return On Assets TTM
1.18%
Return On Equity TTM
16.45%
Revenue TTM
683.4M
Revenue Per Share TTM
21.74
Quarterly Revenue Growth YOY
63.2%
Gross Profit TTM
588.4M
Diluted Eps TTM
7.32
Quarterly Earnings Growth YOY
1.31
EPS Estimate Current Year
6.83
EPS Estimate Next Year
7.36
EPS Estimate Current Quarter
1.72
EPS Estimate Next Quarter
1.65

Analyst Recommendation

Buy
    80%Buy
    20%Hold
    0
    0%Sell
Based on 15 Wall street analysts offering stock ratings for Customers Bancorp Inc(by analysts ranked 0 to 5 stars)
Based on 15 analyst
  • Current
  • 1M Ago
  • 3M Ago
Buy
12
12
11
Hold
3
3
3
Sell
00
00
00

Analyst Forecast

What analysts predicted

Upside of 32.47%

Current $50.35
Target $66.70

Company Financials

FY18Y/Y Change
Revenue
314.7M
↓ 8.49%
Net Income
71.7M
↓ 9.06%
Net Profit Margin
22.78%
↓ 0.15%
FY19Y/Y Change
Revenue
356.6M
↑ 13.3%
Net Income
79.3M
↑ 10.65%
Net Profit Margin
22.25%
↓ 0.53%
FY20Y/Y Change
Revenue
502.3M
↑ 40.87%
Net Income
132.6M
↑ 67.13%
Net Profit Margin
26.4%
↑ 4.15%
FY21Y/Y Change
Revenue
748.5M
↑ 49.03%
Net Income
314.6M
↑ 137.33%
Net Profit Margin
42.03%
↑ 15.63%
FY22Y/Y Change
Revenue
632.4M
↓ 15.52%
Net Income
228.0M
↓ 27.53%
Net Profit Margin
36.06%
↓ 5.97%
FY23Y/Y Change
Revenue
1.4B
↑ 116.23%
Net Income
250.1M
↑ 9.7%
Net Profit Margin
18.29%
↓ 17.77%
Q3 FY22Q/Q Change
Revenue
145.9M
↓ 15.68%
Net Income
63.9M
↑ 8.97%
Net Profit Margin
43.79%
↑ 9.9%
Q4 FY22Q/Q Change
Revenue
129.8M
↓ 11.07%
Net Income
28.7M
↓ 55.08%
Net Profit Margin
22.12%
↓ 21.67%
Q1 FY23Q/Q Change
Revenue
163.4M
↑ 25.87%
Net Income
53.7M
↑ 87.11%
Net Profit Margin
32.89%
↑ 10.77%
Q2 FY23Q/Q Change
Revenue
176.5M
↑ 8.04%
Net Income
47.6M
↓ 11.44%
Net Profit Margin
26.96%
↓ 5.93%
Q3 FY23Q/Q Change
Revenue
213.7M
↑ 21.08%
Net Income
86.8M
↑ 82.36%
Net Profit Margin
40.6%
↑ 13.64%
Q4 FY23Q/Q Change
Revenue
364.6M
↑ 70.61%
Net Income
62.1M
↓ 28.43%
Net Profit Margin
17.03%
↓ 23.57%
FY18Y/Y Change
Total Assets
9.8B
↓ 0.06%
Total Liabilities
8.9B
↓ 0.47%
FY19Y/Y Change
Total Assets
11.5B
↑ 17.16%
Total Liabilities
10.5B
↑ 17.93%
FY20Y/Y Change
Total Assets
18.4B
↑ 60.05%
Total Liabilities
17.3B
↑ 65.48%
FY21Y/Y Change
Total Assets
19.6B
↑ 6.16%
Total Liabilities
18.2B
↑ 5.12%
FY22Y/Y Change
Total Assets
20.9B
↑ 6.75%
Total Liabilities
19.5B
↑ 7.05%
FY23Y/Y Change
Total Assets
21.3B
↑ 2.01%
Total Liabilities
19.7B
↑ 0.95%
Q3 FY22Q/Q Change
Total Assets
20.4B
↑ 0.57%
Total Liabilities
19.0B
↑ 0.43%
Q4 FY22Q/Q Change
Total Assets
20.9B
↑ 2.59%
Total Liabilities
19.5B
↑ 2.7%
Q1 FY23Q/Q Change
Total Assets
21.8B
↑ 4.09%
Total Liabilities
20.3B
↑ 4.3%
Q2 FY23Q/Q Change
Total Assets
22.0B
↑ 1.27%
Total Liabilities
20.6B
↑ 1.19%
Q3 FY23Q/Q Change
Total Assets
21.9B
↓ 0.78%
Total Liabilities
20.3B
↓ 1.34%
Q4 FY23Q/Q Change
Total Assets
21.3B
↓ 2.47%
Total Liabilities
19.7B
↓ 3.04%
FY18Y/Y Change
Operating Cash Flow
97.5M
↓ 74.72%
Investing Cash Flow
-104.1M
↓ 81.58%
Financing Cash Flow
-77.6M
↓ 120.17%
FY19Y/Y Change
Operating Cash Flow
78.3M
↓ 19.69%
Investing Cash Flow
-1.4B
↑ 1287.57%
Financing Cash Flow
1.5B
↓ 2055.19%
FY20Y/Y Change
Operating Cash Flow
133.0M
↑ 69.93%
Investing Cash Flow
-6.4B
↑ 344.81%
Financing Cash Flow
6.8B
↑ 346.6%
FY21Y/Y Change
Operating Cash Flow
271.2M
↑ 103.84%
Investing Cash Flow
-1.2B
↓ 81.3%
Financing Cash Flow
754.8M
↓ 88.86%
FY22Y/Y Change
Operating Cash Flow
-20.8M
↓ 107.68%
Investing Cash Flow
-1.3B
↑ 8.09%
Financing Cash Flow
1.3B
↑ 66.54%
Q3 FY22Q/Q Change
Operating Cash Flow
109.0M
↑ 122.06%
Investing Cash Flow
15.0M
↓ 101.26%
Financing Cash Flow
35.3M
↓ 96.82%
Q4 FY22Q/Q Change
Operating Cash Flow
-295.8M
↓ 371.42%
Investing Cash Flow
-213.3M
↓ 1525.92%
Financing Cash Flow
560.5M
↑ 1486.45%
Q1 FY23Q/Q Change
Operating Cash Flow
17.5M
↓ 105.93%
Investing Cash Flow
804.6M
↓ 477.23%
Financing Cash Flow
768.7M
↑ 37.15%
Q2 FY23Q/Q Change
Operating Cash Flow
89.5M
↑ 410.13%
Investing Cash Flow
795.5M
↓ 1.14%
Financing Cash Flow
223.6M
↓ 70.91%
Q3 FY23Q/Q Change
Operating Cash Flow
136.1M
↑ 52.12%
Investing Cash Flow
397.1M
↓ 50.08%
Financing Cash Flow
-268.4M
↓ 220.04%

Technicals Summary

Sell

Neutral

Buy

Customers Bancorp Inc is currently in a neutral trading position according to technical analysis indicators.

Peers

Company Name1 Month6 Month1 Year3 Years5 Years
Customers Bancorp Inc
Customers Bancorp Inc
-6.53%
51.7%
156.52%
51.94%
150.65%
Nu Holdings Ltd.
Nu Holdings Ltd.
-12.82%
30.02%
115.65%
2.71%
2.71%
Icici Bank Ltd.
Icici Bank Ltd.
0.93%
15.89%
16.88%
73.14%
130.04%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
0.57%
42.13%
25.48%
-12.42%
16.19%
U.s. Bancorp
U.s. Bancorp
-5.74%
31.32%
25.19%
-28.27%
-20.58%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
-9.5%
13.81%
22.0%
22.98%
-28.07%
Company NameP/E RatioP/B RatioPEG RatioEPSROEROADiv YieldBVPS
Customers Bancorp Inc
Customers Bancorp Inc
6.69
6.69
0.0
6.83
0.16
0.01
NA
47.73
Nu Holdings Ltd.
Nu Holdings Ltd.
49.9
49.9
NA
0.41
0.18
0.03
NA
1.34
Icici Bank Ltd.
Icici Bank Ltd.
18.08
18.08
0.0
1.36
0.19
0.02
0.01
347.9
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
12.79
12.79
3.46
12.6
0.11
0.01
0.04
128.98
U.s. Bancorp
U.s. Bancorp
13.44
13.44
1.14
3.86
0.09
0.01
0.05
31.26
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
9.45
9.45
0.86
0.83
0.18
0.01
0.01
19.4
Company NameAnalyst ViewMarket Cap5 Years Return %PE RatioProfit Margin
Customers Bancorp Inc
Customers Bancorp Inc
Buy
$1.5B
150.65%
6.69
36.6%
Nu Holdings Ltd.
Nu Holdings Ltd.
Buy
$49.9B
2.71%
49.9
27.8%
Icici Bank Ltd.
Icici Bank Ltd.
Buy
$90.2B
130.04%
18.08
30.73%
Pnc Financial Services Group, Inc.
Pnc Financial Services Group, Inc.
Buy
$60.6B
16.19%
12.79
25.68%
U.s. Bancorp
U.s. Bancorp
Buy
$63.1B
-20.58%
13.44
20.08%
Itaú Unibanco Holding S.a.
Itaú Unibanco Holding S.a.
Buy
$59.3B
-28.07%
9.45
26.58%

Institutional Holdings

  • BlackRock Inc

    14.48%
  • Dimensional Fund Advisors, Inc.

    6.84%
  • Vanguard Group Inc

    6.59%
  • Wellington Management Company LLP

    5.45%
  • State Street Corporation

    4.72%
  • JPMorgan Chase & Co

    2.19%

Company Information

what we believe in: at customers bank, we are dedicated to providing exceptional value, service and convenience as part of an overall effortless banking experience. our high-tech, high-touch approach to banking allows us to deliver a superior selection of products and services. who we serve: we’re a community-based, full-service bank that offers a continually expanding portfolio of loans to small businesses, multi-family projects, mortgage companies and consumers in pennsylvania, new york, rhode island, new hampshire, massachusetts, and new jersey. our way of banking: our high-tech approach ensures that our customers have access to the all the latest and most convenient mobile and online banking tools. but when high-tech isn’t enough, customers have the convenience of concierge banking® — face-to-face banking by appointment at customers’ homes or offices 12 hours a day, seven days a week. our single-point-of-contact model means that customers have just one phone number to call for virt

Organization
Customers Bancorp Inc
Employees
711
CEO
Mr. Jay S. Sidhu
Industry
Finance

FAQs