Saraswati Commercial (India) Ltd share price logo

Saraswati Commercial (India) Ltd

NSE: ZSARACOM

BSE: 512020

Small Cap

Finance Sector

₹10000.00

+90.50

(+0.91%)

as on

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Tech Chart

Saraswati Commercial (India) Stock Performance

as on May 7, 2026 at 9:31 pm IST

  • Day's Low

    Day's High

    ₹9,808.00
    ₹10,100.00
    downward going graph

    1.92%

    Downside

    1.00%

    Upside

    downward going graph

  • 52 Week's Low

    52 Week's High

    ₹9,499.95
    ₹10,489.60
    downward going graph

    5.00%

    Downside

    4.90%

    Upside

    downward going graph

Saraswati Commercial (India) share price movements today

Previous Close
₹9,909.50
Open
₹10,100.00
Volume
15.00
Upper Circuit
₹11,891.00
Lower Circuit
₹7,928.00
Day's Low - High
₹9,808.00 - ₹10,100.00
52 Week Low - High
₹9,499.95 - ₹10,489.60

Saraswati Commercial (India) Historical Returns

1 Month Return
+ 4.36 %
3 Month Return
-19.26 %
1 Year Return
-32.7 %
3 Year Return
+ 276.04 %
5 Year Return
+ 418.82 %

Saraswati Commercial (India) Fundamentals

as on May 7, 2026 at 4:01 pm IST

Market Cap

₹1,086.01 Cr

Return on Equity (ROE)

6.47

PE Ratio (TTM)

11.2

Return on capital employed (ROCE)

8.32

Industry PE ratio

28.54

Beta (LTM)

0.25

P/B Ratio

1.36

Dividend Yield

0

PEG Ratio

-0.15

Quarterly Earnings Growth YOY

-162.82

EPS (TTM)

487.52

Sector

Finance

Book Value

8828.93

Saraswati Commercial (India) Stock Valuation

as on May 7, 2026 at 4:01 pm IST

Saraswati Commercial (India) in the last 5 years

  • Overview

  • Trends

Lowest (-24.95x)

September 7, 2020

Today (11.20x)

May 6, 2026

Industry (28.54x)

May 6, 2026

Highest (56.12x)

July 1, 2025

LowHigh

Today’s Price to Earnings Ratio: 11.20x

Saraswati Commercial (India) Technical Analysis

Track how Saraswati Commercial (India) technical analysis has moved over time to understand its trends.

1 min
5 min
15 min
30 min
1 day
1 week
1 month

Technicals Summary

Bearish

Neutral

Bullish

Bullish

Moving Averages

Bearish

Neutral

Bullish

Bullish

Oscillators

Bearish

Neutral

Bullish

Bearish

Overall

Bearish4
Bullish5
Neutral6

Oscillators

Name

Value

Action

MACD level (12,26)
5.62
Bearish
CCI (20)
0
Neutral
RSI (14)
67.51
Neutral
Momentum (10)
0
Neutral
ADI (14)
26.44
Neutral
Ultimate Oscillator (7,14,28)
0
Bearish

Moving Averages

Name

Value

Action

SMA (20)
9999.5
Neutral
EMA (20)
9996.4
Bullish
VWMA (20)
9999.5
Neutral
SMA (50)
9949.71
Bullish
EMA (50)
9988.63
Bullish
SMA (200)
10033.14
Bearish
EMA (200)
9989.04
Bullish
KAMA (200)
9901.66
Bullish
DEMA (200)
10033.38
Bearish

Saraswati Commercial (India) Ltd vs Peer Comparison

Compare market cap, revenue, PE, and other key metrics of Saraswati Commercial (India) with its industry peers.

Company
Analyst View
Market Cap(in ₹ Cr)
5 Year CAGRDebt to Asset Ratio
Net Profit(in ₹ Cr)
Yearly Revenue(in ₹ Cr)
Saraswati Commercial (India) Ltd image
Saraswati Commercial (India) Ltd
NA1,086.0183.76%0.525375
Available Finance Ltd image
Available Finance Ltd
NA160.70121.25%0.50NANA
Spandana Sphoorty Financial Ltd image
Spandana Sphoorty Financial Ltd
HOLD2,148.33-11.04%0.84-1,0362,355
Hardcastle & Waud Mfg Co Ltd image
Hardcastle & Waud Mfg Co Ltd
NA50.3149.54%0.0015
Krishna Capital & Securities Ltd image
Krishna Capital & Securities Ltd
NA17.83257.4%0.50NANA
See all

Saraswati Commercial (India) Stock’s Investor Sentiment and Interest

Search interest for Saraswati Commercial (India) Ltd Stock has decreased by -15% in the last 30 days, reflecting a downward trend in search activity.

Time period: to

Change:-15% versus previous 30 day period

Saraswati Commercial (India) Ltd Quarterly Profit & Loss

Figures in Rupees Crores

Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Other Income
-
0.1
-
-
-
-
-
-
-
-
-
Total Income
29.53
28.67
40.08
30.07
68.22
78.31
-44.84
-26.23
31.47
73.28
32.69
Operating Profit
28.53
27.62
38.87
28.46
66.83
76.89
-46.58
-28.29
29.8
71.44
30.2
Profit Before Tax
-3.95
-3.84
-5.59
-6.18
-14.37
-13.24
6.86
5.35
-5.59
-11.48
-5.3
Tax Paid Total
3.95
3.84
5.59
6.18
14.37
13.24
-6.86
-5.35
5.59
11.48
5.3
Total Net profit including share of profit / Loss from associate company
24.42
23.8
33.32
22.37
52.45
63.33
-39.4
-22.95
23.58
60.3
24.75
EPS
237.09
231.12
323.48
217.16
509.22
614.85
-382.53
-222.34
258.79
615.32
233.27
Diluted EPS
237.09
231.12
323.48
217.16
509.22
614.85
-382.53
-222.34
258.79
615.32
233.27
Adjusted EPS
237.09
231.12
323.48
217.16
509.22
614.85
-382.53
-222.34
258.79
615.32
233.27

Saraswati Commercial (India) Ltd Annual Profit & Loss

Figures in Rupees Crores

Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Other Income
0.04
0.07
0.12
0.04
0.02
0.01
-
-
Total Income
16.38
7.78
1.36
28.03
86.92
24.02
128.34
75.45
Operating Profit
13.67
0.78
-13.05
24.91
83.73
19.1
123.47
68.84
Depreciation
0.02
0.02
0.01
0.01
0.01
0.01
0.01
0.01
Profit Before Tax
2.31
-0.38
3.44
-3.57
-18.77
-7.39
-19.57
-15.39
Tax Paid Total
-2.31
0.38
-3.44
3.57
18.77
7.39
19.57
15.39
Total Net profit including share of profit / Loss from associate company
15.96
0.38
-9.61
21.33
64.92
11.69
103.9
53.42
EPS
165.57
3.81
-96.09
213.07
631.69
113.48
1,008.85
517.51
Diluted EPS
165.57
3.81
-96.09
213.07
631.69
113.48
1,008.85
517.51
Adjusted EPS
165.57
3.81
-96.09
213.07
631.69
113.48
1,008.85
517.51

Saraswati Commercial (India) Ltd Cash Flow

Figures in Rupees Crores

Mar 2016
Mar 2017
Mar 2018
Mar 2019
Mar 2020
Mar 2021
Mar 2022
Mar 2023
Mar 2024
Mar 2025
Net Cash from Operating Activities
-15.5
-22.6
-5.97
-15.73
-17.56
-4.9
50.28
26.98
32.98
8.74
Cash Flow from Investing Activities
19.77
26.91
7.9
15.73
15.67
4.15
-81.22
-21.78
-6.75
-108.17
Cash Flow from Financing Activities
-4.2
-2.81
-3.24
-0.15
9.23
-6.71
32.76
-6.9
-23.76
119.64
Net Cash Flow
0.07
1.5
-1.3
-0.15
7.35
-7.47
1.82
-1.7
2.47
20.21

Saraswati Commercial (India) Stock Shareholding Pattern

Numbers in percentages

Jun 2023
Sep 2023
Dec 2023
Mar 2024
Jun 2024
Sep 2024
Dec 2024
Mar 2025
Jun 2025
Sep 2025
Dec 2025
Mar 2026
Promoters
72.32%
72.32%
72.32%
72.32%
72.32%
72.32%
72.32%
73.99%
73.99%
73.99%
73.99%
74.88%
Public
27.68%
27.68%
27.68%
27.68%
27.68%
27.68%
27.68%
26.01%
26.01%
26.01%
26.01%
25.12%
Total Outstanding Shares
10,29,928
10,29,928
10,29,928
10,29,928
10,29,928
10,29,928
10,29,928
10,95,928
10,95,928
10,95,928
10,95,928
10,95,928
Total Shareholders
1,796
1,780
1,765
1,999
1,970
2,936
3,106
3,175
3,130
3,161
2,968
2,905

Saraswati Commercial (India) Corporate Actions

View detailed summary of the earnings and dividend history of Saraswati Commercial (India).

  • Saraswati Commercial (India) Ltd Earnings Results

    Saraswati Commercial (India) Ltd’s net profit jumped 162.82% since last year same period to ₹24.75Cr in the Q3 2025-2026. On a quarterly growth basis, Saraswati Commercial (India) Ltd has generated -58.96% fall in its net profits since last 3-months.

    Read More about Earnings Results

Indices Featuring Saraswati Commercial (India) Stock

Check stock indices that include Saraswati Commercial (India).

S&P BSE Fin. Ser

₹12,417.82

0.22 (▲26.70%)

Insights on Saraswati Commercial (India) Ltd

Insights help you understand the recent movement of the company's critical parameters, giving you an overall view of the company.

  • imgPOSITIVE IMPACT

    Best in 3 Years

    img

    In the last 3 years, ZSARACOM has outperformed top 5 stocks with highest market-cap in Consumer Lending

  • imgPOSITIVE IMPACT

    Promoter Holding Up

    img

    Promoters have increased holdings from 73.99% to 74.88% in Mar 2026 quarter

  • imgNO EFFECT

    Against Peers

    img

    In the last 1 year, Muthoot Finance Ltd has given 53.1% return, outperforming this stock by 85.8%

  • imgNEGATIVE IMPACT

    Price Dip

    img

    In the last 3 months, ZSARACOM stock has moved down by -19.3%

  • imgNEGATIVE IMPACT

    Revenue Fall

    img

    Revenue is down for the last 2 quarters, 73.28 Cr → 32.69 Cr (in ₹), with an average decrease of 55.4% per quarter

  • imgNEGATIVE IMPACT

    Profit Down

    img

    Netprofit is down for the last 2 quarters, 60.3 Cr → 24.75 Cr (in ₹), with an average decrease of 59.0% per quarter

  • imgNEGATIVE IMPACT

    Retail Holding Down

    img

    Retail Investor have decreased holdings from 26.01% to 25.12% in Mar 2026 quarter

About Saraswati Commercial (India) Ltd

Saraswati Commercial India Limited is a Non Banking Financial Company (NBFC) incorporated in January 1983 that is engaged in investment, trading and lending in shares and securities. In 2015, Mahotsav Trading and Finance Private Ltd (MTFPL) ceased its affiliation with the company. In 2017, the National Company Law Tribunal passed an order for the amalgamation of Aroni Commercials Limited (the transferor company), with Saraswati Commercial India (the transferee company). As a result of this, Sareshwar Trading and Finance Pvt Ltd and Arkaya Commercial Pvt Ltd became subsidiary companies of Saraswati Commercial India. Following this, the Board of Directors of Saraswati Commercial India announced a buyback of up to 60000 fully paid-up equity shares of the company valued at Rs. 10 each representing up to 5.82% of the total number of equity shares of the company. During the process, the company issued 390593 equity shares to the shareholders of Aroni Commercials Limited under the stipulated ratio and was approved from SEBI and listed. Following the announcement of the buyback, a total of 29665 equity shares were bought back at a price of Rs. 978 each amounting to Rs. 2,901,237 excluding transaction costs. By the completion of the process, the share capital of the Company decreased to Rs.10,009,280 Equity Shares from Rs. 10,305,930.

Revenue: ₹32.69Cr as on December 2025 (Q3 FY26)
Net Profit: ₹24.75Cr as on December 2025 (Q3 FY26)
Listing date: 20 Apr, 2026
OrganisationSaraswati Commercial (India) Ltd
HeadquartersMumbai
IndustryFinance
E-voting on sharesClick here to vote

FAQs

What is Saraswati Commercial (India) share price today?

Saraswati Commercial (India) share price today stands at ₹10000 as on at the close of the market. Saraswati Commercial (India) share today touched a day high of ₹10100 and a low of ₹9808.

What is the 52 week high and 52 week low range for Saraswati Commercial (India) share?

Saraswati Commercial (India) touched a 52 week high of ₹10489.6 and a 52 week low of ₹9499.95. Saraswati Commercial (India) share price today i.e. is closed at ₹10000, which is -4.67% down from its 52 week high and 5.26% up from its 52 week low.

What is Saraswati Commercial (India)'s market capitalisation today?

Saraswati Commercial (India) market capitalisation is ₹1,086.01 Cr as on .

How to buy Saraswati Commercial (India) shares?

To buy Saraswati Commercial (India) shares, you need to follow these steps:

  • Open a Demat account and Trading account on INDmoney
  • Fund your Trading account
  • Search for ZSARACOM or Saraswati Commercial (India) Ltd on the INDmoney app to check live prices of the stock
  • Click on Buy or SIP to place an order to invest in Saraswati Commercial (India) shares. You can invest by selecting the number of shares or set up a fixed SIP to invest every month or week.

What is Saraswati Commercial (India) trading volume today?

Saraswati Commercial (India) trading volume is 15.00 as on . This means that 15.00 shares of Saraswati Commercial (India) were bought and sold on the stock market during today's trading session.