• ₹ 0

  Account Opening Fees

  Mutual Fund Investment Account

• ₹ 0

  Profile Verification

  KYC and Identity Verification

• ₹ 0

  Commission

  Trading Charges

• ₹ 0

  Tracking Charges

  Track all your Mutual Fund Holding

• ₹ 0

  Switch from Regular to Direct

  Save upto 1.5% on Commissions

• ₹ 0

  SIPs

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• ₹ 0

  Rebalancing

• ₹ 0

  AMC

  Account Maintenance Charges

Taxation and TCS

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  Expense Ratio

  The AMC charges the fund management fees + distribution (commission) fee to manage a mutual fund. INDmoney works with Direct Plans of mutual funds only. Direct plans of mutual funds have 0 distribution (commission), in turn minimizing the expense ratio. The applicable GST is also included in the expense ratio.
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  STT (Stamp Duty)

  STT and Stamp Duty are two different concepts and Stamp Duty is levied by the government. Which is applicable as 0.005% in purchase in MF.And on equity-oriented mutual funds (sale) STT is applicable as 0.001% in redemption.
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  Taxation

  For equity funds, gains from units held for 1 year (12 months) before redemption are considered Short Term Capital Gains (STCG) and taxed at the rate of 20%.

  If held for more than 1 year, they attract Long Term Capital Gains (LTCG) tax then LTCG tax for equity mutual funds is 12.5% ​​on gains above Rs. 1.25 lakh annually.

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  Exit Loads

  Exit load is a fee charged by the mutual fund houses if investors sell units within a certain period from the date of investment. Some funds don't charge exit load. Typically, equity mutual fund schemes levy an exit load of 1% if the units are sold within one year of buying. Debt funds, also levy an exit load, but the period could be as low as a day or a month since the overall tenure of the fund could be only a few weeks or months. Liquid funds do not charge any exit load.
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  Dividends

  Taxable at the hands of the investor at the Income Tax slab.