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  Account Opening Fees

  ₹ 0

  Mutual Fund Investment Account

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  Profile Verification

  ₹ 0

  KYC and Identity Verification

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  Commission

  ₹ 0

  Trading Charges

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  Tracking Charges

  ₹ 0

  Track all your Mutual Fund Holding

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  Switch from Regular to Direct

  ₹ 0

  Save upto 1.5% on Commissions

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  SIPs

  ₹ 0

  Start with As little as ₹10 Daily!

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  Rebalancing

  ₹ 0

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  AMC

  ₹ 0

  Account Maintenance Charges

Charges outside INDmoney

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  Expense Ratio

  The AMC charges the fund management fees + distribution (commission) fee to manage a mutual fund. INDmoney works with Direct Plans of mutual funds only. Direct plans of mutual funds have 0 distribution (commission), in turn minimizing the expense ratio. The applicable GST is also included in the expense ratio.
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  STT (Stamp Duty)

  TSTT is a tax paid on purchase or sale of securities. When it comes to mutual funds, only equity oriented funds attract an STT payment. If you've invested in a debt oriented fund, then no STT applicable on it. STT of 0.025% of sold amount is payable when you sell units of equity mutual funds. STT is not applicable at the time of purchase of equity mutual funds.
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  Taxation

  Equity Mutual Funds

  Sold within One Year:STCG Tax @15%

  Sold After One Year: :LTCG Tax @10%

  LTCG up to ₹1 Lakh are exempted from taxation

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  Exit Loads

  Exit load is a fee charged by the mutual fund houses if investors sell units within a certain period from the date of investment. Some funds don't charge exit load. Typically, equity mutual fund schemes levy an exit load of 1% if the units are sold within one year of buying. Debt funds, also levy an exit load, but the period could be as low as a day or a month since the overall tenure of the fund could be only a few weeks or months. Liquid funds do not charge any exit load.
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  Dividends

  Taxable at the hands of the investor at the Income Tax slab.