UTI Overnight Fund Regular Plan Growth

UTI Overnight Fund Regular Plan Growth

Debt

UTI Mutual Fund

Overnight

Get the latest NAV of UTI Overnight Fund Regular Plan Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹3522.71

NAV as on 01 Aug 2025

5.98%/per year

Since Inception

Absolute Gain%

▲▼

UTI Overnight Fund Regular Plan Growth Performance vs. Overnight Index

Fund returns vs Benchmark returns vs Category Average returns as on (01-Aug-25)

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.44%
1.36%
2.89%
6.25%
6.41%
5.16%
Overnight Avg
--
--
--
--
--
--
Best in Overnight
0.47%
1.4%
2.96%
6.4%
6.54%
5.31%
Worst in Overnight
0.43%
1.32%
2.78%
6.06%
6.24%
5.06%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
UTI Overnight Fund Regular Plan Growth
-
4,825Cr
0.11%
6.25%
6.41%
-0.32
0.04
-26.48
-3.44
-8.86
DSP Overnight Fund Regular
2/15
1,777Cr
0.14%
6.22%
6.39%
-0.34
0.02
-9.10
-3.25
-8.05
Bandhan Overnight Fund Regular
3/15
1,007Cr
0.15%
6.19%
6.35%
-0.37
0.02
-31.02
-3.44
-9.47
LIC MF Overnight Fund Regular
3/15
453Cr
0.15%
6.18%
6.32%
-0.40
0.03
-27.52
-3.44
-9.94
See all

UTI Overnight Fund Regular Plan Growth Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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UTI Overnight Fund Regular Plan Growth Asset Allocation

See fund asset allocation details as on (14-Jul-25)

Fund Distribution

as on (14-Jul-25)

Debt & Cash 100%

AAA
100%

UTI Overnight Fund Regular Plan Growth Sector Allocation

See fund sector allocation details as on (14-Jul-25)

Sector Allocation

Debt & Cash 100%

Cash Equivalent
100%

Top 2 Sectors in June were Financial Services, Government

Jun'25

Financial Services

100%

Government

5%

May'25

Financial Services

100%

UTI Overnight Fund Regular Plan Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.11%
Benchmark
CRISIL Liquid Overnight TR INR
AUM₹4825 Cr
Inception Date24 November, 2003
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
1.48%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low Risk

About UTI Overnight Fund Regular Plan Growth

UTI Overnight Fund Regular Plan Growth is a debt fund. This fund was started on 24 November, 2003. The fund is managed by . This fund is suitable to keep your money safe.

Key Parameters

  1. UTI Overnight Fund Regular Plan Growth has ₹4825 Cr worth of assets under management (AUM) as on Jul 2025 and is more than category average.
  2. The fund has an expense ratio 0.1.

Returns

UTI Overnight Fund Regular Plan Growth has given a CAGR return of 5.98% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.25%, 6.41% and 5.16% respectively.

Holdings

UTI Overnight Fund Regular Plan Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Government. Its top holdings are 364 DTB 24072025, 182 Days Tbill, 182 DTB 31072025

Taxation

As it is a overnight mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of UTI Overnight Fund Regular Plan Growth

The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of overnight securities having a maturity of one day. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. UTI Overnight Fund Regular Plan Growth has no lock in period.

Learn more about UTI Mutual Fund
Parameters
Jun'25
May'25
Apr'25
AUM
₹ 3.6K Cr
₹ 3.6K Cr
₹ 3.7K Cr
  • AUM of the fund stands at 3.6K Cr as of Jun'25
  • AUM decreased by 67.6 Cr between Jun'25 and May'25

Frequently Asked Questions for UTI Overnight Fund Regular Plan Growth

How do I invest in UTI Overnight Fund Regular Plan Growth?

INDmoney makes it simple to invest in the UTI Overnight Fund Regular Plan Growth. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘UTI Overnight Fund Regular Plan Growth’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of UTI Overnight Fund Regular Plan Growth?

The NAV of the fund today is ₹3522.71. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

UTI Overnight Fund Regular Plan Growth fund has generated a return of 6.25% in 1 year, 6.41% in 3 years, 5.16% in 5 years.

Who is the fund manager of UTI Overnight Fund Regular Plan Growth?

The fund managers are .

What is the expense ratio of the fund?

The expense ratio is 0.11%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹4825 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of UTI Overnight Fund Regular Plan Growth?

The top 3 holdings of the fund are 364 DTB 24072025(0.31%), 182 Days Tbill(0.31%), 182 DTB 31072025(0.21%)