UTI Medium Duration Fund Direct Growth

UTI Medium Duration Fund Direct Growth

Debt

UTI Mutual Fund

Medium Duration

Get the latest NAV of UTI Medium Duration Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹19.64

NAV as on 30 May 2025

6.87%/per year

Since Inception

Absolute Gain%

▲▼

7 people have invested ₹ 5.6L in UTI Medium Duration Fund Direct Growth in the last three months

Fund Performance

as on (30-May-25)

Period
This Fund
Medium Duration Index
1 Month
0.97%
0.84%
3 Months
3.65%
3.28%
6 Months
5.47%
4.97%
1 Year
10.04%
9.53%
3 Years
8%
8.24%
5 Years
6.34%
7.37%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
UTI Medium Duration Fund
-
40Cr
0.81%
10.04%
8%
6.87%
ICICI Prudential Medium Term Bond Fund Direct Growth
1/8
5,734Cr
0.74%
10.45%
8.73%
8.63%
Kotak Medium Term Fund Direct Growth
2/8
1,947Cr
0.67%
11.21%
8.74%
8.61%
Axis Strategic Bond Fund Direct Growth
3/8
1,941Cr
0.53%
10.73%
8.95%
8.76%
See all

UTI Medium Duration Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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UTI Medium Duration Fund Asset Allocation

See fund asset allocation details as on (13-May-25)

Fund Distribution

as on (13-May-25)

Debt & Cash 99.6%

AAA
59.9%
AA
40.1%
Cash allocation has gone up from 23.1% to 24.1%
Cash allocation has gone up from 23.1% to 24.1%
Debt allocation has gone down from 76.6% to 75.5%
Debt allocation has gone down from 76.6% to 75.5%

UTI Medium Duration Fund Sector Allocation

See fund sector allocation details as on (13-May-25)

Sector Allocation

Debt & Cash 99.6%

Government
48.2%
Corporate
38.2%
Cash Equivalent
13.6%

Top 2 Sectors in April were Government, Corporate

Apr'25

Government

50%

Corporate

26%

Mar'25

Government

50%

Corporate

27%

UTI Medium Duration Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.81%
Benchmark
Nifty Medium Duration Debt A-III TR INR
AUM₹40 Cr
Inception Date31 March, 2015
Min Lumpsum/SIP₹500/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
76.5%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

About UTI Medium Duration Fund

UTI Medium Duration Fund Direct Growth is a debt fund. This fund was started on 31 March, 2015. The fund is managed by Sunil Patil. This fund is suitable to keep your money safe.

Key Parameters

  1. UTI Medium Duration Fund Direct Growth has ₹40 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
  2. The fund has an expense ratio 0.8.

Returns

UTI Medium Duration Fund Direct Growth has given a CAGR return of 6.87% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.04%, 8.00% and 6.34% respectively.

Holdings

UTI Medium Duration Fund Direct Growth has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2033, 7.26% Govt Stock 2032, 07.79 Up SDL 2033, 6.54% Govt Stock 2032, 7.1% Govt Stock 2034

Taxation

As it is a medium duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of UTI Medium Duration Fund Direct Growth

The investment objective of the scheme is to generate reasonable income by investing in debt & money market securities such that the Macaulay duration of the portfolio is between 3 to 4 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. UTI Medium Duration Fund Direct Growth has no lock in period.

Fund Manager

Sunil Patil

Fund Manager of UTI Medium Duration Fund Direct Growth, since 21 January 2025

Learn more about UTI Mutual Fund
Parameters
Apr'25
Mar'25
Feb'25
AUM
₹ 40.3 Cr
₹ 39.4 Cr
₹ 38.9 Cr
  • AUM of the fund stands at 40.3 Cr as of Apr'25
  • AUM increased by 1 Cr between Apr'25 and Mar'25

Frequently Asked Questions for UTI Medium Duration Fund Direct Growth

How do I invest in UTI Medium Duration Fund?

INDmoney makes it simple to invest in the UTI Medium Duration Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘UTI Medium Duration Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of UTI Medium Duration Fund?

The NAV of the fund today is ₹19.64. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

UTI Medium Duration Fund fund has generated a return of 10.04% in 1 year, 8.00% in 3 years, 6.34% in 5 years.

Who is the fund manager of UTI Medium Duration Fund?

The fund managers are Sunil Patil.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-12 Months. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.81%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹40 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of UTI Medium Duration Fund?

The top 3 holdings of the fund are 7.18% Govt Stock 2033(16.92%), 7.26% Govt Stock 2032(10.45%), 07.79 Up SDL 2033(7.99%)