Kotak Medium Term Fund Direct Growth

Kotak Medium Term Fund Direct Growth

Debt

Kotak Mutual Fund

Medium Duration

Get the latest NAV of Kotak Medium Term Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹25.33

NAV as on 27 Jun 2025

8.58%/per year

Since Inception

Absolute Gain%

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139 people have invested ₹ 23.3L in Kotak Medium Term Fund Direct Growth in the last three months

Fund Performance

as on (27-Jun-25)

Period
This Fund
Medium Duration Index
1 Month
0.4%
-0.01%
3 Months
3.39%
2.48%
6 Months
5.63%
4.76%
1 Year
10.78%
9.03%
3 Years
8.97%
8.25%
5 Years
7.82%
7.1%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
Kotak Medium Term Fund
2/8
1,859Cr
0.67%
10.78%
8.97%
8.58%
ICICI Prudential Medium Term Bond Fund Direct Growth
1/8
5,733Cr
0.74%
10.15%
8.74%
8.6%
Axis Strategic Bond Fund Direct Growth
3/8
1,942Cr
0.55%
10.23%
8.94%
8.72%
HSBC Medium Duration Fund Direct Growth
4/8
648Cr
0.4%
10.1%
8.74%
8.05%
See all

Kotak Medium Term Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Kotak Medium Term Fund Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Equity 6%

Debt & Cash 92.4%

Cash allocation has gone up from 0.2% to 4.5%
Cash allocation has gone up from 0.2% to 4.5%
Debt allocation has gone down from 92.5% to 88%
Debt allocation has gone down from 92.5% to 88%

Kotak Medium Term Fund Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Equity 6%

Debt & Cash 92.4%

Real Estate
100%

Top 3 Sectors in May were Real Estate, Corporate & Government

May'25

Real Estate

93%

Corporate

68%

Government

26%

Apr'25

Real Estate

93%

Corporate

71%

Government

28%

Kotak Medium Term Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.67%
Benchmark
CRISIL Medium Duration Debt TR INR
AUM₹1859 Cr
Inception Date25 March, 2014
Min Lumpsum/SIP₹100/₹100
Exit Load0%
Lock InNo Lock-in
TurnOver
164.62%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderately High risk

About Kotak Medium Term Fund

Kotak Medium Term Fund Direct Growth is a debt fund. This fund was started on 25 March, 2014. The fund is managed by Deepak Agrawal. This fund is suitable to keep your money safe.

Key Parameters

  1. Kotak Medium Term Fund Direct Growth has ₹1859 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

Kotak Medium Term Fund Direct Growth has given a CAGR return of 8.58% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.78%, 8.97% and 7.82% respectively.

Holdings

Kotak Medium Term Fund Direct Growth has allocated its funds majorly in Real Estate, Corporate, Government, Cash Equivalent, Financial Services. Its top holdings are 7.1% Govt Stock 2034, 7.18% Govt Stock 2033, Bamboo Hotel And Global Centre (Delhi) Private Limited, TATA Steel Limited, Pipeline Infrastructure Limited

Taxation

As it is a medium duration mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Kotak Medium Term Fund Direct Growth

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Kotak Medium Term Fund Direct Growth has no lock in period.

Fund Manager

Deepak Agrawal

Fund Manager of Kotak Medium Term Fund Direct Growth, since 25 March 2014

Learn more about Kotak Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 1.9K Cr
₹ 1.9K Cr
₹ 1.8K Cr
  • AUM of the fund stands at 1.9K Cr as of May'25
  • AUM decreased by 13.5 Cr between May'25 and Apr'25

Frequently Asked Questions for Kotak Medium Term Fund Direct Growth

How do I invest in Kotak Medium Term Fund?

INDmoney makes it simple to invest in the Kotak Medium Term Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Kotak Medium Term Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Kotak Medium Term Fund?

The NAV of the fund today is ₹25.33. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Kotak Medium Term Fund fund has generated a return of 10.78% in 1 year, 8.97% in 3 years, 7.82% in 5 years.

Who is the fund manager of Kotak Medium Term Fund?

The fund managers are Deepak Agrawal.

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.67%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹1859 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Kotak Medium Term Fund?

The top 3 holdings of the fund are 7.1% Govt Stock 2034(13.09%), 7.18% Govt Stock 2033(9.34%), Bamboo Hotel And Global Centre (Delhi) Private Limited(4.88%)