UTI - Liquid Direct Plan - Flexi Payout Inc Dist cum Cap Wdrl Option

UTI - Liquid Direct Plan - Flexi Payout Inc Dist cum Cap Wdrl Option is a hybrid fund. This fund was started on 10 August, 2017. The fund is managed by Amit Sharma. This fund gives you the benefit of diversification.

1. UTI - Liquid Direct Plan - Flexi Payout Inc Dist cum Cap Wdrl Option has ₹21946 Cr worth of assets under management (AUM) as on Oct 2025 and is more than category average.
2. The fund has an expense ratio 0.2.
   

UTI - Liquid Direct Plan - Flexi Payout Inc Dist cum Cap Wdrl Option has given a CAGR return of 5.85% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.79%, 7.10% and 5.79% respectively.

UTI - Liquid Direct Plan - Flexi Payout Inc Dist cum Cap Wdrl Option has allocated its funds majorly in Real Estate, Cash Equivalent, Corporate, Government.

As it is a liquid mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

Minimum investment for lump sum payment is INR 20000.00 and for SIP is INR 2500.00. UTI - Liquid Direct Plan - Flexi Payout Inc Dist cum Cap Wdrl Option has no lock in period.