UTI BSE Low Volatility Index Fund Direct Growth

UTI BSE Low Volatility Index Fund Direct Growth is an equity fund. This fund was started on 7 March, 2022. The fund is managed by Ayush Jain, Sharwan Kumar Goyal. The fund could potentially beat inflation in the long-run.

1. UTI BSE Low Volatility Index Fund Direct Growth has ₹564 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
2. The fund has an expense ratio 0.5.
   

UTI BSE Low Volatility Index Fund Direct Growth has given a CAGR return of 17.34% since inception. Over the last 1 and 3 years the fund has given a CAGR return of -3.86% and 15.66% respectively.

UTI BSE Low Volatility Index Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Defensive, Basic Materials, Health, Consumer Cyclical, Tech, Communication, Energy, Industrial. Its top holdings are MRF Ltd, ICICI Bank Ltd, Britannia Industries Ltd, HDFC Bank Ltd, Hindustan Unilever Ltd

As it is a index funds mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

The investment objective of the scheme is to provide returns that, before expenses, closely correspond to the total returns of the securities as represented by the underlying index, subject to tracking error. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. UTI BSE Low Volatility Index Fund Direct Growth has no lock in period.