Union Consumption Fund
Get the latest NAV of Union Consumption Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹8.64
▲0.8%1D
NAV as on 20 Mar 2026
/per year
Since Inception
▲▼
165 people have invested ₹ 7.7L in Union Consumption Fund in the last three months
Union Consumption Fund Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (20-Mar-26)
The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.
Peer comparison
Union Consumption Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Union Consumption Fund Asset Allocation
See fund asset allocation details as on (14-Mar-26)
Fund Distribution
as on (14-Mar-26)
Union Consumption Fund Sector Allocation
See fund sector allocation details as on (14-Mar-26)
Sector Allocation
Union Consumption Fund Holdings Details
as on (28-Feb-26)
Union Consumption Fund Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.93% |
Benchmark | IISL Nifty India Consumption TR INR |
| AUM | ₹320 Cr |
| Inception Date | 22 December, 2025 |
| Min Lumpsum/SIP | ₹1,000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 0% |
| Risk |   Very High Risk |
About Union Consumption Fund
Union Consumption Fund is an equity fund. This fund was started on 22 December, 2025. The fund is managed by Vinod Malviya, Sanjay Bembalkar. The fund could potentially beat inflation in the long-run.
Key Parameters
- Union Consumption Fund has ₹320 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
- The fund has an expense ratio 0.9.
Returns
Union Consumption Fund has given a CAGR return of -13.60% since inception.
Holdings
Union Consumption Fund has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Communication, Industrial, Financial Services, Tech, Basic Materials, Health, Real Estate, Utilities. Its top holdings are Bharti Airtel Ltd, Mahindra & Mahindra Ltd, Maruti Suzuki India Ltd, Titan Co Ltd, Eternal Ltd
Taxation
As it is a equity - consumption mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of Union Consumption Fund
The investment objective of the scheme is to generate long-term capital appreciation by investing in companies those are engaged in consumption and consumption related sector or allied sectors. These companies are expected to directly or indirectly benefit from changing consumer aspirations, changing lifestyle and overall growth in consumption led demand. However, there is no assurance that the investment objective of the Scheme will be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. Union Consumption Fund has no lock in period.
Fund Manager
Vinod Malviya
Fund Manager of Union Consumption Fund, since 22 December 2025
Sanjay Bembalkar
Fund Manager of Union Consumption Fund, since 22 December 2025
Frequently Asked Questions for Union Consumption Fund
How do I invest in Union Consumption Fund?
- Download the INDmoney app.
- Search for ‘Union Consumption Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.