Unifi Liquid Fund

Unifi Liquid Fund

Debt

unifi Mutual Fund

Liquid

Get the latest NAV of Unifi Liquid Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1046.74

NAV as on 27 Mar 2026

4.67%/per year

Since Inception

Absolute Gain%

▲▼

5 people have invested ₹ 9K in Unifi Liquid Fund in the last three months

Unifi Liquid Fund Performance vs. Liquid Index

Fund returns vs Benchmark returns vs Category Average returns as on (27-Mar-26)

The fund has underperformed the benchmark (Liquid Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.42%
1.4%
2.86%
--
--
--
Liquid Index
0.35%
1.2%
2.48%
5.47%
5.56%
4.95%
Liquid Avg
0.31%
1.2%
2.58%
5.64%
6.43%
5.55%
Best in Liquid
0.43%
1.46%
2.96%
6.33%
7.03%
6.09%
Worst in Liquid
-0%
-0.03%
2.73%
5.8%
6.57%
5.65%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Unifi Liquid Fund
-
163Cr
0.14%
-
-
--
--
--
--
--
DSP Liquidity Fund
1/24
21,058Cr
0.13%
6.29%
6.99%
0.01
1.39
3.39
25.26
2.07
Axis Liquid Fund
2/24
43,636Cr
0.11%
6.31%
7.01%
0.02
1.43
3.35
32.39
2.24
Bandhan Liquid Fund
3/24
17,384Cr
0.07%
6.22%
6.96%
-0.02
1.40
3.12
18.92
1.68
See all

Unifi Liquid Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Unifi Liquid Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

AAA
89.9%
AA
10.1%
Cash allocation has gone up from 99.5% to 99.6%
Cash allocation has gone up from 99.5% to 99.6%

Unifi Liquid Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Cash Equivalent
71.6%
Government
19.5%
Corporate
8.9%

Top 2 Sectors in February were Corporate, Government

Feb'26

Corporate

18%

Government

3%

Jan'26

Corporate

8%

Unifi Liquid Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.14%
Benchmark
Nifty Liquid Index A-I TR INR
AUM₹163 Cr
Inception Date11 June, 2025
Min Lumpsum/SIP₹5,000/₹1,000
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
0%
Risk
Risk meter
pointer
Low to Moderate Risk

About Unifi Liquid Fund

Unifi Liquid Fund is a debt fund. This fund was started on 11 June, 2025. The fund is managed by Saravanan V N, Karthik Srinivas. This fund is suitable to keep your money safe.

Key Parameters

  1. Unifi Liquid Fund has ₹163 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.1.

Returns

Unifi Liquid Fund has given a CAGR return of 4.67% since inception.

Holdings

Unifi Liquid Fund has allocated its funds majorly in Cash Equivalent, Corporate, Government. Its top holdings are National Housing Bank, Power Finance Corporation Limited, Indian Bank, Union Bank Of India, DSP Finance Pvt Ltd.

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Unifi Liquid Fund

To invest in money market and debt instruments with maturities of up to 91 days with an objective to provide a high level of liquidity and reasonable returns. However, there is no assurance that the investment objective of the scheme will be achieved. The scheme does not guarantee or assure any returns.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. Unifi Liquid Fund has no lock in period.

Fund Manager

Saravanan V N

Fund Manager of Unifi Liquid Fund, since 11 June 2025

Karthik Srinivas

Fund Manager of Unifi Liquid Fund, since 11 June 2025

Learn more about unifi Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 162.9 Cr
₹ 178.5 Cr
₹ 178.2 Cr
  • AUM of the fund stands at 162.9 Cr as of Feb'26
  • AUM decreased by 15.6 Cr between Feb'26 and Jan'26

Frequently Asked Questions for Unifi Liquid Fund

How do I invest in Unifi Liquid Fund?

INDmoney makes it simple to invest in the Unifi Liquid Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Unifi Liquid Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Unifi Liquid Fund?

The NAV of the fund today is ₹1046.74. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

Who is the fund manager of Unifi Liquid Fund?

The fund managers are Saravanan V N, Karthik Srinivas.

What is the exit load of the fund?

The exit load is 0.0045% if redeemed in 0-7 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.14%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹163 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Unifi Liquid Fund?

The top 3 holdings of the fund are National Housing Bank(11.53%), Power Finance Corporation Limited(11.51%), Indian Bank(11.42%)