Home Mutual FundsSBI Credit Risk Fund Direct Plan Growth

INDProtect

Overview (as on 05 May 2021)

NAV

₹36.3288

1y returns

10.635%

Fund AUM

₹3,524 Cr

Expense Ratio

0.92%

Min SIP

₹500

Min Lumpsum

₹5,000

Fund Performance

Calculator

Monthly SIP

Lumpsum

I would like to invest

For Time Period

5 years

Total investment

₹0

Pre-Tax

Post-Tax

SBI Credit Risk Fund Direct Plan Growth

₹0

5.94% projected returns

HDFC Credit Risk Debt Fund Direct Plan Growth Option

₹0

6.55% projected returns

ICICI Prudential Credit Risk Fund Direct Plan Growth

₹0

5.91% projected returns

Nippon India Credit Risk Fund Direct Plan Growth Option

₹0

5.93% projected returns

Aditya Birla Sun Life Credit Risk Fund Direct Plan Growth

₹0

6.03% projected returns

Kotak Credit Risk Fund Direct Growth

₹0

6.29% projected returns

Asset Allocation

Debt & Cash (100.00%)

Sector Allocation

Corporate

71.41%

Cash Equivalent

15.18%

Government

13.41%

Debt Credit Ratings

58.72%

AAA

30.04%

11.24%

Key Metrics

Modified Duration

1.42 yr

Average Maturity

1.65 yr

Yield to Maturity

6.84%

Holdings

All

Equity

Debt & Cash

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Type
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Debt
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Debt
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Debt
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DHFL Vysya Housing Finance Limited
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Debt
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Mahindra Rural Housing Finance Limited
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Debt
2.88%

Fund Details

Investment Objectives

To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below(excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.

Scheme Name

SBI Credit Risk Fund Direct Plan Growth

Scheme Document

Click Here

Exit Load

For 0 - 12 Months: 3%

For 12 - 24 Months: 1.5%

For 24 - 36 Months: 0.75%

After 36 Months : 0%

Plan Started

01 January, 2013

Fund Manager

Lokesh Mallya

Fund House Details

Fund House

SBI Funds Management Private Limited

partnerforlife@sbimf.com

Phone

+912267425687

Address

SBI Funds Management Private Limited,9th Floor, Crescenzo,,C-38 & 39, G Block, Bandra Kurla Complex,,Bandra (East),

Other Related Plans

Fund Name	Plan Type	Expense Ratio	1yr Returns
SBI Credit Risk Fund Direct Plan Daily Reinvestment Inc Dist cum Cap Wdrl	Direct	0.92%	10.61%
SBI Credit Risk Fund Direct Plan Reinvestment Inc Dist cum Cap Wdrl	Direct	0.92%	10.52%
SBI Credit Risk Fund Direct Plan Payout Inc Dist cum Cap Wdrl	Direct	0.92%	10.52%
SBI Credit Risk Fund Regular Plan Daily Income Dist cum Cap Wdrl	Regular	1.55%	9.83%
SBI Credit Risk Fund Regular Plan Reinvestment Inc Dist cum Cap Wdrl	Regular	1.55%	9.83%
SBI Credit Risk Fund Regular Plan Payout Inc Dist cum Cap Wdrl	Regular	1.55%	9.83%

Peer Funds

HDFC Credit Risk Debt Fund Direct Plan Growth Option

DebtCredit RiskDirectHigh Risk

1 yr returns

13.29%

AUM

₹7,253 Cr

Expense Ratio

0.9%

ICICI Prudential Credit Risk Fund Direct Plan Growth

DebtCredit RiskDirectVery High Risk

1 yr returns

10.59%

AUM

₹7,217 Cr

Expense Ratio

0.9%

Kotak Credit Risk Fund Direct Growth

DebtCredit RiskDirectHigh Risk

1 yr returns

11.20%

AUM

₹1,803 Cr

Expense Ratio

0.67%

Aditya Birla Sun Life Credit Risk Fund Direct Plan Growth

DebtCredit RiskDirectHigh Risk

1 yr returns

13.70%

AUM

₹1,554 Cr

Expense Ratio

0.97%

Nippon India Credit Risk Fund Direct Plan Growth Option

DebtCredit RiskDirectVery High Risk

1 yr returns

9.61%

AUM

₹1,045 Cr

Expense Ratio

1.02%

SBI Credit Risk Fund Direct Plan Growth

NAV

₹36.3288

Name: SBI Credit Risk Fund Direct Plan Growth
Brand: SBI Funds Management Private Limited
SKU: F00000PDCX
Price: 36.3288 INR
Availability: InStock
Rating: 5 (5 reviews)

INDmoney Analysis

Return Score

Excellent

Fund is in Top 20 percent in its Category

Return score is based upon:

Benchmark out performance

Consistency of returns

Indicative yields

Risk Score

Excellent

Fund is in Top 20 percent in its Category

Risk score is based upon:

Market sensitivity

Credit risk

Underlying maturity

Credit Quality

High

Fund has high quality bonds and commercial papers

Credit Quality is based upon:

Long term credit rating

Credit rating outlook

Probability of default

Interest Rate Sensitivity

Medium

Based on credit rating and modified duration of underlying instruments

Fund Managers

Lokesh Mallya

leader

Qualifications

MBA, FRM

Work Experience

"Lokesh Mallya joined SBIFM in 2014. He brings along 9 years of experience in research in the Indian fixed income market and fund management. Prior to joining SBIFM, Mr. Mallya was working with Birla Sunlife Asset Management, Investment Team as fund manager for short term and ultra-short term funds. He is a Charter holder of the CFA Institute, USA and also a FRM charter holder of Global Association of Risk Professionals (GARP)."

Mansi Sajeja

manager

Work Experience

"Mansi Sajeja joined SBIFM in 2009. Prior to joining SBIFM Mansi was a senior rating analyst at ICRA Limited (A Moodyu2019s Investors Service Company) for over three years. Mansi holds bacheloru2019s degree in Financial & Investment analysis from Delhi University and has completed post graduation diploma in Business Management from MDI, Gurgaon. She is also a Charter holder of the CFA Institute, USA"

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