Invesco India Credit Risk Fund Direct Growth

Invesco India Credit Risk Fund Direct Growth is a debt fund. This fund was started on 4 September, 2014. The fund is managed by Krishna Cheemalapati, Vikas Garg. This fund is suitable to keep your money safe.

1. Invesco India Credit Risk Fund Direct Growth has ₹150 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
2. The fund has an expense ratio 0.3.
   

Invesco India Credit Risk Fund Direct Growth has given a CAGR return of 7.36% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 11.77%, 10.61% and 7.90% respectively.

Invesco India Credit Risk Fund Direct Growth has allocated its funds majorly in Industrial, Corporate, Government, Cash Equivalent, Consumer Cyclical. Its top holdings are 7.18% Govt Stock 2033, Ongc Petro Additions Limited, Aditya Birla Real Estate Limited, JSW Steel Limited, 7.18% Govt Stock 2037

As it is a credit risk mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

To generate accrual income and capital appreciation by investing in debt securities of varying maturities across the credit spectrum.

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 1000.00. Invesco India Credit Risk Fund Direct Growth has no lock in period.