Invesco India Credit Risk Fund

Invesco India Credit Risk Fund

Debt

Invesco Mutual Fund

Credit Risk

Get the latest NAV of Invesco India Credit Risk Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹2245.42

NAV as on 16 Mar 2026

7.27%/per year

Since Inception

Absolute Gain%

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62 people have invested ₹ 17L in Invesco India Credit Risk Fund in the last three months

Invesco India Credit Risk Fund Performance vs. Credit Risk Index

Fund returns vs Benchmark returns vs Category Average returns as on (16-Mar-26)

The fund has outperformed the benchmark (Credit Risk Index) over 3Y, but underperformed over 1Y, 5Y.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.42%
1.34%
3.16%
7.91%
10.52%
8.19%
Credit Risk Index
0.15%
1.67%
3.21%
8.44%
7.81%
9.07%
Credit Risk Avg
0.15%
1.68%
3.28%
9.02%
8.96%
9.5%
Best in Credit Risk
1.02%
6.15%
8.14%
20.7%
15.17%
27.55%
Worst in Credit Risk
-0.05%
0.38%
1.79%
6.54%
7.34%
6.51%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Invesco India Credit Risk Fund
-
162Cr
0.28%
7.91%
10.52%
1.51
1.33
1.38
9.24
0.87
Nippon India Credit Risk Fund
1/7
1,059Cr
0.7%
9.57%
9.25%
0.90
0.97
3.20
17.68
2.92
ICICI Prudential Credit Risk Fund
2/7
5,946Cr
0.76%
9.51%
9.08%
1.00
0.86
2.66
10.02
1.22
SBI Credit Risk Fund
3/7
2,166Cr
0.89%
8.38%
8.8%
0.24
1.13
1.75
8.13
0.55
See all

Invesco India Credit Risk Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

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Profit

Total Corpus

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Absolute Return
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Invesco India Credit Risk Fund Asset Allocation

See fund asset allocation details as on (14-Mar-26)

Fund Distribution

as on (14-Mar-26)

Cash allocation has gone up from 30.5% to 38%
Cash allocation has gone up from 30.5% to 38%
Debt allocation has gone down from 68.5% to 61.1%
Debt allocation has gone down from 68.5% to 61.1%

Invesco India Credit Risk Fund Sector Allocation

See fund sector allocation details as on (14-Mar-26)

Sector Allocation

Industrial
96.1%
Consumer Cyclical
3.9%

Top 3 Sectors in February were Industrial, Corporate & Government

Feb'26

Industrial

91%

Corporate

39%

Government

22%

Jan'26

Industrial

93%

Corporate

40%

Government

29%

Invesco India Credit Risk Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.28%
Benchmark
NIFTY Credit Risk Bond TR INR
AUM₹162 Cr
Inception Date4 September, 2014
Min Lumpsum/SIP₹1,000/₹1,000
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
75.81%
Risk
Risk meter
pointer
Moderately High risk

About Invesco India Credit Risk Fund

Invesco India Credit Risk Fund is a debt fund. This fund was started on 4 September, 2014. The fund is managed by Krishna Cheemalapati, Vikas Garg. This fund is suitable to keep your money safe.

Key Parameters

  1. Invesco India Credit Risk Fund has ₹162 Cr worth of assets under management (AUM) as on Mar 2026 and is more than category average.
  2. The fund has an expense ratio 0.3.

Returns

Invesco India Credit Risk Fund has given a CAGR return of 7.27% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.91%, 10.52% and 8.19% respectively.

Holdings

Invesco India Credit Risk Fund has allocated its funds majorly in Industrial, Corporate, Cash Equivalent, Government, Consumer Cyclical. Its top holdings are 7.18% Gs 2033, Aadhar Housing Finance Limited, Ongc Petro Additions Limited, Manappuram Finance Limited, Aditya Birla Real Estate Limited

Taxation

As it is a credit risk mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Invesco India Credit Risk Fund

To generate accrual income and capital appreciation by investing in debt securities of varying maturities across the credit spectrum.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 1000.00. Invesco India Credit Risk Fund has no lock in period.

Fund Manager

Krishna Cheemalapati

Fund Manager of Invesco India Credit Risk Fund, since 16 December 2020

Vikas Garg

Fund Manager of Invesco India Credit Risk Fund, since 26 September 2020

Learn more about Invesco Mutual Fund
Parameters
Feb'26
Jan'26
Dec'25
AUM
₹ 161.7 Cr
₹ 157.4 Cr
₹ 155.6 Cr
  • AUM of the fund stands at 161.7 Cr as of Feb'26
  • AUM increased by 4.3 Cr between Feb'26 and Jan'26

Frequently Asked Questions for Invesco India Credit Risk Fund

How do I invest in Invesco India Credit Risk Fund?

INDmoney makes it simple to invest in the Invesco India Credit Risk Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Invesco India Credit Risk Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Invesco India Credit Risk Fund?

The NAV of the fund today is ₹2245.42. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Invesco India Credit Risk Fund fund has generated a return of 7.91% in 1 year, 10.52% in 3 years, 8.19% in 5 years.

Who is the fund manager of Invesco India Credit Risk Fund?

The fund managers are Krishna Cheemalapati, Vikas Garg.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-1 Years. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.28%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹162 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Invesco India Credit Risk Fund?

The top 3 holdings of the fund are 7.18% Gs 2033(12.76%), Aadhar Housing Finance Limited(8.14%), Ongc Petro Additions Limited(7.46%)