Home Mutual FundsBaroda Credit Risk Fund Plan B Direct Growth

Overview (as on 18 Sep 2020)

NAV

₹15.021

1y returns

0.526%

Fund AUM

₹277 Cr

Expense Ratio

1.11%

Min SIP

₹500

Min Lumpsum

₹5,000

Fund Performance

Calculator

Monthly SIP

Lumpsum

I would like to invest

For Time Period

5 years

Total investment

₹0

Pre-Tax

Post-Tax

Baroda Credit Risk Fund Plan B Direct Growth

₹0

7.76% projected returns

HDFC Credit Risk Debt Fund Direct Plan Growth Option

₹0

6.76% projected returns

ICICI Prudential Credit Risk Fund Direct Plan Growth

₹0

6.14% projected returns

SBI Credit Risk Fund Direct Plan Growth

₹0

5.70% projected returns

Aditya Birla Sun Life Credit Risk Fund Direct Plan Growth

₹0

6.65% projected returns

Kotak Credit Risk Fund Growth Direct

₹0

6.98% projected returns

Asset Allocation

Debt & Cash (100.00%)

Sector Allocation

Corporate

69.22%

Cash Equivalent

23.77%

Government

7.00%

Debt Credit Ratings

55.11%

AAA

23.25%

20.07%

Below B

1.57%

Key Metrics

Modified Duration

1.26 yr

Average Maturity

1.64 yr

Yield to Maturity

10.59%

Top 10 Holdings

All

Equity

Debt & Cash

Holding Name
Type
Holding Percentage
Indusind Bank Limited
CRISIL AA
Debt
14.94%
Aspire Home Finance Corporation Limited
[ICRA]A+ | Low Risk
Debt
14.36%
Vedanta Limited
CRISIL AA | Low Risk
Debt
10.61%
Piramal Enterprises Limited
[ICRA]AA | High Risk
Debt
9.02%
Treps
Low Risk
Cash
7.13%

Reliance Industries Limited
CRISIL A1+
Debt
7.00%
National Bank For Agriculture and Rural Development
CRISIL A1+
Debt
6.97%
Indiabulls Housing Finance Limited
CARE AA | High Risk
Debt
6.36%
The Tata Power Company Limited
IND AA | Medium Risk
Debt
6.31%
Indian Railway Finance Corporation Limited
CRISIL AAA | Low Risk
Debt
4.43%

Fund Details

Investment Objectives

The primary objective of the Scheme is to generate returns by investing in debt and money market instruments across the credit spectrum. There is no assurance or guarantee that the investment objective of the Scheme will be realized.

Scheme Name

Baroda Credit Risk Fund Plan B Direct Growth

Scheme Document

Click Here

Exit Load

For 0 - 1 Years: 1%

After 1 Years : 0%

Plan Started

23 January, 2015

Fund Manager

Alok Sahoo

Fund House Details

Fund House

Baroda Asset Management India Limited

Phone

Address

Baroda Pioneer Asset Management Company Limited,501 TITANIUM, 5TH Floor,,Western Express Highway,,Goregaon (E)

Other Related Plans

Fund Name	Plan Type	Expense Ratio	1yr Returns
Baroda Credit Risk Fund Plan B Direct Monthly Dividend Reinvestment	Direct	1.11%	-0.75%
Baroda Credit Risk Fund Plan B Direct Quarterly Dividend Reinvestment	Direct	1.11%	0.14%
Baroda Credit Risk Fund Plan B Direct Monthly Dividend Payout	Direct	1.11%	-0.75%
Baroda Credit Risk Fund Plan B Direct Quarterly Dividend Payout	Direct	1.11%	0.14%
Baroda Credit Risk Fund Plan A Regular Growth	Regular	1.83%	-0.27%
Baroda Credit Risk Fund Plan A Regular Monthly Dividend Reinvestment	Regular	1.83%	-1.03%
Baroda Credit Risk Fund Plan A Regular Quarterly Dividend Reinvestment	Regular	1.83%	-0.68%
Baroda Credit Risk Fund Plan A Regular Monthly Dividend Payout	Regular	1.83%	-1.03%
Baroda Credit Risk Fund Plan A Regular Quarterly Dividend Payout	Regular	1.83%	-0.68%

Peer Funds

ICICI Prudential Credit Risk Fund Direct Plan Growth

DebtCredit RiskDirectModerate Risk

1 yr returns

10.32%

AUM

₹6,503 Cr

Expense Ratio

0.97%

HDFC Credit Risk Debt Fund Direct Plan Growth Option

DebtCredit RiskDirectModerate Risk

1 yr returns

9.39%

AUM

₹6,181 Cr

Expense Ratio

1.13%

SBI Credit Risk Fund Direct Plan Growth

DebtCredit RiskDirectModerate Risk

1 yr returns

8.85%

AUM

₹3,765 Cr

Expense Ratio

0.93%

Kotak Credit Risk Fund Growth Direct

DebtCredit RiskDirectModerately Low risk

1 yr returns

7.97%

AUM

₹1,911 Cr

Expense Ratio

0.67%

Aditya Birla Sun Life Credit Risk Fund Direct Plan Growth

DebtCredit RiskDirectModerate Risk

1 yr returns

3.81%

AUM

₹1,838 Cr

Expense Ratio

1.01%

Baroda Credit Risk Fund Plan B Direct Growth

NAV

₹15.021

Name: Baroda Credit Risk Fund Plan B Direct Growth
Brand: Baroda Asset Management India Limited
SKU: F00000V9U3
Price: 15.021 INR
Availability: InStock
Rating: 4 (5 reviews)

INDmoney Analysis

Return Score

Excellent

Fund is in Top 20 percent in its Category

Return score is based upon:

Benchmark out performance

Consistency of returns

Indicative yields

Risk Score

Average

Fund is in Top 50 percent in its Category

Risk score is based upon:

Market sensitivity

Credit risk

Underlying maturity

Credit Quality

Medium

Fund has medium quality bonds and commercial papers

Credit Quality is based upon:

Long term credit rating

Credit rating outlook

Probability of default

Interest Rate Sensitivity

Medium

Based on credit rating and modified duration of underlying instruments

Fund Managers

Alok Sahoo

Manager

Qualifications

BE, MBA (Finance, Xavier Institute of Management, Bhubaneswar

Work Experience

He is a management graduate in Finance from XIM, Bhubaneswar having BE degree from NIT, Rourkela. He has been working in the investment area in asset management for 9 years. Prior to Baroda Pioneer Mutual Fund, he has been fixed income fund manager at UTI Mutual Fund and HSBC Mutual Fund. He was also the Fund Manager for Employee Provident Fund at HSBC Asset Management. He has experience in the credit research of companies as well.

Karn Kumar

Manager

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