SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl

SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl

Debt

SBI Mutual Fund

Banking & Psu

Get the latest NAV of SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1430.18

NAV as on 04 Jul 2025

6%/per year

Since Inception

Absolute Gain%

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Fund Performance

as on (04-Jul-25)

Period
This Fund
Banking and PSU Index
1 Month
0.09%
0.12%
3 Months
2.38%
2.21%
6 Months
5.14%
4.93%
1 Year
9.16%
8.9%
3 Years
7.34%
7.41%
5 Years
5.66%
5.96%

SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl Returns Calculator

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SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Debt & Cash 99.7%

AAA
90.8%
AA
9.2%
Cash allocation has gone up from 4.2% to 5.2%
Cash allocation has gone up from 4.2% to 5.2%
Debt allocation has gone down from 95.4% to 94.5%
Debt allocation has gone down from 95.4% to 94.5%

SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Debt & Cash 99.7%

Government
50.8%
Corporate
42.3%
Cash Equivalent
6.9%

Top 2 Sectors in May were Government, Corporate

May'25

Government

51%

Corporate

45%

Apr'25

Government

50%

Corporate

47%

SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.79%
Benchmark
NIFTY Banking & PSU Debt TR INR
AUM₹4074 Cr
Inception Date9 October, 2009
Min Lumpsum/SIP₹5000/₹500
Exit Load0%
Lock InNo Lock-in
TurnOver
130.63%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Moderate Risk

About SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl

SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl is a debt fund. This fund was started on 9 October, 2009. The fund is managed by Ardhendu Bhattacharya. This fund is suitable to keep your money safe.

Key Parameters

  1. SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl has ₹4074 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 0.8.

Returns

SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl has given a CAGR return of 6.00% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.16%, 7.34% and 5.66% respectively.

Holdings

SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are 6.79% Govt Stock 2034, Power Grid Corporation Of India Limited, Nuclear Power Corporation Of India Limited, Rec Limited, National Bank For Financing Infrastructure And Development

Taxation

As it is a banking & psu mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl

The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl has no lock in period.

Fund Manager

Ardhendu Bhattacharya

Fund Manager of SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl, since 1 December 2023

Learn more about SBI Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 4.1K Cr
₹ 4K Cr
₹ 3.8K Cr
  • AUM of the fund stands at 4.1K Cr as of May'25
  • AUM increased by 50.4 Cr between May'25 and Apr'25

Frequently Asked Questions for SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl

How do I invest in SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl?

INDmoney makes it simple to invest in the SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl?

The NAV of the fund today is ₹1430.18. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl fund has generated a return of 9.16% in 1 year, 7.34% in 3 years, 5.66% in 5 years.

Who is the fund manager of SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl?

The fund managers are Ardhendu Bhattacharya.

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.79%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹4074 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of SBI Banking and PSU Fund Regular Plan Daily Reinvestment Inc Dist cum Cap Wdrl?

The top 3 holdings of the fund are 6.79% Govt Stock 2034(6.22%), Power Grid Corporation Of India Limited(5.03%), Nuclear Power Corporation Of India Limited(4.96%)