UTI Equity Savings Fund Regular Monthly Reinvestment Inc Dist cum Cap Wdrl

UTI Equity Savings Fund Regular Monthly Reinvestment Inc Dist cum Cap Wdrl is a hybrid fund. This fund was started on 30 August, 2018. The fund is managed by Sunil Patil, V Srivatsa. This fund gives you the benefit of diversification.

1. UTI Equity Savings Fund Regular Monthly Reinvestment Inc Dist cum Cap Wdrl has ₹687 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
2. The fund has an expense ratio 1.6.
   

UTI Equity Savings Fund Regular Monthly Reinvestment Inc Dist cum Cap Wdrl has given a CAGR return of 9.31% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.90%, 12.57% and 12.67% respectively.

UTI Equity Savings Fund Regular Monthly Reinvestment Inc Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Government, Financial Services, Consumer Cyclical, Basic Materials, Tech, Energy, Communication, Industrial, Utilities, Health, Consumer Defensive.

As it is a equity savings mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Equity Savings Fund Regular Monthly Reinvestment Inc Dist cum Cap Wdrl has no lock in period.