SBI Long Term Equity Fund Regular Growth

SBI Long Term Equity Fund Regular Growth is an equity fund. This fund was started on 31 March, 1993. The fund is managed by Dinesh Balachandran. The fund could potentially beat inflation in the long-run.

1. SBI Long Term Equity Fund Regular Growth has ₹28506 Cr worth of assets under management (AUM) as on Apr 2025 and is more than category average.
2. The fund has an expense ratio 1.6.
   

SBI Long Term Equity Fund Regular Growth has given a CAGR return of 12.47% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.21%, 28.43% and 28.67% respectively.

SBI Long Term Equity Fund Regular Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Energy, Tech, Consumer Cyclical, Basic Materials, Industrial, Health, Consumer Defensive, Utilities, Communication, Real Estate. Its top holdings are HDFC Bank Ltd, Reliance Industries Ltd, ICICI Bank Ltd, ITC Ltd, Tata Steel Ltd

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

To deliver the benefit of investment in a portfolio of equity shares, while offering deduction on such investment made in the scheme under section 80C of the Income-tax Act, 1961. It also seeks to distribute income periodically depending on distributable surplus. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits.

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for SBI Long Term Equity Fund Regular Growth of 3 Years