SBI Children's Benefit Fund Investment

SBI Children's Benefit Fund Investment is a hybrid fund. This fund was started on 29 September, 2020. The fund is managed by Lokesh Mallya, R. Srinivasan. This fund gives you the benefit of diversification.

1. SBI Children's Benefit Fund Investment has ₹5176 Cr worth of assets under management (AUM) as on Jan 2026 and is more than category average.
2. The fund has an expense ratio 0.8.
   

SBI Children's Benefit Fund Investment has given a CAGR return of 33.76% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 11.64%, 23.64% and 28.75% respectively.

SBI Children's Benefit Fund Investment has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Financial Services, Basic Materials, Industrial, Communication, Consumer Defensive, Utilities, Tech, Real Estate, Government, Health.

As it is a children mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across sectors and market capitalizations. The scheme will also invest in debt and money market instruments with an endeavour to generate income. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. There is a lock in period for SBI Children's Benefit Fund Investment of 5 Years