PGIM India Liquid Fund Direct Growth

PGIM India Liquid Fund Direct Growth

Debt

PGIM Mutual Fund

Liquid

Get the latest NAV of PGIM India Liquid Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹343.91

NAV as on 29 Jun 2025

6.91%/per year

Since Inception

Absolute Gain%

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119 people have invested ₹ 81.3L in PGIM India Liquid Fund Direct Growth in the last three months

Fund Performance

as on (29-Jun-25)

Period
This Fund
Liquid Index
1 Month
0.52%
0.41%
3 Months
1.7%
1.48%
6 Months
3.6%
3.06%
1 Year
7.29%
6.19%
3 Years
7.07%
6.29%
5 Years
5.63%
4.99%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
PGIM India Liquid Fund
4/24
472Cr
0.12%
7.29%
7.07%
6.91%
Bajaj Finserv Liquid Fund Direct Growth
1/23
4,615Cr
0.11%
7.26%
-
7.32%
DSP Liquidity Fund Direct Growth
2/23
20,981Cr
0.1%
7.29%
7.04%
6.87%
Bandhan Liquid Fund Direct Growth
3/23
13,626Cr
0.12%
7.22%
7.03%
6.82%
See all

PGIM India Liquid Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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PGIM India Liquid Fund Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Debt & Cash 99.4%

AAA
100%

PGIM India Liquid Fund Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Debt & Cash 99.4%

Cash Equivalent
68.1%
Corporate
31.9%

Top 3 Sectors in May were Financial Services, Corporate & Government

May'25

Financial Services

80%

Corporate

25%

Government

11%

May'25

Financial Services

80%

Corporate

25%

Government

11%

PGIM India Liquid Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.12%
Benchmark
CRISIL Liquid Debt TR INR
AUM₹472 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹1000
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
486.97%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

About PGIM India Liquid Fund

PGIM India Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Puneet Pal, Bhupesh Kalyani. This fund is suitable to keep your money safe.

Key Parameters

  1. PGIM India Liquid Fund Direct Growth has ₹472 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 0.1.

Returns

PGIM India Liquid Fund Direct Growth has given a CAGR return of 6.91% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.29%, 7.07% and 5.63% respectively.

Holdings

PGIM India Liquid Fund Direct Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Corporate, Consumer Cyclical, Consumer Defensive, Basic Materials, Government. Its top holdings are ICICI Bank Limited, LIC Housing Finance Ltd, Indian Bank, Canara Bank, Small Industries Development Bank of India

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of PGIM India Liquid Fund Direct Growth

To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. PGIM India Liquid Fund Direct Growth has no lock in period.

Fund Manager

Puneet Pal

Fund Manager of PGIM India Liquid Fund Direct Growth, since 16 July 2022

Bhupesh Kalyani

Fund Manager of PGIM India Liquid Fund Direct Growth, since 13 September 2022

Learn more about PGIM Mutual Fund
Parameters
May'25
May'25
Apr'25
AUM
₹ 471.9 Cr
₹ 471.9 Cr
₹ 448.5 Cr
  • AUM of the fund stands at 471.9 Cr as of May'25
  • AUM has remained same between May'25 and May'25

Frequently Asked Questions for PGIM India Liquid Fund Direct Growth

How do I invest in PGIM India Liquid Fund?

INDmoney makes it simple to invest in the PGIM India Liquid Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘PGIM India Liquid Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of PGIM India Liquid Fund?

The NAV of the fund today is ₹343.91. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

PGIM India Liquid Fund fund has generated a return of 7.29% in 1 year, 7.07% in 3 years, 5.63% in 5 years.

Who is the fund manager of PGIM India Liquid Fund?

The fund managers are Puneet Pal, Bhupesh Kalyani.

What is the exit load of the fund?

The exit load is 0.007% if redeemed in 0-1 Days, 0.0065% if redeemed in 1-2 Days, 0.006% if redeemed in 2-3 Days, 0.0055% if redeemed in 3-4 Days, 0.005% if redeemed in 4-5 Days, 0.0045% if redeemed in 5-6 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.12%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹472 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of PGIM India Liquid Fund?

The top 3 holdings of the fund are ICICI Bank Limited(11.77%), LIC Housing Finance Ltd(6.25%), Indian Bank(6.18%)