INDmoney
PGIM India Liquid Fund
Get the latest NAV of PGIM India Liquid Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹355.97
NAV as on 02 Feb 2026
6.86%/per year
Since Inception
▲▼
118 people have invested ₹ 46.2L in PGIM India Liquid Fund in the last three months
PGIM India Liquid Fund Performance vs. Liquid Index
Fund returns vs Benchmark returns vs Category Average returns as on (02-Feb-26)
The fund has consistently outperformed the benchmark (Liquid Index) over the last 1Y, 3Y, 5Y time periods.
PGIM India Liquid Fund Ranking and Peer Comparison
Ranked based on performance, risk management and cost efficiency
Ranked 7 out of 24 mutual funds in the liquid category as per INDmoney.
PGIM India Liquid Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
PGIM India Liquid Fund Asset Allocation
See fund asset allocation details as on (14-Jan-26)
Fund Distribution
as on (14-Jan-26)
PGIM India Liquid Fund Sector Allocation
See fund sector allocation details as on (14-Jan-26)
Sector Allocation
Top 3 Sectors in December were Financial Services, Government & Consumer Cyclical
Financial Services
80%
Government
9%
Consumer Cyclical
9%
Financial Services
80%
Government
9%
Consumer Cyclical
9%
PGIM India Liquid Fund Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.12% |
Benchmark | CRISIL Liquid Debt TR INR |
| AUM | ₹505 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹5,000/₹1,000 |
Exit Load | 0.0% |
| Lock In | No Lock-in |
TurnOver | 680.04% |
| Risk |   Low to Moderate Risk |
About PGIM India Liquid Fund
PGIM India Liquid Fund is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Bhupesh Kalyani, Puneet Pal. This fund is suitable to keep your money safe.
Key Parameters
- PGIM India Liquid Fund has ₹505 Cr worth of assets under management (AUM) as on Jan 2026 and is more than category average.
- The fund has an expense ratio 0.1.
Returns
PGIM India Liquid Fund has given a CAGR return of 6.86% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.48%, 7.05% and 5.95% respectively.
Holdings
PGIM India Liquid Fund has allocated its funds majorly in Financial Services, Cash Equivalent, Corporate, Consumer Cyclical, Consumer Defensive, Basic Materials, Government. Its top holdings are Indian Bank, Bank of Baroda, Icici Securities Limited (Earlier Icici Brokerage Services Limited), Small Industries Development Bank Of India, Motilal Oswal Financial Services Limited
Taxation
As it is a liquid mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of PGIM India Liquid Fund
To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. PGIM India Liquid Fund has no lock in period.
Fund Manager
Bhupesh Kalyani
Fund Manager of PGIM India Liquid Fund, since 13 September 2022
Puneet Pal
Fund Manager of PGIM India Liquid Fund, since 16 July 2022
- AUM of the fund stands at 556.6 Cr as of Dec'25
- AUM has remained same between Dec'25 and Dec'25
Frequently Asked Questions for PGIM India Liquid Fund
How do I invest in PGIM India Liquid Fund?
- Download the INDmoney app.
- Search for ‘PGIM India Liquid Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.