PGIM India ELSS Tax Saver Fund Dir Gr Direct Growth

PGIM India ELSS Tax Saver Fund Dir Gr Direct Growth

Equity

PGIM Mutual Fund

Elss (Tax Savings)

Get the latest NAV of PGIM India ELSS Tax Saver Fund Dir Gr Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹40.81

▲0.8%1D

NAV as on 27 Jun 2025

15.88%/per year

Since Inception

Absolute Gain%

▲▼

789 people have invested ₹ 21.3L in PGIM India ELSS Tax Saver Fund Dir Gr Direct Growth in the last three months

PGIM India ELSS Tax Saver Fund Dir Gr Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (27-Jun-25)

The fund has outperformed the benchmark (Nifty 500) over 1Y, 5Y, but underperformed over 3Y.

Period
This Fund
Nifty 500
Category Avg
1 Month
4.35%
3.32%
3.62%
3 Months
9.79%
10.69%
9.74%
6 Months
4.13%
5.23%
2.81%
1 Year
9.23%
4.7%
4.94%
3 Years
19.93%
20.74%
22.3%
5 Years
23.97%
22.71%
23.63%

PGIM India ELSS Tax Saver Fund Dir Gr Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

11
/23
41% Performance
57% Risk Management
66% Cost

Ranked 11 out of 23 mutual funds in the elss (tax savings) category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
PGIM India ELSS Tax Saver Fund Dir Gr
11/23
772Cr
0.72%
9.23%
19.93%
15.88%
Parag Parikh ELSS Tax Saver Fund Direct Growth
1/23
5,294Cr
0.62%
14.56%
24.02%
23.42%
SBI Long Term Equity Fund Direct Growth
2/23
29,667Cr
0.93%
6.32%
30.68%
17.01%
HDFC ELSS TaxSaver Fund Direct Growth
3/23
16,454Cr
1.05%
9.61%
27.7%
15.84%
See all
Positive: Beats FD returns for both 3Y & 5Y
Beats FD returns for both 3Y & 5Y
Negative: 3Y returns in the bottom 25% of the category
3Y returns in the bottom 25% of the category

PGIM India ELSS Tax Saver Fund Dir Gr Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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PGIM India ELSS Tax Saver Fund Dir Gr Asset Allocation

See fund asset allocation details as on (14-Jun-25)

Fund Distribution

as on (14-Jun-25)

Equity 97.4%

Debt & Cash 2.6%

Large cap
64.2%
Mid cap
21.6%
Small cap
11.5%
Mid Cap allocation has gone up from 21.3% to 21.6%
Mid Cap allocation has gone up from 21.3% to 21.6%
Large Cap allocation has gone down from 64.3% to 64.2%
Large Cap allocation has gone down from 64.3% to 64.2%
Small Cap allocation has gone up from 11.3% to 11.5%
Small Cap allocation has gone up from 11.3% to 11.5%
Cash allocation has gone down from 3% to 2.5%
Cash allocation has gone down from 3% to 2.5%
Debt allocation has gone down from 0.1% to 0.1%
Debt allocation has gone down from 0.1% to 0.1%

PGIM India ELSS Tax Saver Fund Dir Gr Sector Allocation

See fund sector allocation details as on (14-Jun-25)

Sector Allocation

Equity 97.4%

Debt & Cash 2.6%

Financial Services
29.6%
Industrial
14.4%
Tech
13.8%
Consumer Cyclical
10.3%
Health
9.7%
Consumer Defensive
6.2%
Basic Materials
6.2%
Energy
5.4%
Communication
3.3%
Real Estate
1%

Top 3 Sectors in May were Financial Services, Industrial & Consumer Cyclical

May'25

Financial Services

31%

Industrial

12%

Consumer Cyclical

12%

Apr'25

Financial Services

31%

Industrial

12%

Consumer Cyclical

11%

PGIM India ELSS Tax Saver Fund Dir Gr Holdings Details

as on (31-May-25)

Equity

Debt & Cash

Holdings
Weight%
1M Change
HDFC Bank Ltd
8.95%
0%
ICICI Bank Ltd
8.79%
0%
Reliance Industries Ltd
6.51%
0%
Bharti Airtel Ltd
3.57%
0%
Infosys Ltd
2.48%
0%
See all
Top Stocks bought last month
Nestle India Ltd's allocation increased from 0.97% to 1.72%
Nestle India Ltd's allocation increased from 0.97% to 1.72%
Krishna Institute of Medical Sciences Ltd's allocation increased from 0.79% to 1.08%
Krishna Institute of Medical Sciences Ltd's allocation increased from 0.79% to 1.08%
Solar Industries India Ltd's allocation increased from 1.29% to 1.56%
Solar Industries India Ltd's allocation increased from 1.29% to 1.56%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 8.96 % to 8.95 %
HDFC Bank Ltd's allocation decreased from 8.96 % to 8.95 %
Bharti Airtel Ltd's allocation decreased from 3.63 % to 3.57 %
Bharti Airtel Ltd's allocation decreased from 3.63 % to 3.57 %
ICICI Lombard General Insurance Co Ltd's allocation decreased from 2.43 % to 2.4 %
ICICI Lombard General Insurance Co Ltd's allocation decreased from 2.43 % to 2.4 %

PGIM India ELSS Tax Saver Fund Dir Gr Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.72%
Benchmark
Nifty 500 TR INR
AUM₹772 Cr
Inception Date11 December, 2015
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock In3 Years
TurnOver
72.51%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About PGIM India ELSS Tax Saver Fund Dir Gr

PGIM India ELSS Tax Saver Fund Dir Gr Direct Growth is an equity fund. This fund was started on 11 December, 2015. The fund is managed by Bhupesh Kalyani, Vinay Paharia. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. PGIM India ELSS Tax Saver Fund Dir Gr Direct Growth has ₹772 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
  2. The fund has an expense ratio 0.7.

Returns

PGIM India ELSS Tax Saver Fund Dir Gr Direct Growth has given a CAGR return of 15.88% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 9.23%, 19.93% and 23.97% respectively.

Holdings

PGIM India ELSS Tax Saver Fund Dir Gr Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Health, Tech, Basic Materials, Energy, Consumer Defensive, Government, Communication, Real Estate. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Reliance Industries Ltd, Bharti Airtel Ltd, Infosys Ltd

Taxation

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of PGIM India ELSS Tax Saver Fund Dir Gr Direct Growth

The primary objective of the Scheme is to generate long-term capital appreciation by predominantly investing in equity & equity related instruments and to enable eligible investors to avail deduction from total income, as permitted under the Income Tax Act, 1961 as amended from time to time.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for PGIM India ELSS Tax Saver Fund Dir Gr Direct Growth of 3 Years

Fund Manager

Bhupesh Kalyani

Fund Manager of PGIM India ELSS Tax Saver Fund Dir Gr Direct Growth, since 1 April 2023

Vinay Paharia

Fund Manager of PGIM India ELSS Tax Saver Fund Dir Gr Direct Growth, since 1 April 2023

Learn more about PGIM Mutual Fund
Parameters
May'25
Apr'25
Mar'25
AUM
₹ 772.3 Cr
₹ 764 Cr
₹ 740.7 Cr
  • AUM of the fund stands at 772.3 Cr as of May'25
  • AUM increased by 8.4 Cr between May'25 and Apr'25

Compare PGIM India ELSS Tax Saver Fund Dir Gr

PGIM India ELSS Tax Saver Fund Dir Gr

VS

Axis ELSS Tax Saver Fund Direct Growth

Frequently Asked Questions for PGIM India ELSS Tax Saver Fund Dir Gr Direct Growth

How do I invest in PGIM India ELSS Tax Saver Fund Dir Gr?

INDmoney makes it simple to invest in the PGIM India ELSS Tax Saver Fund Dir Gr. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘PGIM India ELSS Tax Saver Fund Dir Gr’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of PGIM India ELSS Tax Saver Fund Dir Gr?

The NAV of the fund today is ₹40.81. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

PGIM India ELSS Tax Saver Fund Dir Gr fund has generated a return of 9.23% in 1 year, 19.93% in 3 years, 23.97% in 5 years.

Who is the fund manager of PGIM India ELSS Tax Saver Fund Dir Gr?

The fund managers are Bhupesh Kalyani, Vinay Paharia.

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.72%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹772 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of PGIM India ELSS Tax Saver Fund Dir Gr?

The top 3 holdings of the fund are HDFC Bank Ltd(8.95%), ICICI Bank Ltd(8.79%), Reliance Industries Ltd(6.51%)