Nippon India Liquid Fund Retail Growth

Nippon India Liquid Fund Retail Growth

Debt

Nippon Mutual Fund

Liquid

Get the latest NAV of Nippon India Liquid Fund Retail Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹5701.11

NAV as on 14 Sep 2025

6.54%/per year

Since Inception

Absolute Gain%

▲▼

Nippon India Liquid Fund Retail Growth Performance vs. Liquid Index

Fund returns vs Benchmark returns vs Category Average returns as on (14-Sep-25)

The fund has consistently outperformed the benchmark (Liquid Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.4%
1.25%
2.96%
6.2%
6.33%
4.94%
Liquid Index
0.4%
1.26%
2.93%
5.74%
5.74%
4.7%
Liquid Avg
0.41%
1.26%
2.87%
6%
6.3%
5.05%
Best in Liquid
0.5%
1.49%
3.38%
7.05%
7.14%
5.97%
Worst in Liquid
0.45%
1.36%
3.07%
6.54%
6.67%
5.35%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Nippon India Liquid Fund Retail Growth
-
30,965Cr
0.33%
6.2%
6.33%
-0.82
1.65
-2.83
-2.36
-8.51
HSBC Liquid Fund Regular
8/24
15,152Cr
0.22%
6.87%
6.95%
-0.25
1.66
1.29
2.30
-0.83
Baroda BNP Paribas Liquid Fund Regular
11/24
10,108Cr
0.31%
6.78%
6.95%
-0.15
1.35
1.90
6.35
-1.18
UTI Liquid Regular Fund
12/24
25,037Cr
0.24%
6.88%
7%
-0.15
1.48
2.03
7.27
-0.37
See all

Nippon India Liquid Fund Retail Growth Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
▲
▼

Nippon India Liquid Fund Retail Growth Asset Allocation

See fund asset allocation details as on (14-Sep-25)

Fund Distribution

as on (14-Sep-25)

AAA
99.9%
AA
0.1%
Debt allocation has gone up from 0% to 1%
Debt allocation has gone up from 0% to 1%
Cash allocation has gone down from 99.7% to 98.7%
Cash allocation has gone down from 99.7% to 98.7%

Nippon India Liquid Fund Retail Growth Sector Allocation

See fund sector allocation details as on (14-Sep-25)

Sector Allocation

Cash Equivalent
72.4%
Corporate
25.2%
Government
2.4%

Top 3 Sectors in August were Financial Services, Corporate & Government

Aug'25

Financial Services

100%

Corporate

18%

Government

7%

Jul'25

Financial Services

100%

Corporate

27%

Government

3%

Nippon India Liquid Fund Retail Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.33%
Benchmark
Nifty Liquid Index A-I TR INR
AUM₹30965 Cr
Inception Date18 March, 1998
Min Lumpsum/SIP--/--
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
535.07%
Risk
Risk meter
pointer
Moderate Risk

About Nippon India Liquid Fund Retail Growth

Nippon India Liquid Fund Retail Growth is a debt fund. This fund was started on 18 March, 1998. The fund is managed by Kinjal Desai, Vikash Agarwal. This fund is suitable to keep your money safe.

Key Parameters

  1. Nippon India Liquid Fund Retail Growth has ₹30965 Cr worth of assets under management (AUM) as on Sep 2025 and is more than category average.
  2. The fund has an expense ratio 0.3.

Returns

Nippon India Liquid Fund Retail Growth has given a CAGR return of 6.54% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.20%, 6.33% and 4.94% respectively.

Holdings

Nippon India Liquid Fund Retail Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Corporate, Government. Its top holdings are 91 Days Tbill (Md 28/08/2025), Union Bank Of India, 91 Days Tbill Red 23-10-2025, 182 DTB 18102024, HDFC Bank Limited

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Nippon India Liquid Fund Retail Growth

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in debt and money market instruments.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Nippon India Liquid Fund Retail Growth has no lock in period.

Fund Manager

Kinjal Desai

Fund Manager of Nippon India Liquid Fund Retail Growth, since 25 May 2018

Vikash Agarwal

Fund Manager of Nippon India Liquid Fund Retail Growth, since 14 September 2024

Learn more about Nippon Mutual Fund
Parameters
Aug'25
Jul'25
Jun'25
AUM
₹ 31K Cr
₹ 35.4K Cr
₹ 34.5K Cr
  • AUM of the fund stands at 31K Cr as of Aug'25
  • AUM decreased by 4.4K Cr between Aug'25 and Jul'25

Frequently Asked Questions for Nippon India Liquid Fund Retail Growth

How do I invest in Nippon India Liquid Fund Retail Growth?

INDmoney makes it simple to invest in the Nippon India Liquid Fund Retail Growth. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Nippon India Liquid Fund Retail Growth’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Nippon India Liquid Fund Retail Growth?

The NAV of the fund today is ₹5701.11. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Nippon India Liquid Fund Retail Growth fund has generated a return of 6.20% in 1 year, 6.33% in 3 years, 4.94% in 5 years.

Who is the fund manager of Nippon India Liquid Fund Retail Growth?

The fund managers are Kinjal Desai, Vikash Agarwal.

What is the exit load of the fund?

The exit load is 0.007% if redeemed in 0-1 Days, 0.0065% if redeemed in 1-2 Days, 0.006% if redeemed in 2-3 Days, 0.0055% if redeemed in 3-4 Days, 0.005% if redeemed in 4-5 Days, 0.0045% if redeemed in 5-6 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.33%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹30965 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Nippon India Liquid Fund Retail Growth?

The top 3 holdings of the fund are 91 Days Tbill (Md 28/08/2025)(3.08%), Union Bank Of India(2.9%), 91 Days Tbill Red 23-10-2025(2.82%)