LIC MF Liquid Fund

LIC MF Liquid Fund

Debt

LIC Mutual Fund

Liquid

Get the latest NAV of LIC MF Liquid Fund. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹4953.01

NAV as on 02 Feb 2026

6.83%/per year

Since Inception

Absolute Gain%

▲▼

181 people have invested ₹ 34.3L in LIC MF Liquid Fund in the last three months

LIC MF Liquid Fund Performance vs. Liquid Index

Fund returns vs Benchmark returns vs Category Average returns as on (02-Feb-26)

The fund has consistently outperformed the benchmark (Liquid Index) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.46%
1.45%
2.92%
6.42%
7%
5.91%
Liquid Index
0.42%
1.28%
2.54%
5.63%
5.63%
4.89%
Liquid Avg
0.38%
1.22%
2.58%
5.77%
6.37%
5.37%
Best in Liquid
0.48%
1.48%
2.96%
6.52%
7.08%
6.05%
Worst in Liquid
0.01%
0%
2.77%
6%
6.63%
5.56%
Category Rank
12/22
17/24
15/23
1/22
8/22
--

LIC MF Liquid Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

21
/24
79% Performance
23% Risk Management
47% Cost

Ranked 21 out of 24 mutual funds in the liquid category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
LIC MF Liquid Fund
21/24
12,672Cr
0.12%
6.42%
7%
--
1.32
3.05
24.95
1.47
DSP Liquidity Fund
1/24
17,777Cr
0.1%
6.47%
7.03%
0.03
1.31
3.34
22.86
2.02
Bajaj Finserv Liquid Fund
2/24
5,581Cr
0.08%
6.43%
-
--
--
--
--
--
Edelweiss Liquid Fund
3/24
10,414Cr
0.1%
6.48%
7.06%
0.04
1.38
3.48
25.18
2.49
See all

LIC MF Liquid Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
▲
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LIC MF Liquid Fund Asset Allocation

See fund asset allocation details as on (14-Jan-26)

Fund Distribution

as on (14-Jan-26)

AAA
100%
Cash allocation has gone up from 99.7% to 99.8%
Cash allocation has gone up from 99.7% to 99.8%

LIC MF Liquid Fund Sector Allocation

See fund sector allocation details as on (14-Jan-26)

Sector Allocation

Cash Equivalent
73.9%
Corporate
15.3%
Government
10.9%

Top 3 Sectors in December were Consumer Defensive, Corporate & Government

Dec'25

Consumer Defensive

100%

Corporate

19%

Government

14%

Nov'25

Consumer Defensive

100%

Corporate

18%

Government

18%

LIC MF Liquid Fund Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.12%
Benchmark
CRISIL Liquid Debt B-I TR INR
AUM₹12672 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5,000/₹200
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
540.34%
Risk
Risk meter
pointer
Moderate Risk

About LIC MF Liquid Fund

LIC MF Liquid Fund is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Aakash Dhulia, Rahul Singh. This fund is suitable to keep your money safe.

Key Parameters

  1. LIC MF Liquid Fund has ₹12672 Cr worth of assets under management (AUM) as on Jan 2026 and is more than category average.
  2. The fund has an expense ratio 0.1.

Returns

LIC MF Liquid Fund has given a CAGR return of 6.83% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.42%, 7.00% and 5.91% respectively.

Holdings

LIC MF Liquid Fund has allocated its funds majorly in Consumer Defensive, Cash Equivalent, Corporate, Government. Its top holdings are HDFC Bank Limited, Motilal Oswal Financial Services Ltd, Indusind Bank Limited, T-Bill, Small Industries Development Bank Of India

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of LIC MF Liquid Fund

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 200.00. LIC MF Liquid Fund has no lock in period.

Fund Manager

Aakash Dhulia

Fund Manager of LIC MF Liquid Fund, since 1 September 2025

Rahul Singh

Fund Manager of LIC MF Liquid Fund, since 5 October 2015

Learn more about LIC Mutual Fund
Parameters
Dec'25
Nov'25
Oct'25
AUM
₹ 12.7K Cr
₹ 11.5K Cr
₹ 13K Cr
  • AUM of the fund stands at 12.7K Cr as of Dec'25
  • AUM increased by 1.1K Cr between Dec'25 and Nov'25

Frequently Asked Questions for LIC MF Liquid Fund

How do I invest in LIC MF Liquid Fund?

INDmoney makes it simple to invest in the LIC MF Liquid Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘LIC MF Liquid Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of LIC MF Liquid Fund?

The NAV of the fund today is ₹4953.01. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

LIC MF Liquid Fund fund has generated a return of 6.42% in 1 year, 7.00% in 3 years, 5.91% in 5 years.

Who is the fund manager of LIC MF Liquid Fund?

The fund managers are Aakash Dhulia, Rahul Singh.

What is the exit load of the fund?

The exit load is 0.007% if redeemed in 0-1 Days, 0.0065% if redeemed in 1-2 Days, 0.006% if redeemed in 2-3 Days, 0.0055% if redeemed in 3-4 Days, 0.005% if redeemed in 4-5 Days, 0.0045% if redeemed in 5-6 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.12%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹12672 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of LIC MF Liquid Fund?

The top 3 holdings of the fund are HDFC Bank Limited(3.98%), Motilal Oswal Financial Services Ltd(3.35%), Indusind Bank Limited(2.96%)