LIC MF Conservative Hybrid Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cap Wrdl

LIC MF Conservative Hybrid Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cap Wrdl is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Nikhil Rungta. This fund gives you the benefit of diversification.

1. LIC MF Conservative Hybrid Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cap Wrdl has ₹51 Cr worth of assets under management (AUM) as on Apr 2025 and is less than category average.
2. The fund has an expense ratio 1.2.
   

LIC MF Conservative Hybrid Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cap Wrdl has given a CAGR return of 5.89% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 4.22%, 7.22% and 6.88% respectively.

LIC MF Conservative Hybrid Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cap Wrdl has allocated its funds majorly in Government, Financial Services, Basic Materials, Energy, Tech, Consumer Cyclical, Consumer Defensive, Cash Equivalent.

As it is a conservative allocation mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Long term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of quality debt securities and money market instruments. It also seeks to generate capital appreciation by investing some percentage in a mix of equity instruments.

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 200.00. LIC MF Conservative Hybrid Fund Direct Plan Monthly Reinvestment of Income Distribution cum Cap Wrdl has no lock in period.