Kotak Liquid Fund Direct Growth
Get the latest NAV of Kotak Liquid Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹5283.58
NAV as on 14 May 2025
6.84%/per year
Since Inception
▲▼
289 people have invested ₹ 4.8Cr in Kotak Liquid Fund Direct Growth in the last three months
Fund Performance
as on (14-May-25)
Peer comparison
Kotak Liquid Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Kotak Liquid Fund Asset Allocation
See fund asset allocation details as on (15-Apr-25)
Fund Distribution
as on (15-Apr-25)
Debt & Cash 99.8%
Kotak Liquid Fund Sector Allocation
See fund sector allocation details as on (15-Apr-25)
Sector Allocation
Debt & Cash 99.8%
Top 3 Sectors in March were Financial Services, Corporate & Government
Financial Services
100%
Corporate
30%
Government
Financial Services
100%
Corporate
26%
Government
1%
Kotak Liquid Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.2% |
Benchmark | Nifty Liquid Index TR INR |
| AUM | ₹42665 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/-- |
Exit Load | 0.0% |
| Lock In | No Lock-in |
TurnOver | 496.65% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Low to Moderate Risk |
About Kotak Liquid Fund
Kotak Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Deepak Agrawal. This fund is suitable to keep your money safe.
Key Parameters
- Kotak Liquid Fund Direct Growth has ₹42665 Cr worth of assets under management (AUM) as on Dec 1969 and is more than category average.
- The fund has an expense ratio 0.2.
Returns
Kotak Liquid Fund Direct Growth has given a CAGR return of 6.84% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.34%, 6.94% and 5.52% respectively.
Holdings
Kotak Liquid Fund Direct Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Corporate, Government. Its top holdings are 5.22% Govt Stock 2025, HDFC Bank Ltd., 91 Days Tbill, Small Industries Dev Bank Of India (05/06/2025) **, National Bank For Agriculture And Rural Development
Taxation
As it is a liquid mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Kotak Liquid Fund Direct Growth
The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 0.00. Kotak Liquid Fund Direct Growth has no lock in period.
Fund Manager
Deepak Agrawal
Fund Manager of Kotak Liquid Fund Direct Growth, since 1 May 2007
- AUM of the fund stands at 31.3K Cr as of Mar'25
- AUM decreased by 6.9K Cr between Mar'25 and Feb'25
More funds from Kotak
1Y CAGR
▲ 11.92
1Y CAGR
▲ 11.90
1Y CAGR
▲ 11.81
5Y CAGR
▲ 7.57
Frequently Asked Questions for Kotak Liquid Fund Direct Growth
What is the current NAV of Kotak Liquid Fund Direct Growth?
What are the average returns of Kotak Liquid Fund Direct Growth?
Kotak Liquid Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.51% | 0.51% |
6 Month Returns | 3.6% | 3.6% |
1 Year Returns | 7.34% | 7.34% |
3 Years Returns | 22.29% | 6.94% |
How do I invest in Kotak Liquid Fund Direct Growth?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of Kotak Liquid Fund Direct Growth?
What is net assets under management (AUM) of Kotak Liquid Fund Direct Growth?
What are the top 5 holdings of Kotak Liquid Fund Direct Growth?
What are the top 3 sectors that this Kotak Liquid Fund Direct Growth has invested in?
What is the yield to maturity ratio of Kotak Liquid Fund Direct Growth?
What is the modified duration of Kotak Liquid Fund Direct Growth?
What is the credit rating breakup of Kotak Liquid Fund Direct Growth?
AAA | 100 |