Kotak Credit Risk Fund Direct Growth
Get the latest NAV of Kotak Credit Risk Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹32.70
▲0.1%1D
NAV as on 09 May 2025
8.26%/per year
Since Inception
▲▼
10 people have invested ₹ 13.5K in Kotak Credit Risk Fund Direct Growth in the last three months
Fund Performance
as on (09-May-25)
Peer comparison
Kotak Credit Risk Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
Kotak Credit Risk Fund Asset Allocation
See fund asset allocation details as on (15-Apr-25)
Fund Distribution
as on (15-Apr-25)
Equity 2.2%
Debt & Cash 94%
Kotak Credit Risk Fund Sector Allocation
See fund sector allocation details as on (15-Apr-25)
Sector Allocation
Equity 2.2%
Debt & Cash 94%
Top 3 Sectors in March were Real Estate, Corporate & Government
Real Estate
100%
Corporate
78%
Government
16%
Real Estate
100%
Corporate
76%
Government
16%
Kotak Credit Risk Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.81% |
Benchmark | CRISIL Credit Risk Debt TR INR |
| AUM | ₹709 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 79.83% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   High Risk |
About Kotak Credit Risk Fund
Kotak Credit Risk Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Deepak Agrawal. This fund is suitable to keep your money safe.
Key Parameters
- Kotak Credit Risk Fund Direct Growth has ₹709 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 0.8.
Returns
Kotak Credit Risk Fund Direct Growth has given a CAGR return of 8.26% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 8.85%, 7.78% and 7.28% respectively.
Holdings
Kotak Credit Risk Fund Direct Growth has allocated its funds majorly in Real Estate, Corporate, Government, Securitize, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2033, Godrej Industries Limited, Tata Projects Ltd., Bamboo Hotel And Global Centre (Delhi) Private Limited, Vedanta Limited
Taxation
As it is a credit risk mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of Kotak Credit Risk Fund Direct Growth
The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund.There is no assurance that the investment objective of the Schemes will be realised.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Kotak Credit Risk Fund Direct Growth has no lock in period.
Fund Manager
Deepak Agrawal
Fund Manager of Kotak Credit Risk Fund Direct Growth, since 11 May 2010
- AUM of the fund stands at 709.4 Cr as of Mar'25
- AUM decreased by 18.7 Cr between Mar'25 and Feb'25
More funds from Kotak
1Y CAGR
▲ 11.81
1Y CAGR
▲ 11.64
1Y CAGR
▲ 11.61
5Y CAGR
▲ 7.46
Frequently Asked Questions for Kotak Credit Risk Fund Direct Growth
What is the current NAV of Kotak Credit Risk Fund Direct Growth?
What are the average returns of Kotak Credit Risk Fund Direct Growth?
Kotak Credit Risk Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 1.18% | 1.18% |
6 Month Returns | 4.67% | 4.67% |
1 Year Returns | 8.85% | 8.85% |
3 Years Returns | 25.19% | 7.78% |
How do I invest in Kotak Credit Risk Fund Direct Growth?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of Kotak Credit Risk Fund Direct Growth?
What is net assets under management (AUM) of Kotak Credit Risk Fund Direct Growth?
What are the top 5 holdings of Kotak Credit Risk Fund Direct Growth?
What are the top 3 sectors that this Kotak Credit Risk Fund Direct Growth has invested in?
What is the yield to maturity ratio of Kotak Credit Risk Fund Direct Growth?
What is the modified duration of Kotak Credit Risk Fund Direct Growth?
What is the credit rating breakup of Kotak Credit Risk Fund Direct Growth?
AA | 60.33 |
AAA | 24.55 |
A | 15.12 |