Kotak Consumption Fund Regular Growth

Kotak Consumption Fund Regular Growth is an equity fund. This fund was started on 16 November, 2023. The fund is managed by Abhishek Bisen, Devender Singhal. The fund could potentially beat inflation in the long-run.

1. Kotak Consumption Fund Regular Growth has ₹1248 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
2. The fund has an expense ratio 2.1.
   

Kotak Consumption Fund Regular Growth has given a CAGR return of 20.20% since inception. Over the last 1 year the fund has given a CAGR return of 7.89%.

Kotak Consumption Fund Regular Growth has allocated its funds majorly in Cash Equivalent, Consumer Cyclical, Consumer Defensive, Communication, Health, Industrial, Basic Materials. Its top holdings are Bharti Airtel Ltd, ITC Ltd, Maruti Suzuki India Ltd, Eternal Ltd, Hero MotoCorp Ltd

As it is a equity - consumption mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in consumption and consumption related activities. However, there is no assurance that the objective of the scheme will be achieved

Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. Kotak Consumption Fund Regular Growth has no lock in period.