HSBC Liquid Fund Direct Growth

HSBC Liquid Fund Direct Growth

Debt

HSBC Mutual Fund

Liquid

Get the latest NAV of HSBC Liquid Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹2650.80

NAV as on 24 Aug 2025

6.86%/per year

Since Inception

Absolute Gain%

▲▼

408 people have invested ₹ 1.9Cr in HSBC Liquid Fund Direct Growth in the last three months

HSBC Liquid Fund Performance vs. Liquid Index

Fund returns vs Benchmark returns vs Category Average returns as on (24-Aug-25)

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.47%
1.52%
3.34%
7.07%
7.1%
5.69%
Liquid Avg
0.41%
1.31%
2.94%
6.2%
6.37%
5.09%
Best in Liquid
0.53%
1.56%
3.38%
7.12%
7.14%
5.96%
Worst in Liquid
0.45%
1.42%
3.04%
6.61%
6.66%
5.32%
Category Rank
11/23
6/23
4/23
4/22
8/22
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HSBC Liquid Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

12
/24
67% Performance
11% Risk Management
78% Cost

Ranked 12 out of 24 mutual funds in the liquid category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
HSBC Liquid Fund
12/24
19,369Cr
0.12%
7.07%
7.1%
-0.03
1.37
2.87
15.02
1.01
Aditya Birla Sun Life Liquid Fund Direct Growth
1/24
51,766Cr
0.21%
7.09%
7.14%
-0.04
1.52
2.99
16.83
1.52
Canara Robeco Liquid Fund Direct Growth
2/24
7,415Cr
0.07%
7.08%
7.1%
-0.05
1.44
2.93
18.19
1.17
Bajaj Finserv Liquid Fund Direct Growth
3/24
4,555Cr
0.11%
7.04%
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See all

HSBC Liquid Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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HSBC Liquid Fund Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

Debt & Cash 99.8%

AAA
100%
Cash allocation has gone down from 99.8% to 99.8%
Cash allocation has gone down from 99.8% to 99.8%

HSBC Liquid Fund Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Debt & Cash 99.8%

Cash Equivalent
76.7%
Corporate
18.5%
Government
4.8%

Top 3 Sectors in July were Financial Services, Tech & Corporate

Jul'25

Financial Services

78%

Tech

15%

Corporate

11%

Jun'25

Financial Services

78%

Tech

15%

Corporate

11%

HSBC Liquid Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.12%
Benchmark
IISL Nifty Liquid TR INR
AUM₹19369 Cr
Inception Date31 December, 2012
Min Lumpsum/SIP₹5000/₹1000
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
512.4%
Risk
Risk meter
pointer
Low to Moderate Risk

About HSBC Liquid Fund

HSBC Liquid Fund Direct Growth is a debt fund. This fund was started on 31 December, 2012. The fund is managed by Mahesh Chhabria, Shriram Ramanathan. This fund is suitable to keep your money safe.

Key Parameters

  1. HSBC Liquid Fund Direct Growth has ₹19369 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 0.1.

Returns

HSBC Liquid Fund Direct Growth has given a CAGR return of 6.86% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.07%, 7.10% and 5.69% respectively.

Holdings

HSBC Liquid Fund Direct Growth has allocated its funds majorly in Financial Services, Cash Equivalent, Tech, Corporate, Government, Industrial. Its top holdings are Indian Oil Corp Ltd., 182 Days Tbill, Icici Securities Limited, 91 Days Tbill (Md 28/08/2025), 91 Days Tbill Red 21-08-2025

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of HSBC Liquid Fund Direct Growth

Aims to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 1000.00. HSBC Liquid Fund Direct Growth has no lock in period.

Fund Manager

Mahesh Chhabria

Fund Manager of HSBC Liquid Fund Direct Growth, since 1 February 2025

Shriram Ramanathan

Fund Manager of HSBC Liquid Fund Direct Growth, since 26 November 2022

Learn more about HSBC Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 17.6K Cr
₹ 21.5K Cr
₹ 26.1K Cr
  • AUM of the fund stands at 17.6K Cr as of Jul'25
  • AUM decreased by 3.8K Cr between Jul'25 and Jun'25

Frequently Asked Questions for HSBC Liquid Fund Direct Growth

How do I invest in HSBC Liquid Fund?

INDmoney makes it simple to invest in the HSBC Liquid Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘HSBC Liquid Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of HSBC Liquid Fund?

The NAV of the fund today is ₹2650.80. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

HSBC Liquid Fund fund has generated a return of 7.07% in 1 year, 7.10% in 3 years, 5.69% in 5 years.

Who is the fund manager of HSBC Liquid Fund?

The fund managers are Mahesh Chhabria, Shriram Ramanathan.

What is the exit load of the fund?

The exit load is 0.007% if redeemed in 0-1 Days, 0.0065% if redeemed in 1-2 Days, 0.006% if redeemed in 2-3 Days, 0.0055% if redeemed in 3-4 Days, 0.005% if redeemed in 4-5 Days, 0.0045% if redeemed in 5-6 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.12%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹19369 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of HSBC Liquid Fund?

The top 3 holdings of the fund are Indian Oil Corp Ltd.(3.35%), 182 Days Tbill(3.07%), Icici Securities Limited(2.77%)