HDFC Banking & Financial Services Fund Regular Growth
Get the latest NAV of HDFC Banking & Financial Services Fund Regular Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹16.55
1D
NAV as on 20 May 2025
14.11%/per year
Since Inception
▲▼
HDFC Banking & Financial Services Fund Regular Growth Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (20-May-25)
The fund has outperformed the benchmark (Nifty 500) over 1Y, 3Y, but underperformed over 5Y.
Peer comparison
HDFC Banking & Financial Services Fund Regular Growth Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
HDFC Banking & Financial Services Fund Regular Growth Asset Allocation
See fund asset allocation details as on (13-May-25)
Fund Distribution
as on (13-May-25)
Equity 97.6%
Debt & Cash 2.4%
HDFC Banking & Financial Services Fund Regular Growth Sector Allocation
See fund sector allocation details as on (13-May-25)
Sector Allocation
Equity 97.6%
Debt & Cash 2.4%
Top 2 Sectors in April were Financial Services, Health
Financial Services
99%
Health
Financial Services
99%
Health
1%
HDFC Banking & Financial Services Fund Regular Growth Holdings Details
as on (30-Apr-25)
Equity
HDFC Banking & Financial Services Fund Regular Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 1.91% |
Benchmark | Nifty Financial Services TR INR |
| AUM | ₹4010 Cr |
| Inception Date | 1 July, 2021 |
| Min Lumpsum/SIP | ₹100/₹100 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 22.33% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About HDFC Banking & Financial Services Fund Regular Growth
HDFC Banking & Financial Services Fund Regular Growth is an equity fund. This fund was started on 1 July, 2021. The fund is managed by Anand Laddha. The fund could potentially beat inflation in the long-run.
Key Parameters
- HDFC Banking & Financial Services Fund Regular Growth has ₹4010 Cr worth of assets under management (AUM) as on Apr 2025 and is more than category average.
- The fund has an expense ratio 1.9.
Returns
HDFC Banking & Financial Services Fund Regular Growth has given a CAGR return of 14.11% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 14.57% and 21.15% respectively.
Holdings
HDFC Banking & Financial Services Fund Regular Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Health, Tech. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Axis Bank Ltd, State Bank of India, AU Small Finance Bank Ltd
Taxation
As it is a sector - financial services mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of HDFC Banking & Financial Services Fund Regular Growth
To provide long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in banking and financial services. There is no assurance that the investment objective of the Scheme will be realized.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 100.00 and for SIP is INR 100.00. HDFC Banking & Financial Services Fund Regular Growth has no lock in period.
Fund Manager
Anand Laddha
Fund Manager of HDFC Banking & Financial Services Fund Regular Growth, since 1 July 2021
- AUM of the fund stands at 3.7K Cr as of Apr'25
- AUM has remained same between Apr'25 and Mar'25
More funds from HDFC
5Y CAGR
▲ 39.85
5Y CAGR
▲ 34.11
3Y CAGR
▲ 26.67
5Y CAGR
▲ 33.52
Frequently Asked Questions for HDFC Banking & Financial Services Fund Regular Growth
What is the current NAV of HDFC Banking & Financial Services Fund Regular Growth?
What are the average returns of HDFC Banking & Financial Services Fund Regular Growth?
HDFC Banking & Financial Services Fund Regular Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 1.83% | 1.83% |
6 Month Returns | 8.54% | 8.54% |
1 Year Returns | 14.57% | 14.57% |
3 Years Returns | 77.83% | 21.15% |
How do I invest in HDFC Banking & Financial Services Fund Regular Growth?
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
What is the expense ratio of HDFC Banking & Financial Services Fund Regular Growth?
What is net assets under management (AUM) of HDFC Banking & Financial Services Fund Regular Growth?
What are the top 5 holdings of HDFC Banking & Financial Services Fund Regular Growth?
What are the top 3 sectors that this HDFC Banking & Financial Services Fund Regular Growth has invested in?
What is the alpha of HDFC Banking & Financial Services Fund Regular Growth?
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
HDFC Banking & Financial Services Fund Regular Growth | -8.14 | 1.73 | - |
What is the beta of HDFC Banking & Financial Services Fund Regular Growth??
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
HDFC Banking & Financial Services Fund Regular Growth | 1.01 | 0.93 | - |
What is the sharpe ratio of HDFC Banking & Financial Services Fund Regular Growth?
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
HDFC Banking & Financial Services Fund Regular Growth | 0.36 | 0.8 | - |
What is the standard deviation of HDFC Banking & Financial Services Fund Regular Growth?
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
HDFC Banking & Financial Services Fund Regular Growth | 14.03 | 14.52 | - |