WhiteOak Capital Liquid Fund Direct Growth

WhiteOak Capital Liquid Fund Direct Growth is a debt fund. This fund was started on 16 January, 2019. The fund is managed by Piyush Baranwal. This fund is suitable to keep your money safe.

1. WhiteOak Capital Liquid Fund Direct Growth has ₹456 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
2. The fund has an expense ratio 0.2.
   

WhiteOak Capital Liquid Fund Direct Growth has given a CAGR return of 5.50% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.16%, 6.90% and 5.37% respectively.

WhiteOak Capital Liquid Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Government, Corporate. Its top holdings are Bajaj Financial Securities Limited, HDFC Securities Limited, Power Finance Corporation Limited, Indian Oil Corporation Limited, Hindustan Petroleum Corp Ltd.

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity by investing in high quality debt and money market instruments. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. WhiteOak Capital Liquid Fund Direct Growth has no lock in period.