UTI Medium Term Fund - Direct Plan - Growth Option
Get the latest NAV of UTI Medium Term Fund - Direct Plan - Growth Option. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹20.80
NAV as on 03 Sep 2026
6.61%/per year
Since Inception
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11 people have invested ₹ 21.8K in UTI Medium Term Fund in the last three months
UTI Medium Term Fund Performance vs. Medium Duration Index
Fund returns vs Benchmark returns vs Category Average returns as on (03-Sep-26)
The fund has outperformed the benchmark (Medium Duration Index) over 1Y, 3Y, but underperformed over 5Y.
Peer comparison
UTI Medium Term Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
UTI Medium Term Fund Asset Allocation
See fund asset allocation details as on (15-Aug-26)
Fund Distribution
as on (15-Aug-26)
UTI Medium Term Fund Sector Allocation
See fund sector allocation details as on (15-Aug-26)
Sector Allocation
Top 2 Sectors in July were Government, Corporate
Government
45%
Corporate
35%
Government
44%
Corporate
34%
UTI Medium Term Fund Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.84% |
Benchmark | Nifty Medium Duration Debt A-III TR INR |
| AUM | ₹37 Cr |
| Inception Date | 31 March, 2015 |
| Min Lumpsum/SIP | ₹500/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 7.48% |
| Risk |   Moderate Risk |
About UTI Medium Term Fund
UTI Medium Term Fund - Direct Plan - Growth Option is a debt fund. This fund was started on 31 March, 2015. The fund is managed by Anurag Mittal. This fund is suitable to keep your money safe.
Key Parameters
- UTI Medium Term Fund has ₹37 Cr worth of assets under management (AUM) as on Aug 2026 and is more than category average.
- The fund has an expense ratio 0.8.
Returns
UTI Medium Term Fund has given a CAGR return of 6.61% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.58%, 7.02% and 6.66% respectively.
Holdings
UTI Medium Term Fund has allocated its funds majorly in Government, Corporate, Cash Equivalent. Its top holdings are 7.18% Govt Stock 2033, 7.26% Govt Stock 2032, 7.79% Uttarpradesh Sgs 2033, Bajaj Finance Limited, 7.1% Govt Stock 2034
Taxation
As it is a medium duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of UTI Medium Term Fund
The investment objective of the scheme is to generate reasonable income by investing in debt & money market securities such that the Macaulay duration of the portfolio is between 3 to 4 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. UTI Medium Term Fund has no lock in period.
Fund Manager
Anurag Mittal
Fund Manager of UTI Medium Term Fund, since 21 July 2026
- AUM of the fund stands at 36.8 Cr as of Jul'26
- AUM decreased by 1.3 Cr between Jul'26 and Jun'26
Frequently Asked Questions for UTI Medium Term Fund - Direct Plan - Growth Option
How do I invest in UTI Medium Term Fund?
- Download the INDmoney app.
- Search for ‘UTI Medium Term Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.