UTI ELSS Tax Saver Fund Direct Growth
Get the latest NAV of UTI ELSS Tax Saver Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹231.85
1D
NAV as on 11 Jul 2025
14.65%/per year
Since Inception
▲▼
584 people have invested ₹ 16.3L in UTI ELSS Tax Saver Fund Direct Growth in the last three months
UTI ELSS Tax Saver Fund Performance vs. Nifty 500
Fund returns vs Benchmark returns vs Category Average returns as on (11-Jul-25)
The fund has outperformed the benchmark (Nifty 500) over 1Y, but underperformed over 3Y, 5Y.
UTI ELSS Tax Saver Fund Ranking and Peer Comparison
Ranked based on performance, risk management and cost efficiency
Ranked 21 out of 23 mutual funds in the elss (tax savings) category as per INDmoney.
UTI ELSS Tax Saver Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
UTI ELSS Tax Saver Fund Asset Allocation
See fund asset allocation details as on (14-Jun-25)
Fund Distribution
as on (14-Jun-25)
Equity 96.9%
Debt & Cash 3.1%
UTI ELSS Tax Saver Fund Sector Allocation
See fund sector allocation details as on (14-Jun-25)
Sector Allocation
Equity 96.9%
Debt & Cash 3.1%
Top 3 Sectors in May were Financial Services, Consumer Cyclical & Tech
Financial Services
32%
Consumer Cyclical
14%
Tech
10%
Financial Services
32%
Consumer Cyclical
13%
Tech
10%
UTI ELSS Tax Saver Fund Holdings Details
as on (30-Jun-25)
Equity
UTI ELSS Tax Saver Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.89% |
Benchmark | Nifty 500 TR INR |
| AUM | ₹3882 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/₹500 |
| Exit Load | 0% |
| Lock In | 3 Years |
TurnOver | 23.76% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
About UTI ELSS Tax Saver Fund
UTI ELSS Tax Saver Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Amit Premchandani. The fund could potentially beat inflation in the long-run.
Key Parameters
- UTI ELSS Tax Saver Fund Direct Growth has ₹3882 Cr worth of assets under management (AUM) as on Jun 2025 and is more than category average.
- The fund has an expense ratio 0.9.
Returns
UTI ELSS Tax Saver Fund Direct Growth has given a CAGR return of 14.65% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 1.95%, 17.77% and 21.40% respectively.
Holdings
UTI ELSS Tax Saver Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Tech, Industrial, Consumer Defensive, Health, Communication, Energy, Basic Materials, Utilities, Real Estate. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Bharti Airtel Ltd, Reliance Industries Ltd
Taxation
As it is a elss (tax savings) mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of UTI ELSS Tax Saver Fund Direct Growth
The primary objective of the scheme is to invest predominantly in equity and equity related securities of companies across the market capitalization spectrum. securities shall also include fully/partly convertible debentures/bonds.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for UTI ELSS Tax Saver Fund Direct Growth of 3 Years
Fund Manager
Amit Premchandani
Fund Manager of UTI ELSS Tax Saver Fund Direct Growth, since 16 June 2025
- AUM of the fund stands at 3.8K Cr as of May'25
- AUM increased by 87.2 Cr between May'25 and Apr'25
More funds from UTI
5Y CAGR
▲ 23.21
5Y CAGR
▲ 27.07
5Y CAGR
▲ 28.37
3Y CAGR
▲ 25.05
Compare UTI ELSS Tax Saver Fund
UTI ELSS Tax Saver Fund
VS
SBI ELSS Tax Saver Fund Direct Growth
Frequently Asked Questions for UTI ELSS Tax Saver Fund Direct Growth
How do I invest in UTI ELSS Tax Saver Fund?
- Download the INDmoney app.
- Search for ‘UTI ELSS Tax Saver Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.