UTI ELSS Tax Saver Fund Direct Growth

UTI ELSS Tax Saver Fund Direct Growth

Equity

UTI Mutual Fund

Elss (Tax Savings)

Get the latest NAV of UTI ELSS Tax Saver Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹228.03

▲0.4%1D

NAV as on 16 May 2025

14.61%/per year

Since Inception

Absolute Gain%

▲▼

566 people have invested ₹ 16.3L in UTI ELSS Tax Saver Fund Direct Growth in the last three months

UTI ELSS Tax Saver Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (16-May-25)

The fund has outperformed the benchmark (Nifty 500) over 1Y, but underperformed over 3Y, 5Y.

Period
This Fund
Nifty 500
Category Avg
1 Month
6.21%
6.85%
6.49%
3 Months
9.17%
10.85%
9.16%
6 Months
3.52%
4.13%
1.72%
1 Year
11.54%
9.28%
10.16%
3 Years
18.35%
19%
21.02%
5 Years
24.23%
24.97%
25.44%

UTI ELSS Tax Saver Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

21
/23
36% Performance
40% Risk Management
34% Cost

Ranked 21 out of 23 mutual funds in the elss (tax savings) category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
UTI ELSS Tax Saver Fund
21/23
3,689Cr
0.94%
11.54%
18.35%
14.61%
SBI Long Term Equity Fund Direct Growth
3/23
28,506Cr
0.94%
11.35%
29.14%
16.76%
DSP ELSS Tax Saver Fund Direct Growth
4/23
16,638Cr
0.72%
17.2%
24.39%
18.23%
Mirae Asset ELSS Tax Saver Fund Direct Growth
7/23
24,774Cr
0.6%
12.43%
20.22%
19.46%
See all
Positive: Beats FD returns for both 3Y & 5Y
Beats FD returns for both 3Y & 5Y
Negative: Has not generated consistent returns
Has not generated consistent returns
Negative: Does not beat the benchmark consistently
Does not beat the benchmark consistently
Negative: Higher probablity of downside risk
Higher probablity of downside risk

UTI ELSS Tax Saver Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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UTI ELSS Tax Saver Fund Asset Allocation

See fund asset allocation details as on (13-May-25)

Fund Distribution

as on (13-May-25)

Equity 96.3%

Debt & Cash 3.7%

Large cap
70.5%
Mid cap
19.6%
Small cap
6.2%
Small Cap allocation has gone down from 6.7% to 6.2%
Small Cap allocation has gone down from 6.7% to 6.2%
Mid Cap allocation has gone down from 20.9% to 19.6%
Mid Cap allocation has gone down from 20.9% to 19.6%
Large Cap allocation has gone up from 69.2% to 70.5%
Large Cap allocation has gone up from 69.2% to 70.5%
Cash allocation has gone up from 3.2% to 3.7%
Cash allocation has gone up from 3.2% to 3.7%

UTI ELSS Tax Saver Fund Sector Allocation

See fund sector allocation details as on (13-May-25)

Sector Allocation

Equity 96.3%

Debt & Cash 3.7%

Financial Services
29.2%
Consumer Cyclical
15.2%
Tech
10.8%
Industrial
9.4%
Consumer Defensive
7.3%
Basic Materials
6.2%
Health
6.1%
Communication
6.1%
Utilities
4.5%
Real Estate
2.6%
Energy
2.6%

Top 3 Sectors in April were Financial Services, Consumer Cyclical & Tech

Apr'25

Financial Services

32%

Consumer Cyclical

13%

Tech

10%

Mar'25

Financial Services

33%

Consumer Cyclical

14%

Tech

10%

UTI ELSS Tax Saver Fund Holdings Details

as on (30-Apr-25)

Equity

Holdings
Weight%
1M Change
HDFC Bank Ltd
9.48%
3.1%
ICICI Bank Ltd
8.52%
-6%
Infosys Ltd
4.92%
3.4%
Bharti Airtel Ltd
4.73%
-17.1%
Reliance Industries Ltd
3.93%
48.9%
See all
Top Stocks bought last month
Reliance Industries Ltd's allocation increased from 2.46% to 3.93%
Reliance Industries Ltd's allocation increased from 2.46% to 3.93%
HDFC Bank Ltd's allocation increased from 8.97% to 9.48%
HDFC Bank Ltd's allocation increased from 8.97% to 9.48%
Havells India Ltd's allocation increased from 1.02% to 1.51%
Havells India Ltd's allocation increased from 1.02% to 1.51%
Top Stocks sold last month
ICICI Bank Ltd's allocation decreased from 8.8 % to 8.52 %
ICICI Bank Ltd's allocation decreased from 8.8 % to 8.52 %
Infosys Ltd's allocation decreased from 5.12 % to 4.92 %
Infosys Ltd's allocation decreased from 5.12 % to 4.92 %
Bharti Airtel Ltd's allocation decreased from 5.44 % to 4.73 %
Bharti Airtel Ltd's allocation decreased from 5.44 % to 4.73 %

UTI ELSS Tax Saver Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.94%
Benchmark
Nifty 500 TR INR
AUM₹3689 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock In3 Years
TurnOver
23.76%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About UTI ELSS Tax Saver Fund

UTI ELSS Tax Saver Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Vishal Chopda. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. UTI ELSS Tax Saver Fund Direct Growth has ₹3689 Cr worth of assets under management (AUM) as on Apr 2025 and is less than category average.
  2. The fund has an expense ratio 0.9.

Returns

UTI ELSS Tax Saver Fund Direct Growth has given a CAGR return of 14.61% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 11.54%, 18.35% and 24.23% respectively.

Holdings

UTI ELSS Tax Saver Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Tech, Industrial, Consumer Defensive, Health, Basic Materials, Communication, Energy, Utilities, Real Estate. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Bharti Airtel Ltd, Reliance Industries Ltd

Taxation

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of UTI ELSS Tax Saver Fund Direct Growth

The primary objective of the scheme is to invest predominantly in equity and equity related securities of companies across the market capitalization spectrum. securities shall also include fully/partly convertible debentures/bonds.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for UTI ELSS Tax Saver Fund Direct Growth of 3 Years

Fund Manager

Vishal Chopda

Fund Manager of UTI ELSS Tax Saver Fund Direct Growth, since 30 August 2019

Learn more about UTI Mutual Fund
Parameters
Apr'25
Mar'25
Feb'25
AUM
₹ 3.7K Cr
₹ 3.6K Cr
₹ 3.4K Cr
  • AUM of the fund stands at 3.7K Cr as of Apr'25
  • AUM increased by 97 Cr between Apr'25 and Mar'25

Compare UTI ELSS Tax Saver Fund

UTI ELSS Tax Saver Fund

VS

Axis ELSS Tax Saver Fund Direct Growth

Frequently Asked Questions for UTI ELSS Tax Saver Fund Direct Growth

What is the current NAV of UTI ELSS Tax Saver Fund Direct Growth?

The current NAV of UTI ELSS Tax Saver Fund Direct Growth is ₹228.03 as on 16-May-2025.

What are the average returns of UTI ELSS Tax Saver Fund Direct Growth?

Existing (Absolute + CAGR) as on 16-May-2025.
UTI ELSS Tax Saver Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
6.21%
6.21%
6 Month Returns
3.52%
3.52%
1 Year Returns
11.54%
11.54%
3 Years Returns
65.78%
18.35%

How do I invest in UTI ELSS Tax Saver Fund Direct Growth?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of UTI ELSS Tax Saver Fund Direct Growth?

0.94% as on April 2025

What is net assets under management (AUM) of UTI ELSS Tax Saver Fund Direct Growth?

₹3689 Cr as on April 2025

What are the top 5 holdings of UTI ELSS Tax Saver Fund Direct Growth?

HDFC Bank Ltd(9.48%), ICICI Bank Ltd(8.52%), Infosys Ltd(4.92%), Bharti Airtel Ltd(4.73%), Reliance Industries Ltd(3.93%) as on April 2025

What are the top 3 sectors that this UTI ELSS Tax Saver Fund Direct Growth has invested in?

Financial Services(31.15%), Consumer Cyclical(12.8%), Tech(9.23%) as on April 2025

What is the alpha of UTI ELSS Tax Saver Fund Direct Growth?

The alpha ratio for the UTI ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
UTI ELSS Tax Saver Fund Direct Growth
1.83
-0.83
-0.59
As on April 2025
The alpha for UTI ELSS Tax Saver Fund Direct Growth is calculated against Nifty 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

What is the beta of UTI ELSS Tax Saver Fund Direct Growth??

The Beta ratio for the UTI ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
UTI ELSS Tax Saver Fund Direct Growth
1.01
0.94
0.95
As on April 2025
The Beta for UTI ELSS Tax Saver Fund Direct Growth is calculated with Nifty 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

What is the sharpe ratio of UTI ELSS Tax Saver Fund Direct Growth?

The sharpe ratio for the UTI ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
UTI ELSS Tax Saver Fund Direct Growth
0.13
0.53
1.08
As on April 2025
The sharpe ratio for UTI ELSS Tax Saver Fund Direct Growth is calculated with Nifty 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

What is the standard deviation of UTI ELSS Tax Saver Fund Direct Growth?

The standard deviation for the UTI ELSS Tax Saver Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
UTI ELSS Tax Saver Fund Direct Growth
17.01
14.39
14.46
As on April 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

What is the Sortino ratio of UTI ELSS Tax Saver Fund Direct Growth?

Sortino ratio is 0.87 as on April 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

Who is the manager of UTI ELSS Tax Saver Fund Direct Growth?

Vishal Chopda is the fund manager of UTI ELSS Tax Saver Fund Direct Growth

What is the exit load of UTI ELSS Tax Saver Fund Direct Growth?

The Exit load of UTI ELSS Tax Saver Fund Direct Growth is 0%