UTI ELSS Tax Saver Fund Direct Growth

UTI ELSS Tax Saver Fund Direct Growth

Equity

UTI Mutual Fund

Elss (Tax Savings)

Get the latest NAV of UTI ELSS Tax Saver Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹229.69

▼-0.7%1D

NAV as on 22 Aug 2025

14.35%/per year

Since Inception

Absolute Gain%

▲▼

664 people have invested ₹ 19.4L in UTI ELSS Tax Saver Fund Direct Growth in the last three months

UTI ELSS Tax Saver Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (22-Aug-25)

The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-1.04%
1.65%
10.06%
-1.96%
14.33%
19.01%
Nifty 500
-1.87%
0.92%
11.12%
-1.82%
15.07%
19.53%
Elss (Tax Savings) Avg
-1.1%
2.66%
11.43%
-0.96%
17.55%
20.71%
Best in Elss (Tax Savings)
1.33%
6.18%
16.46%
7.73%
26.46%
27.85%
Worst in Elss (Tax Savings)
-4.59%
0.5%
7.05%
-10.85%
12.86%
14.95%
Category Rank
21/23
21/23
20/23
19/23
12/23
--

UTI ELSS Tax Saver Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

21
/23
27% Performance
38% Risk Management
40% Cost

Ranked 21 out of 23 mutual funds in the elss (tax savings) category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
UTI ELSS Tax Saver Fund
21/23
3,732Cr
0.89%
-1.96%
14.33%
-1.28
0.93
0.64
1.02
-0.58
Parag Parikh ELSS Tax Saver Fund Direct Growth
1/23
5,538Cr
0.62%
5.73%
20.11%
6.40
0.66
1.36
2.55
0.64
HDFC ELSS TaxSaver Fund Direct Growth
2/23
16,579Cr
1.09%
5.46%
23.16%
6.93
0.84
1.35
2.59
1.88
SBI ELSS Tax Saver Fund Direct Growth
3/23
30,271Cr
0.95%
-0.94%
25.29%
8.20
0.95
1.33
2.51
2.38
See all
Positive: Beats FD returns for both 3Y & 5Y
Beats FD returns for both 3Y & 5Y
Negative: Has not generated consistent returns
Has not generated consistent returns
Negative: Does not beat the benchmark consistently
Does not beat the benchmark consistently
Negative: Higher probablity of downside risk
Higher probablity of downside risk

UTI ELSS Tax Saver Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
▲
▼

UTI ELSS Tax Saver Fund Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

Equity 99.4%

Debt & Cash 0.6%

Large cap
72.9%
Mid cap
14.7%
Small cap
11.8%
Large Cap allocation has gone up from 72.8% to 72.9%
Large Cap allocation has gone up from 72.8% to 72.9%
Small Cap allocation has gone up from 8.1% to 11.8%
Small Cap allocation has gone up from 8.1% to 11.8%
Mid Cap allocation has gone down from 15.9% to 14.7%
Mid Cap allocation has gone down from 15.9% to 14.7%
Cash allocation has gone down from 3.1% to 0.6%
Cash allocation has gone down from 3.1% to 0.6%

UTI ELSS Tax Saver Fund Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Equity 99.4%

Debt & Cash 0.6%

Financial Services
31%
Consumer Cyclical
14.8%
Tech
11.4%
Industrial
8%
Consumer Defensive
7.1%
Communication
6.5%
Health
6%
Basic Materials
5.5%
Utilities
3.9%
Energy
3.1%
Real Estate
2.7%

Top 3 Sectors in July were Financial Services, Consumer Cyclical & Tech

Jul'25

Financial Services

34%

Consumer Cyclical

14%

Tech

10%

Jun'25

Financial Services

33%

Consumer Cyclical

14%

Tech

10%

UTI ELSS Tax Saver Fund Holdings Details

as on (31-Jul-25)

Equity

Holdings
Weight%
1M Change
HDFC Bank Ltd
9.87%
-2.7%
ICICI Bank Ltd
7.54%
-5%
Infosys Ltd
4.89%
0%
Bharti Airtel Ltd
4.62%
0%
Kotak Mahindra Bank Ltd
3.71%
94.4%
See all
Top Stocks bought last month
Kotak Mahindra Bank Ltd's allocation increased from 2.01% to 3.71%
Kotak Mahindra Bank Ltd's allocation increased from 2.01% to 3.71%
HCL Technologies Ltd's allocation increased from 0.22% to 1.77%
HCL Technologies Ltd's allocation increased from 0.22% to 1.77%
State Bank of India's allocation increased from 0.53% to 1.6%
State Bank of India's allocation increased from 0.53% to 1.6%
Top Stocks sold last month
Infosys Ltd's allocation decreased from 4.99 % to 4.89 %
Infosys Ltd's allocation decreased from 4.99 % to 4.89 %
Bharti Airtel Ltd's allocation decreased from 4.66 % to 4.62 %
Bharti Airtel Ltd's allocation decreased from 4.66 % to 4.62 %
Reliance Industries Ltd's allocation decreased from 3.87 % to 3.69 %
Reliance Industries Ltd's allocation decreased from 3.87 % to 3.69 %

UTI ELSS Tax Saver Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.89%
Benchmark
Nifty 500 TR INR
AUM₹3732 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹500
Exit Load0%
Lock In3 Years
TurnOver
23.69%
Risk
Risk meter
pointer
Very High Risk

About UTI ELSS Tax Saver Fund

UTI ELSS Tax Saver Fund Direct Growth is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Amit Premchandani. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. UTI ELSS Tax Saver Fund Direct Growth has ₹3732 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 0.9.

Returns

UTI ELSS Tax Saver Fund Direct Growth has given a CAGR return of 14.35% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of -1.96%, 14.33% and 19.01% respectively.

Holdings

UTI ELSS Tax Saver Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Tech, Industrial, Health, Communication, Consumer Defensive, Energy, Utilities, Basic Materials, Real Estate. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Bharti Airtel Ltd, Kotak Mahindra Bank Ltd

Taxation

As it is a elss (tax savings) mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of UTI ELSS Tax Saver Fund Direct Growth

The primary objective of the scheme is to invest predominantly in equity and equity related securities of companies across the market capitalization spectrum. securities shall also include fully/partly convertible debentures/bonds.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for UTI ELSS Tax Saver Fund Direct Growth of 3 Years

Fund Manager

Amit Premchandani

Fund Manager of UTI ELSS Tax Saver Fund Direct Growth, since 16 June 2025

Learn more about UTI Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 3.7K Cr
₹ 3.9K Cr
₹ 3.8K Cr
  • AUM of the fund stands at 3.7K Cr as of Jul'25
  • AUM decreased by 150.5 Cr between Jul'25 and Jun'25

Compare UTI ELSS Tax Saver Fund

UTI ELSS Tax Saver Fund

VS

Axis ELSS Tax Saver Fund Direct Growth

Frequently Asked Questions for UTI ELSS Tax Saver Fund Direct Growth

How do I invest in UTI ELSS Tax Saver Fund?

INDmoney makes it simple to invest in the UTI ELSS Tax Saver Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘UTI ELSS Tax Saver Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of UTI ELSS Tax Saver Fund?

The NAV of the fund today is ₹229.69. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

UTI ELSS Tax Saver Fund fund has generated a return of -1.96% in 1 year, 14.33% in 3 years, 19.01% in 5 years.

Who is the fund manager of UTI ELSS Tax Saver Fund?

The fund managers are Amit Premchandani.

What is the expense ratio of the fund?

The expense ratio is 0.89%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹3732 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of UTI ELSS Tax Saver Fund?

The top 3 holdings of the fund are HDFC Bank Ltd(9.87%), ICICI Bank Ltd(7.54%), Infosys Ltd(4.89%)