UTI Liquid Fund Direct Growth
Get the latest NAV of UTI Liquid Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.
₹4411.84
NAV as on 07 Nov 2025
6.84%/per year
Since Inception
▲▼
466 people have invested ₹ 3.4Cr in UTI Liquid Fund Direct Growth in the last three months
UTI Liquid Fund Performance vs. Liquid Index
Fund returns vs Benchmark returns vs Category Average returns as on (07-Nov-25)
The fund has consistently outperformed the benchmark (Liquid Index) over the last 1Y, 3Y, 5Y time periods.
UTI Liquid Fund Ranking and Peer Comparison
Ranked based on performance, risk management and cost efficiency
Ranked 6 out of 23 mutual funds in the liquid category as per INDmoney.
UTI Liquid Fund Returns Calculator
Calculate SIP and lumpsum returns based on historical performance
Total Investment
0
Profit
Total Corpus
0
UTI Liquid Fund Asset Allocation
See fund asset allocation details as on (14-Oct-25)
Fund Distribution
as on (14-Oct-25)
UTI Liquid Fund Sector Allocation
See fund sector allocation details as on (14-Oct-25)
Sector Allocation
Top 3 Sectors in September were Real Estate, Corporate & Government
Real Estate
100%
Corporate
17%
Government
Real Estate
100%
Corporate
14%
Government
UTI Liquid Fund Holdings Details
as on (31-Oct-25)
UTI Liquid Fund Direct Growth Overview
Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.
| Expense ratio | 0.15% |
Benchmark | Nifty Liquid Index A-I TR INR |
| AUM | ₹21946 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/-- |
Exit Load | 0.0% |
| Lock In | No Lock-in |
TurnOver | 311.1% |
| Risk |   Moderate Risk |
About UTI Liquid Fund
UTI Liquid Fund Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Amit Sharma. This fund gives you the benefit of diversification.
Key Parameters
- UTI Liquid Fund Direct Growth has ₹21946 Cr worth of assets under management (AUM) as on Oct 2025 and is more than category average.
- The fund has an expense ratio 0.2.
Returns
UTI Liquid Fund Direct Growth has given a CAGR return of 6.84% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 6.77%, 7.09% and 5.79% respectively.
Holdings
UTI Liquid Fund Direct Growth has allocated its funds majorly in Real Estate, Cash Equivalent, Corporate, Government.
Taxation
As it is a liquid mutual fund the taxation is as follows:If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitLong term gains up to Rs 1 lakh are exempt from taxation (more than 12 months).
Investment objective of UTI Liquid Fund Direct Growth
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of debt & money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 2500.00. UTI Liquid Fund Direct Growth has no lock in period.
Fund Manager
Amit Sharma
Fund Manager of UTI Liquid Fund Direct Growth, since 7 July 2017
- AUM of the fund stands at 21.9K Cr as of Sep'25
- AUM decreased by 3.1K Cr between Sep'25 and Aug'25
Frequently Asked Questions for UTI Liquid Fund Direct Growth
How do I invest in UTI Liquid Fund?
- Download the INDmoney app.
- Search for ‘UTI Liquid Fund’.
- Select whether you want to invest in SIP or lump sum.
- Enter the amount you wish to invest.
- Set up payments via bank mandate or UPI.