UTI Focused Fund Direct Growth
Equity
Direct
Focused Fund
NAV as on 21-10-2024
₹ 16.63
1D
Inception Returns
17.9%
/yr
About UTI Focused Fund Direct Growth
UTI Focused Fund Direct Growth is an equity fund. This fund was started on 25 August, 2021. The fund is managed by Vishal Chopda. The fund could potentially beat inflation in the long-run.
Key Parameters
- UTI Focused Fund Direct Growth has ₹2942 Cr worth of assets under management (AUM) as on Sep 2024 and is less than category average.
- The fund has an expense ratio 0.7.
Returns
UTI Focused Fund Direct Growth has given a CAGR return of 17.86% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 36.70% and 16.32% respectively.
Holdings
UTI Focused Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Consumer Cyclical, Industrial, Tech, Consumer Defensive, Health, Basic Materials, Utilities, Communication, Government, Energy, Real Estate. Its top holdings are ICICI Bank Ltd, HDFC Bank Ltd, Infosys Ltd, Trent Ltd, Bharti Airtel Ltd
Taxation
As it is a focused fund mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 15%For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefitDividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.
Investment objective of UTI Focused Fund Direct Growth
The investment objective of the scheme is to generate long term capital appreciation by investing in equity & equity related instruments of maximum 30 stocks across market caps. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Focused Fund Direct Growth has no lock in period.
Historical NAV & Returns
Annualised
▲
▼
619 people have invested ₹ 58.1L in UTI Focused Fund Direct Growth in the last three months
INDmoney Rank for UTI Focused Fund Direct Growth
Powered by IND quant engine
7
/19
46% Performance
61% Risk Management
81% Cost
7 out of 19 among focused fund
Lower volatility within category
Protects capital during bear phase
Recovers losses quickly
Underperforms benchmarks during bull run
UTI Focused Fund Direct Growth Overview
| Expense ratio | 0.65% |
Benchmark | S&P BSE 500 India TR INR |
| AUM | ₹2942 Cr |
| Inception Date | 25 August, 2021 |
| Min Lumpsum/SIP | ₹5000/₹500 |
Exit Load | 1.0% |
| Lock In | No Lock-in |
TurnOver | 13.6% |
| STCG | Redeeming before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Trailing Returns
as on (21-Oct-24)
Fund Distribution
as on (30-Sep-24)
Large cap
76%
Mid cap
22.2%
Sector Allocation
Financial Services
28.5%
Consumer Cyclical
13.3%
Industrial
11.3%
Tech
10.7%
Consumer Defensive
9.5%
Health
6.3%
Basic Materials
6%
Utilities
4.7%
Communication
4.6%
Energy
2.5%
Real Estate
2.5%
All changes are between Jul'24 and Sep'24
- This fund’s returns stands at 2.84% whereas the fund’s underlying benchmark Nifty 500 returns stands at 2.04% as on Sep'24
- This fund outperformed Nifty 500 by 0.80% in Sep'24
- AUM of the fund stands at 2.9K Cr as of Sep'24
- AUM has remained same between Sep'24 and Aug'24
Top Stocks bought last month
Bharat Electronics Ltd's allocation increased from 2.81% to 3.2%
HDFC Bank Ltd's allocation increased from 7.66% to 8.01%
Bharti Airtel Ltd's allocation increased from 4.33% to 4.56%
Top Stocks sold last month
Infosys Ltd's allocation decreased from 7.21 % to 6.82 %
Trent Ltd's allocation decreased from 5.33 % to 5.15 %
LTIMindtree Ltd's allocation decreased from 3.7 % to 3.68 %
Mid Cap allocation has gone up from 19.1% to 22.2%
Large Cap allocation has gone down from 76.3% to 76%
Debt allocation has gone down from 0.1% to 0.1%
Cash allocation has gone down from 4.6% to 1.8%
Top 3 Sectors in September were Financial Services, Consumer Cyclical & Tech
Sep'24
Financial Services
28%
Consumer Cyclical
13%
Industrial
11%
Aug'24
Financial Services
29%
Consumer Cyclical
12%
Tech
11%
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 ICICI Bank Ltd | 8.29% | 0% | |
 HDFC Bank Ltd | 8.01% | 1% | |
 Infosys Ltd | 6.82% | 0% | |
 Trent Ltd | 5.15% | -6.7% | |
 Bharti Airtel Ltd | 4.56% | 0% |
See all
See all
Top Growth Drivers | 1M Return |
|---|---|
 Trent Ltd | 6% |
 Bharti Airtel Ltd | 2.6% |
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Vishal Chopda
Fund Manager of UTI Focused Fund Direct Growth, since 2 May 2022
Top funds managed
Fund House
UTI Asset Management Co Ltd
Total Schemes
Total AUM
₹2.29L Cr
as on 30-Sep-2024
Address
PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051
Phone
+912266786666
Website
service@uti.co.in
UTI Focused Fund Direct Growth Highlights
Very High Risk
Investors understand that their principal will be at Very High Risk
About the fund
This fund has delivered an average annual returns of 17.86% since inception which is less than its category average return of 18.45%
Fund Allocations
This fund has an allocation of 98.16% in Equity, 0.07% in Debt and 1.77% in Cash related instruments
AUM size ₹0 Cr
This fund has AUM of ₹0 Cr which is less than its category average of ₹ 4925 Cr
Expense Ratio 0.65%
This fund has an expense ratio of 0.65% which is less than its category average expense ratio of 1.46%
Frequently Asked Questions for UTI Focused Fund Direct Growth
The current NAV of UTI Focused Fund Direct Growth is ₹16.63 as on 21-Oct-2024.
Existing (Absolute + CAGR) as on 21-Oct-2024.
UTI Focused Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | -3.33% | -3.33% |
6 Month Returns | 18.27% | 18.27% |
1 Year Returns | 36.7% | 36.7% |
3 Years Returns | 57.37% | 16.32% |
5 Years Returns | 0% | 0% |
With INDmoney, the process of investing is very simple and involves zero commission.
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
0.65% as on September 2024
₹2942 Cr as on September 2024
ICICI Bank Ltd(8.29%), HDFC Bank Ltd(8.01%), Infosys Ltd(6.82%), Trent Ltd(5.15%), Bharti Airtel Ltd(4.56%) as on September 2024
Financial Services(27.95%), Consumer Cyclical(13.08%), Industrial(11.13%) as on September 2024
The alpha ratio for the UTI Focused Fund Direct Growth for various period is as follows:
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
UTI Focused Fund Direct Growth | 4.3 | 2.45 | - |
As on September 2024
The alpha for UTI Focused Fund Direct Growth is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI Focused Fund Direct Growth for various period is as follows:
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
UTI Focused Fund Direct Growth | 0.91 | 0.88 | - |
As on September 2024
The Beta for UTI Focused Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI Focused Fund Direct Growth for various period is as follows:
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
UTI Focused Fund Direct Growth | 2.78 | 1.07 | - |
As on September 2024
The sharpe ratio for UTI Focused Fund Direct Growth is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI Focused Fund Direct Growth for various period is as follows:
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
UTI Focused Fund Direct Growth | 10.98 | 12.36 | - |
As on September 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 2.22 as on September 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.28 as on September 2024. It tells the consistency of the fund in generating superior risk-adjusted performance
Vishal Chopda is the fund manager of UTI Focused Fund Direct Growth
The Exit load of UTI Focused Fund Direct Growth is 1%