UTI Focused Fund Direct Growth

UTI Focused Fund Direct Growth

Equity

UTI Mutual Fund

Focused Fund

Get the latest NAV of UTI Focused Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹15.94

▼-0.5%1D

NAV as on 13 May 2025

13.36%/per year

Since Inception

Absolute Gain%

▲▼

486 people have invested ₹ 35.3L in UTI Focused Fund Direct Growth in the last three months

UTI Focused Fund Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (13-May-25)

The fund has outperformed the benchmark (Nifty 500) over 1Y, 3Y, but underperformed over 5Y.

Period
This Fund
Nifty 500
Category Avg
1 Month
6.77%
7.69%
7.63%
3 Months
5.5%
6.91%
6.33%
6 Months
2.13%
1.98%
-0.68%
1 Year
9.4%
8.96%
10.9%
3 Years
20.45%
18.38%
19.83%

UTI Focused Fund Ranking and Peer Comparison

Ranked based on performance, risk management and cost efficiency

11
/19
48% Performance
49% Risk Management
81% Cost

Ranked 11 out of 19 mutual funds in the focused fund category as per INDmoney.

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
UTI Focused Fund
11/19
2,561Cr
0.69%
9.4%
20.45%
13.36%
HDFC Focused 30 Fund Direct Growth
1/19
17,227Cr
0.81%
18.67%
28.38%
16.01%
SBI Focused Equity Fund Direct Growth
9/19
36,041Cr
0.77%
13.93%
18.3%
15.9%
HSBC Focused Fund Direct Growth
16/19
1,588Cr
0.92%
8.29%
20.32%
21.29%
See all
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Hold on while we find any good points for this fund.
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Underperforms benchmarks during bull run

UTI Focused Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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UTI Focused Fund Asset Allocation

See fund asset allocation details as on (15-Apr-25)

Fund Distribution

as on (15-Apr-25)

Equity 97.1%

Debt & Cash 2.9%

Large cap
72.8%
Mid cap
22.3%
Small cap
2.1%
Small Cap allocation has gone up from 1.8% to 2%
Small Cap allocation has gone up from 1.8% to 2%
Mid Cap allocation has gone up from 22% to 23.1%
Mid Cap allocation has gone up from 22% to 23.1%
Large Cap allocation has gone down from 74% to 72.6%
Large Cap allocation has gone down from 74% to 72.6%
Cash allocation has gone up from 2.2% to 2.3%
Cash allocation has gone up from 2.2% to 2.3%

UTI Focused Fund Sector Allocation

See fund sector allocation details as on (15-Apr-25)

Sector Allocation

Equity 97.1%

Debt & Cash 2.9%

Financial Services
28.5%
Consumer Cyclical
13.3%
Industrial
11.3%
Tech
10.7%
Consumer Defensive
9.5%
Health
6.3%
Basic Materials
6%
Utilities
4.7%
Communication
4.6%
Energy
2.5%
Real Estate
2.5%

Top 3 Sectors in March were Financial Services, Consumer Cyclical & Tech

Mar'25

Financial Services

32%

Consumer Cyclical

12%

Industrial

11%

Feb'25

Financial Services

33%

Consumer Cyclical

12%

Tech

11%

UTI Focused Fund Holdings Details

as on (30-Apr-25)

Equity

Holdings
Weight%
1M Change
HDFC Bank Ltd
9.83%
-0.7%
ICICI Bank Ltd
8.52%
-2.7%
Infosys Ltd
5.86%
-7.2%
Bharti Airtel Ltd
4.73%
-1.7%
Godrej Consumer Products Ltd
4.43%
0.6%
See all
Top Stocks bought last month
Tata Steel Ltd's allocation increased from 1.8% to 2.29%
Tata Steel Ltd's allocation increased from 1.8% to 2.29%
Avenue Supermarts Ltd's allocation increased from 3.22% to 3.65%
Avenue Supermarts Ltd's allocation increased from 3.22% to 3.65%
Godrej Consumer Products Ltd's allocation increased from 3.93% to 4.32%
Godrej Consumer Products Ltd's allocation increased from 3.93% to 4.32%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 10.08 % to 9.99 %
HDFC Bank Ltd's allocation decreased from 10.08 % to 9.99 %
Infosys Ltd's allocation decreased from 7.43 % to 6.07 %
Infosys Ltd's allocation decreased from 7.43 % to 6.07 %
LTIMindtree Ltd's allocation decreased from 3.64 % to 3.35 %
LTIMindtree Ltd's allocation decreased from 3.64 % to 3.35 %

UTI Focused Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.69%
Benchmark
Nifty 500 TR INR
AUM₹2561 Cr
Inception Date25 August, 2021
Min Lumpsum/SIP₹5000/₹500
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
13.6%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

About UTI Focused Fund

UTI Focused Fund Direct Growth is an equity fund. This fund was started on 25 August, 2021. The fund is managed by Vishal Chopda. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. UTI Focused Fund Direct Growth has ₹2561 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
  2. The fund has an expense ratio 0.7.

Returns

UTI Focused Fund Direct Growth has given a CAGR return of 13.36% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 9.40% and 20.45% respectively.

Holdings

UTI Focused Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Financial Services, Industrial, Consumer Cyclical, Tech, Consumer Defensive, Health, Basic Materials, Communication, Utilities, Energy, Real Estate. Its top holdings are HDFC Bank Ltd, ICICI Bank Ltd, Infosys Ltd, Bharti Airtel Ltd, Godrej Consumer Products Ltd

Taxation

As it is a focused fund mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of UTI Focused Fund Direct Growth

The investment objective of the scheme is to generate long term capital appreciation by investing in equity & equity related instruments of maximum 30 stocks across market caps. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI Focused Fund Direct Growth has no lock in period.

Fund Manager

Vishal Chopda

Fund Manager of UTI Focused Fund Direct Growth, since 2 May 2022

Learn more about UTI Mutual Fund
Parameters
Mar'25
Feb'25
Jan'25
AUM
₹ 2.5K Cr
₹ 2.4K Cr
₹ 2.6K Cr
  • AUM of the fund stands at 2.5K Cr as of Mar'25
  • AUM increased by 135.4 Cr between Mar'25 and Feb'25

Compare UTI Focused Fund

UTI Focused Fund

VS

SBI Focused Equity Fund Direct Growth

Frequently Asked Questions for UTI Focused Fund Direct Growth

What is the current NAV of UTI Focused Fund Direct Growth?

The current NAV of UTI Focused Fund Direct Growth is ₹15.94 as on 13-May-2025.

What are the average returns of UTI Focused Fund Direct Growth?

Existing (Absolute + CAGR) as on 13-May-2025.
UTI Focused Fund Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
6.77%
6.77%
6 Month Returns
2.13%
2.13%
1 Year Returns
9.4%
9.4%
3 Years Returns
74.74%
20.45%

How do I invest in UTI Focused Fund Direct Growth?

With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.

What is the expense ratio of UTI Focused Fund Direct Growth?

0.69% as on April 2025

What is net assets under management (AUM) of UTI Focused Fund Direct Growth?

₹2561 Cr as on April 2025

What are the top 5 holdings of UTI Focused Fund Direct Growth?

HDFC Bank Ltd(9.83%), ICICI Bank Ltd(8.52%), Infosys Ltd(5.86%), Bharti Airtel Ltd(4.73%), Godrej Consumer Products Ltd(4.43%) as on April 2025

What are the top 3 sectors that this UTI Focused Fund Direct Growth has invested in?

Financial Services(31.08%), Industrial(11.1%), Consumer Cyclical(10.41%) as on April 2025

What is the alpha of UTI Focused Fund Direct Growth?

The alpha ratio for the UTI Focused Fund Direct Growth for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
UTI Focused Fund Direct Growth
1.33
2.49
-
As on April 2025
The alpha for UTI Focused Fund Direct Growth is calculated against Nifty 500 TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.

What is the beta of UTI Focused Fund Direct Growth??

The Beta ratio for the UTI Focused Fund Direct Growth for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
UTI Focused Fund Direct Growth
1.01
0.92
-
As on April 2025
The Beta for UTI Focused Fund Direct Growth is calculated with Nifty 500 TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.

What is the sharpe ratio of UTI Focused Fund Direct Growth?

The sharpe ratio for the UTI Focused Fund Direct Growth for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
UTI Focused Fund Direct Growth
0.1
0.75
-
As on April 2025
The sharpe ratio for UTI Focused Fund Direct Growth is calculated with Nifty 500 TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.

What is the standard deviation of UTI Focused Fund Direct Growth?

The standard deviation for the UTI Focused Fund Direct Growth for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
UTI Focused Fund Direct Growth
17.37
14.37
-
As on April 2025
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.

What is the Sortino ratio of UTI Focused Fund Direct Growth?

Sortino ratio is 1.25 as on April 2025. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.

What is the information ratio of UTI Focused Fund Direct Growth?

Information ratio is 0.42 as on April 2025. It tells the consistency of the fund in generating superior risk-adjusted performance

Who is the manager of UTI Focused Fund Direct Growth?

Vishal Chopda is the fund manager of UTI Focused Fund Direct Growth

What is the exit load of UTI Focused Fund Direct Growth?

The Exit load of UTI Focused Fund Direct Growth is 1%