UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl

Equity
Direct
Dividend Yield
UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl

About the Fund

UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl is an equity fund. This fund was started on 1 January, 2013. The fund is managed by Amit Premchandani. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl has ₹3776 Cr worth of assets under management (AUM) as on May 2024 and is more than category average.
  2. The fund has an expense ratio 1.4.

Returns

UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl has given a CAGR return of 15.11% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 51.26%, 21.77% and 21.36% respectively.

Holdings

UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Financial Services, Tech, Government, Consumer Cyclical, Consumer Defensive, Health, Industrial, Utilities, Energy, Basic Materials. Its top holdings are HDFC Bank Ltd, Bharat Electronics Ltd, Mahindra & Mahindra Ltd, Infosys Ltd, Tech Mahindra Ltd

Taxation

As it is a dividend yield mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Dividends will always be taxed at slab rate. Gains upto Rs 1 lakh are exempt in case of long term.

Investment objective of UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl

The objective of the scheme is to generate long term capital appreciation and income by investing predominantly in dividend yielding equity and equity related securities.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl has no lock in period.

Fund Performance
zero opening, trading, fund transfer fee
14 people have invested ₹ 81K in UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl in the last three months

Fund Overview

Expense ratio1.4%
Benchmark
S&P BSE 500 India TR INR
AUM₹3776 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
1%
Lock InNo Lock-in
TurnOver
16.16%
Risk
Risk meter
pointer
Very High Risk

Fund Distribution
as on (31-May-24)

  • Equity 97.9%

  • Debt & Cash 2.1%

Large cap
65.8%

Small cap
19.5%

Mid cap
12.6%

Sector Allocation

May'24

Apr'24

Mar'24

Financial Services
22%
Tech
14.5%
Consumer Cyclical
11.3%
Consumer Defensive
10.1%
Health
10%
Industrial
9.3%
Utilities
8.9%
Energy
8%
Basic Materials
6%
All changes are between Mar'24 and May'24

Returns for the month of May

  • Gainers

  • Losers

Amit Premchandani
Amit Premchandani
Fund Manager of UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl, since 16 November 2022

UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 15.11% since inception which is less than its category average return of 21.47%
Fund Allocations

Fund Allocations

This fund has an allocation of 97.87% in Equity, 0.25% in Debt and 1.87% in Cash related instruments
AUM size ₹3776 Cr

AUM size ₹3776 Cr

This fund has AUM of ₹3776 Cr which is more than its category average of ₹ 3010 Cr
Expense Ratio 1.4%

Expense Ratio 1.4%

This fund has an expense ratio of 1.4% which is less than its category average expense ratio of 1.51%

Frequently Asked Questions

The current NAV of UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl is ₹39.18 as on 20-Jun-2024.
Existing (Absolute + CAGR) as on 20-Jun-2024.
UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl
Absolute Returns
CAGR Returns
1 Month Returns
8.2%
8.2%
6 Month Returns
22.73%
22.73%
1 Year Returns
51.26%
51.26%
3 Years Returns
80.58%
21.77%
5 Years Returns
163.3%
21.36%
With INDmoney, the process of investing is very simple and involves zero commission.
  • Click Buy on the fund name.
  • Input the amount you are looking to invest.
  • Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
  • Select your bank account and proceed with Payment.
1.4% as on May 2024
₹3776 Cr as on May 2024
HDFC Bank Ltd(7.3%), Bharat Electronics Ltd(4.47%), Mahindra & Mahindra Ltd(3.65%), Infosys Ltd(3.54%), Tech Mahindra Ltd(3.25%) as on May 2024
Financial Services(21.57%), Tech(14.14%), Consumer Cyclical(11.04%) as on May 2024
The alpha ratio for the UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl for various period is as follows:
Fund Name
Alpha 1 Year
Alpha 3 Years
Alpha 5 Years
UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl
5.5
2.67
3.11
As on May 2024
The alpha for UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl is calculated against S&P BSE 500 India TR INR. Higher alpha indicates that this fund has generated extra returns compared to the benchmark index. An alpha of 1.0 means the fund has outperformed its benchmark index by 1%.
The Beta ratio for the UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl for various period is as follows:
Fund Name
Beta 1 Year
Beta 3 Years
Beta 5 Years
UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl
1.03
0.92
0.82
As on May 2024
The Beta for UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl is calculated with S&P BSE 500 India TR INR. Beta tells the volatility of the mutual fund relative to its benchmark. If the beta of a mutual fund is more than 1, then the mutual fund is more volatile than its benchmark. If beta is less than 1, then the mutual fund is less volatile than the benchmark.
The sharpe ratio for the UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl for various period is as follows:
Fund Name
Sharpe Ratio 1 Year
Sharpe Ratio 3 Years
Sharpe Ratio 5 Years
UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl
2.61
1.06
0.85
As on May 2024
The sharpe ratio for UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl is calculated with S&P BSE 500 India TR INR. Sharpe ratio tells risk-adjusted-returns of the mutual fund. The higher a fund's Sharpe ratio, the better a fund's returns have been relative to the risk it has taken on.
The standard deviation for the UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl for various period is as follows:
Fund Name
Standard Deviation 1 Year
Standard Deviation 3 Years
Standard Deviation 5 Years
UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl
11.61
13.06
16.43
As on May 2024
Standard deviation tells the volatility of the returns of the mutual fund. The higher a fund's Standard deviation, the higher the volatility of the fund's returns.
Sortino ratio is 1.99 as on May 2024. Sortino ratio tells the downside risk-adjusted-returns of the mutual fund.
Information ratio is 0.35 as on May 2024. It tells the consistency of the fund in generating superior risk-adjusted performance
Amit Premchandani is the fund manager of UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl
The Exit load of UTI-Dividend Yield Fund-Direct Payout Inc Dist cum Cap Wdrl is 1%