UTI BSE Housing Index Fund Direct Growth
NAV as on 29-04-2025
₹ 13.92
▲1%
1D
Inception Returns
19.3%
/yr
Historical NAV & Returns
About UTI BSE Housing Index Fund Direct Growth
UTI BSE Housing Index Fund Direct Growth is an equity fund. This fund was started on 7 June, 2023. The fund is managed by Sharwan Kumar Goyal. The fund could potentially beat inflation in the long-run.
Key Parameters
- UTI BSE Housing Index Fund Direct Growth has ₹24 Cr worth of assets under management (AUM) as on Mar 2025 and is less than category average.
- The fund has an expense ratio 0.6.
Returns
UTI BSE Housing Index Fund Direct Growth has given a CAGR return of 19.32% since inception. Over the last 1 year the fund has given a CAGR return of 1.98%.
Holdings
UTI BSE Housing Index Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Basic Materials, Real Estate, Industrial, Consumer Cyclical, Tech, Financial Services. Its top holdings are Shree Cement Ltd, Macrotech Developers Ltd, Ambuja Cements Ltd, UltraTech Cement Ltd, Grasim Industries Ltd
Taxation
As it is a index funds mutual fund the taxation is as follows:For short term (less than a year) capital gains will be taxed at 20%For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefitDividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.
Investment objective of UTI BSE Housing Index Fund Direct Growth
The Investment objective of the Scheme is to provide returns that, before expenses, corresponds to the total return of the securities as represented by the underlying index, subject to tracking error. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 500.00. UTI BSE Housing Index Fund Direct Growth has no lock in period.
UTI BSE Housing Index Fund Direct Growth Overview
| Expense ratio | 0.57% |
Benchmark | BSE Housing TR INR |
| AUM | ₹24 Cr |
| Inception Date | 7 June, 2023 |
| Min Lumpsum/SIP | ₹1000/₹500 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 42.71% |
| STCG | Selling mutual fund before 1 year, returns taxed at 20%. |
| LTCG | After 1 year, 12.5% tax on returns over ₹1.25 lakh/year. |
| Risk |   Very High Risk |
Fund Distribution
as on (31-Mar-25)
- This fund’s returns stands at 7.46% whereas the fund’s underlying benchmark Nifty 50 returns stands at 6.33% as on Mar'25
- This fund outperformed Nifty 50 by 1.13% in Mar'25
- AUM of the fund stands at 23.8 Cr as of Mar'25
- AUM increased by 1.8 Cr between Mar'25 and Feb'25
Top 3 Sectors in March were Basic Materials, Real Estate & Industrial
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 Shree Cement Ltd | 5.26% | -19.6% | |
 Macrotech Developers Ltd | 5.26% | 5.9% | |
 Ambuja Cements Ltd | 5.23% | -4% | |
 UltraTech Cement Ltd | 5.19% | -8.3% | |
 Grasim Industries Ltd | 5.18% | -9.5% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
UTI BSE Housing Index Fund Direct Growth | 1.98% | - | - | 19.32% |
 Motilal Oswal Nifty Bank Index Fund Direct Growth | 16.16% | 16.09% | 22.44% | 13.49% |
Motilal Oswal Nifty Midcap 150 Index Fund Direct Growth | 10.22% | 21.78% | 32.82% | 25.84% |
 SBI Nifty Index Fund Direct Growth | 9.82% | 13.37% | 22.21% | 12.79% |
Top Growth Drivers | 1M Return |
|---|---|
 UltraTech Cement Ltd | 6.5% |
 Ambuja Cements Ltd | 2.8% |
 Shree Cement Ltd | 0.5% |
UTI BSE Housing Index Fund Direct Growth Highlights
Very High Risk
About the fund
Fund Allocations
AUM size ₹24 Cr
Expense Ratio 0.57%
More funds from UTI
5Y CAGR
▲ 30.50
5Y CAGR
▲ 23.34
5Y CAGR
▲ 28.09
Frequently Asked Questions for UTI BSE Housing Index Fund Direct Growth
UTI BSE Housing Index Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 3.21% | 3.21% |
6 Month Returns | -5.73% | -5.73% |
1 Year Returns | 1.98% | 1.98% |
3 Years Returns | 0% | 0% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
Fund Name | Alpha 1 Year | Alpha 3 Years | Alpha 5 Years |
UTI BSE Housing Index Fund Direct Growth | - | - | - |
Fund Name | Beta 1 Year | Beta 3 Years | Beta 5 Years |
UTI BSE Housing Index Fund Direct Growth | - | - | - |
Fund Name | Sharpe Ratio 1 Year | Sharpe Ratio 3 Years | Sharpe Ratio 5 Years |
UTI BSE Housing Index Fund Direct Growth | 0.01 | - | - |
Fund Name | Standard Deviation 1 Year | Standard Deviation 3 Years | Standard Deviation 5 Years |
UTI BSE Housing Index Fund Direct Growth | 22.88 | - | - |