UTI Medium to Long Duration Fund Direct Growth
NAV as on 08-05-2025
₹ 79.81
1D
Inception Returns
7.1%
/yr
Historical NAV & Returns
About UTI Medium to Long Duration Fund Direct Growth
UTI Medium to Long Duration Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Sunil Patil. This fund is suitable to keep your money safe.
Key Parameters
- UTI Medium to Long Duration Fund Direct Growth has ₹320 Cr worth of assets under management (AUM) as on Dec 1969 and is less than category average.
- The fund has an expense ratio 1.2.
Returns
UTI Medium to Long Duration Fund Direct Growth has given a CAGR return of 7.12% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 10.65%, 8.05% and 9.02% respectively.
Holdings
UTI Medium to Long Duration Fund Direct Growth has allocated its funds majorly in Government, Financial Services, Corporate, Consumer Defensive, Consumer Cyclical, Basic Materials, Industrial, Cash Equivalent. Its top holdings are 6.92% Govt Stock 2039, 6.79% Govt Stock 2034, 7.08% Andhra Pradesh State Development Loans (26/03/2037), LIC Housing Finance Limited, 7.17% Indian Railway Finance Corporation Limited**
Taxation
As it is a medium to long duration mutual fund the taxation is as follows:If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.Invested after 1 April 2023, capital gains will be taxed at your income slab rate.Dividends will always be taxed at slab rate.
Investment objective of UTI Medium to Long Duration Fund Direct Growth
The investment objective of the scheme is to generate optimal returns with adequate liquidity by investing in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Minimum Investment and lockin period
Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. UTI Medium to Long Duration Fund Direct Growth has no lock in period.
UTI Medium to Long Duration Fund Direct Growth Overview
| Expense ratio | 1.17% |
Benchmark | CRISIL Mid to Long Dur Debt A-III TR INR |
| AUM | ₹320 Cr |
| Inception Date | 1 January, 2013 |
| Min Lumpsum/SIP | ₹500/₹500 |
| Exit Load | 0% |
| Lock In | No Lock-in |
TurnOver | 192.43% |
| STCG | Selling mutual fund within 36 months, gains taxed at slab rates. |
| LTCG | Holding over 3 years, gains taxed at slab rates without indexation. |
| Risk |   Moderate Risk |
Trailing Returns
as on (08-May-25)
Fund Distribution
as on (31-Dec-69)
- AUM of the fund stands at 319.6 Cr as of Mar'25
- AUM increased by 8 Cr between Mar'25 and Feb'25
Top 3 Sectors in March were Financial Services, Government & Corporate
Holdings | Weight% | 1M Change | |
|---|---|---|---|
 6.92% Govt Stock 2039 | 37.82% | 0% | |
6.79% Govt Stock 2034 | 7.88% | 0% | |
LIC Housing Finance Limited | 7.85% | 0% | |
7.08% Andhra Pradesh State Development Loans (26/03/2037) | 7.85% | 0% | |
7.17% Indian Railway Finance Corporation Limited** | 7.78% | 0% |
Funds | 1Y Returns | 3Y Returns | 5Y Returns | Since Inception |
|---|---|---|---|---|
UTI Medium to Long Duration Fund Direct Growth | 10.65% | 8.05% | 9.02% | 7.12% |
 LIC MF Medium to Long Duration Fund-Direct Plan Growth Option | 11.62% | 9.12% | 6.24% | 7.38% |
 ICICI Prudential Bond Fund Direct Plan Growth | 10.91% | 9.04% | 7.29% | 8.31% |
 Kotak Bond Direct Growth | 10.66% | 8.75% | 6.99% | 7.97% |
Mutual Fund Insights
UTI Medium to Long Duration Fund Direct Growth Highlights
Moderate Risk
About the fund
AUM size ₹320 Cr
Expense Ratio 1.17%
More funds from UTI
1Y CAGR
▲ 11.06
5Y CAGR
▲ 5.97
5Y CAGR
▲ 9.54
Frequently Asked Questions for UTI Medium to Long Duration Fund Direct Growth
UTI Medium to Long Duration Fund Direct Growth | Absolute Returns | CAGR Returns |
1 Month Returns | 0.88% | 0.88% |
6 Month Returns | 5.26% | 5.26% |
1 Year Returns | 10.65% | 10.65% |
3 Years Returns | 26.13% | 8.05% |
- Click Buy on the fund name.
- Input the amount you are looking to invest.
- Select Lump Sum or SIP (Weekly, Monthly or Quarterly).
- Select your bank account and proceed with Payment.
AAA | 88.54 |
AA | 11.46 |