Union Liquid Fund Direct Growth

Union Liquid Fund Direct Growth

Debt

Union Mutual Fund

Liquid

Get the latest NAV of Union Liquid Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹2567.28

NAV as on 29 Aug 2025

6.54%/per year

Since Inception

Absolute Gain%

▲▼

841 people have invested ₹ 5.2Cr in Union Liquid Fund Direct Growth in the last three months

Union Liquid Fund Performance vs. Liquid Index

Fund returns vs Benchmark returns vs Category Average returns as on (29-Aug-25)

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
0.48%
1.49%
3.33%
7.04%
7.11%
5.71%
Liquid Avg
0.4%
1.29%
2.9%
6.18%
6.4%
5.12%
Best in Liquid
0.54%
1.55%
3.37%
7.1%
7.14%
5.96%
Worst in Liquid
0.45%
1.42%
3.04%
6.58%
6.67%
5.32%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Union Liquid Fund
-
5,838Cr
0.07%
7.04%
7.11%
-0.01
1.31
3.27
17.97
1.48
Aditya Birla Sun Life Liquid Fund Direct Growth
1/24
51,766Cr
0.21%
7.07%
7.14%
-0.04
1.52
2.99
16.83
1.52
Canara Robeco Liquid Fund Direct Growth
2/24
7,415Cr
0.07%
7.06%
7.1%
-0.05
1.44
2.93
18.19
1.17
Bajaj Finserv Liquid Fund Direct Growth
3/24
4,555Cr
0.11%
7.03%
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See all

Union Liquid Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

  • SIP

Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Union Liquid Fund Asset Allocation

See fund asset allocation details as on (14-Aug-25)

Fund Distribution

as on (14-Aug-25)

AAA
100%
Cash allocation has gone up from 99.7% to 99.8%
Cash allocation has gone up from 99.7% to 99.8%

Union Liquid Fund Sector Allocation

See fund sector allocation details as on (14-Aug-25)

Sector Allocation

Cash Equivalent
84.6%
Corporate
15%
Government
0.4%

Top 2 Sectors in July were Government, Corporate

Jul'25

Corporate

28%

Government

2%

Jun'25

Government

17%

Corporate

11%

Union Liquid Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.07%
Benchmark
CRISIL Liquid Debt A-I TR INR
AUM₹5838 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹5000/₹500
Exit Load
0.0%
Lock InNo Lock-in
TurnOver
432.37%
Risk
Risk meter
pointer
Low to Moderate Risk

About Union Liquid Fund

Union Liquid Fund Direct Growth is a debt fund. This fund was started on 1 January, 2013. The fund is managed by Parijat Agrawal, Devesh Thacker. This fund is suitable to keep your money safe.

Key Parameters

  1. Union Liquid Fund Direct Growth has ₹5838 Cr worth of assets under management (AUM) as on Aug 2025 and is more than category average.
  2. The fund has an expense ratio 0.1.

Returns

Union Liquid Fund Direct Growth has given a CAGR return of 6.54% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 7.04%, 7.11% and 5.71% respectively.

Holdings

Union Liquid Fund Direct Growth has allocated its funds majorly in Cash Equivalent, Corporate, Government. Its top holdings are 91 Days Tbill (Md 28/08/2025), SBI Cards & Payment Services Private Limited, Axis Bank Limited, HDFC Bank Limited, Indian Oil Corporation Ltd.

Taxation

As it is a liquid mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of Union Liquid Fund Direct Growth

To provide reasonable returns commensurate with lower risk and high level of liquidity through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be achieved.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 500.00. Union Liquid Fund Direct Growth has no lock in period.

Fund Manager

Parijat Agrawal

Fund Manager of Union Liquid Fund Direct Growth, since 18 June 2021

Devesh Thacker

Fund Manager of Union Liquid Fund Direct Growth, since 2 September 2010

Learn more about Union Mutual Fund
Parameters
Jul'25
Jun'25
May'25
AUM
₹ 4.5K Cr
₹ 3.4K Cr
₹ 5.1K Cr
  • AUM of the fund stands at 4.5K Cr as of Jul'25
  • AUM increased by 1.2K Cr between Jul'25 and Jun'25

Frequently Asked Questions for Union Liquid Fund Direct Growth

How do I invest in Union Liquid Fund?

INDmoney makes it simple to invest in the Union Liquid Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Union Liquid Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Union Liquid Fund?

The NAV of the fund today is ₹2567.28. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Union Liquid Fund fund has generated a return of 7.04% in 1 year, 7.11% in 3 years, 5.71% in 5 years.

Who is the fund manager of Union Liquid Fund?

The fund managers are Parijat Agrawal, Devesh Thacker.

What is the exit load of the fund?

The exit load is 0.007% if redeemed in 0-1 Days, 0.0065% if redeemed in 1-2 Days, 0.006% if redeemed in 2-3 Days, 0.0055% if redeemed in 3-4 Days, 0.005% if redeemed in 4-5 Days, 0.0045% if redeemed in 5-6 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.07%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹5838 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Union Liquid Fund?

The top 3 holdings of the fund are 91 Days Tbill (Md 28/08/2025)(3.41%), SBI Cards & Payment Services Private Limited(2.57%), Axis Bank Limited(2.56%)