TrustMF Banking & PSU Fund Direct Growth

TrustMF Banking & PSU Fund Direct Growth

Debt

Trust Mutual Fund

Banking & Psu

Get the latest NAV of TrustMF Banking & PSU Fund Direct Growth. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹1306.12

NAV as on 15 Jul 2025

6.29%/per year

Since Inception

Absolute Gain%

▲▼

1 people have invested ₹ 2.2 in TrustMF Banking & PSU Fund Direct Growth in the last three months

Fund Performance

as on (15-Jul-25)

Period
This Fund
Banking and PSU Index
1 Month
0.67%
0.51%
3 Months
2.32%
2.08%
6 Months
5.26%
5.04%
1 Year
9.23%
8.81%
3 Years
7.67%
7.36%

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
Inception Returns
TrustMF Banking & PSU Fund
-
109Cr
0.21%
9.23%
7.67%
6.29%
ICICI Prudential Banking and PSU Debt Fund Direct Growth
1/12
10,588Cr
0.39%
9.24%
8.23%
8.27%
Kotak Banking and PSU Debt Fund Direct Growth
2/12
6,183Cr
0.4%
9.54%
8.1%
8.27%
Bandhan Banking & PSU Fund Direct Growth
3/12
13,500Cr
0.33%
9.04%
7.58%
7.87%
See all

TrustMF Banking & PSU Fund Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

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Total Investment

0

Profit

Total Corpus

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Absolute Return
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TrustMF Banking & PSU Fund Asset Allocation

See fund asset allocation details as on (14-Jul-25)

Fund Distribution

as on (14-Jul-25)

Debt & Cash 99%

AAA
100%
Cash allocation has gone down from 30.4% to 14.2%
Cash allocation has gone down from 30.4% to 14.2%
Debt allocation has gone up from 68.6% to 84.9%
Debt allocation has gone up from 68.6% to 84.9%

TrustMF Banking & PSU Fund Sector Allocation

See fund sector allocation details as on (14-Jul-25)

Sector Allocation

Debt & Cash 99%

Corporate
58.1%
Government
30.8%
Cash Equivalent
11%

Top 2 Sectors in June were Corporate, Government

Jun'25

Corporate

63%

Government

34%

May'25

Corporate

58%

Government

22%

TrustMF Banking & PSU Fund Direct Growth Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio0.21%
Benchmark
CRISIL Banking and PSU Debt TR INR
AUM₹109 Cr
Inception Date2 February, 2021
Min Lumpsum/SIP₹1000/₹1000
Exit Load0%
Lock InNo Lock-in
TurnOver
113.95%
STCGSelling mutual fund within 36 months, gains taxed at slab rates.
LTCGHolding over 3 years, gains taxed at slab rates without indexation.
Risk
Risk meter
pointer
Low to Moderate Risk

About TrustMF Banking & PSU Fund

TrustMF Banking & PSU Fund Direct Growth is a debt fund. This fund was started on 2 February, 2021. The fund is managed by . This fund is suitable to keep your money safe.

Key Parameters

  1. TrustMF Banking & PSU Fund Direct Growth has ₹109 Cr worth of assets under management (AUM) as on Jul 2025 and is more than category average.
  2. The fund has an expense ratio 0.2.

Returns

TrustMF Banking & PSU Fund Direct Growth has given a CAGR return of 6.29% since inception. Over the last 1 and 3 years the fund has given a CAGR return of 9.23% and 7.67% respectively.

Holdings

TrustMF Banking & PSU Fund Direct Growth has allocated its funds majorly in Corporate, Government, Cash Equivalent. Its top holdings are Axis Bank Limited, Power Finance Corporation Limited, Indian Railway Finance Corporation Limited, National Housing Bank, Rural Electrification Corporation Limited

Taxation

As it is a banking & psu mutual fund the taxation is as follows:
If the fund is debt oriented i.e. asset allocation of more than 65% in debt instruments:
Invested before 1 April 2023 and held for less than 24 months, STCG will be taxed at your income slab rate.
Invested before 1 April 2023 and held for more than 24 months, LTCG will be taxed at 12.5%.
Invested after 1 April 2023, capital gains will be taxed at your income slab rate.
Dividends will always be taxed at slab rate.

Investment objective of TrustMF Banking & PSU Fund Direct Growth

To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However, there can be no assurance that the investment objective of the scheme will be realised

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 1000.00 and for SIP is INR 1000.00. TrustMF Banking & PSU Fund Direct Growth has no lock in period.

Learn more about Trust Mutual Fund
Parameters
Jun'25
May'25
Apr'25
AUM
₹ 109.4 Cr
₹ 110.1 Cr
₹ 131.6 Cr
  • AUM of the fund stands at 109.4 Cr as of Jun'25
  • AUM decreased by 0.7 Cr between Jun'25 and May'25

Frequently Asked Questions for TrustMF Banking & PSU Fund Direct Growth

How do I invest in TrustMF Banking & PSU Fund?

INDmoney makes it simple to invest in the TrustMF Banking & PSU Fund. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘TrustMF Banking & PSU Fund’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of TrustMF Banking & PSU Fund?

The NAV of the fund today is ₹1306.12. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

TrustMF Banking & PSU Fund fund has generated a return of 9.23% in 1 year, 7.67% in 3 years

Who is the fund manager of TrustMF Banking & PSU Fund?

The fund managers are .

What is the exit load of the fund?

The exit load is . Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 0.21%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹109 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of TrustMF Banking & PSU Fund?

The top 3 holdings of the fund are Axis Bank Limited(11.46%), Power Finance Corporation Limited(11.26%), Indian Railway Finance Corporation Limited(10.89%)