Tata Young Citizens' Fund After 7 years Direct Growth

Tata Young Citizens' Fund After 7 years Direct Growth

Hybrid

Direct

Children

NAV as on 13-02-2025

₹ 62.43

-0.3%

1D

Inception Returns

12.6%

/yr

About Tata Young Citizens' Fund After 7 years Direct Growth

Tata Young Citizens' Fund After 7 years Direct Growth is a hybrid fund. This fund was started on 1 January, 2013. The fund is managed by Amey Sathe. This fund gives you the benefit of diversification.

Key Parameters

  1. Tata Young Citizens' Fund After 7 years Direct Growth has ₹349 Cr worth of assets under management (AUM) as on Nov 2024 and is less than category average.
  2. The fund has an expense ratio 1.9.

Returns

Tata Young Citizens' Fund After 7 years Direct Growth has given a CAGR return of 12.59% since inception. Over the last 1, 3 and 5 years the fund has given a CAGR return of 5.68%, 12.24% and 16.91% respectively.

Holdings

Tata Young Citizens' Fund After 7 years Direct Growth has allocated its funds majorly in Cash Equivalent, Securitize, Financial Services, Consumer Defensive, Consumer Cyclical, Industrial, Basic Materials, Tech, Health, Energy, Utilities, Communication.

Taxation

As it is a children mutual fund the taxation is as follows:
If the fund is equity oriented i.e. asset allocation of more than 65% in equity instruments:
For short term (less than a year) capital gains will be taxed at 15%
For long term (more than 1 year) capital gains will be taxed at 10% without indexation benefit
Gains up to Rs 1 lakh are exempt from taxation (more than 12 months).

Investment objective of Tata Young Citizens' Fund After 7 years Direct Growth

The investment objective of the Scheme is to generate long term capital growth. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any return.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 500.00 and for SIP is INR 500.00. There is a lock in period for Tata Young Citizens' Fund After 7 years Direct Growth of 5 Years

Historical NAV & Returns

Absolute

zero opening, trading, fund transfer fee
12 people have invested ₹ 36.5K in Tata Young Citizens' Fund After 7 years Direct Growth in the last three months

Tata Young Citizens' Fund After 7 years Direct Growth Overview

Expense ratio1.89%
Benchmark
IISL Nifty 500 TR INR
AUM₹349 Cr
Inception Date1 January, 2013
Min Lumpsum/SIP₹500/₹500
Exit Load
1.0%
Lock In5 Years
TurnOver
11.31%
STCGSelling mutual fund before 1 year, returns taxed at 20%.
LTCGAfter 1 year, 12.5% tax on returns over ₹1.25 lakh/year.
Risk
Risk meter
pointer
Very High Risk

Trailing Returns

as on (13-Feb-25)

Period
Tata Young Citizens' Fund After 7 years Direct Growth
Hybrid Equity Index
1M
-4.8%
-
3M
-6.7%
-
6M
-9.7%
-
1Y
5.7%
-
3Y
12.2%
-
5Y
16.9%
-

Fund Distribution

as on (30-Nov-24)

  • Equity 96.6%

  • Debt & Cash 3.4%

Large cap
52%

Small cap
31.1%

Mid cap
13.4%

Sector Allocation

Dec'24

Nov'24

Oct'24

Financial Services
33.2%
Consumer Defensive
13%
Basic Materials
9.9%
Consumer Cyclical
9.5%
Industrial
8.9%
Tech
7.7%
Health
7.1%
Energy
5.7%
Utilities
2.8%
Communication
2%
All changes are between Oct'69 and Dec'69
Parameters
Dec'24
Nov'24
Oct'24
AUM
₹ 361.6 Cr
₹ 367 Cr
₹ 367 Cr
  • AUM of the fund stands at 361.6 Cr as of Dec'24
  • AUM decreased by 5.5 Cr between Dec'24 and Nov'24

Top 3 Sectors in December were Financial Services, Securitize & Consumer Defensive

Dec'24
Financial Services
33%
Securitize
31%
Consumer Defensive
13%
Nov'24
Financial Services
35%
Securitize
17%
Consumer Defensive
11%
Fund
Nov'24
Oct'24
Sep'24
No of Holdings
59
59
61
Top 5 Company Concentration
22.8%
22.8%
22.2%
Company having highest exposure
HDFC Bank Ltd (7.6%)
HDFC Bank Ltd (7.6%)
HDFC Bank Ltd (7.1%)
No of Sectors
11
11
11
Top 5 Sectors Concentration
83.7%
79.3%
74.7%
Sector having highest exposure
Financial Services (35.2%)
Financial Services (34.9%)
Financial Services (31%)
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Amey Sathe
Amey Sathe
Fund Manager of Tata Young Citizens' Fund After 7 years Direct Growth, since 9 March 2021
Fund House
Tata Asset Management Limited
Total Schemes
Total AUM
₹1.9L Cr
as on 29-Nov-2024
Address
Tata Asset Management Private Limited,Mafatlal Centre, 9th Floor,,Nariman Point,,India
Phone
+912266578282
Website
kiran@tataamc.com

Mutual Fund Insights

Insights icon
In the last 5 years, HDFC Childrens Gift Fund Direct Plan(Lock-in) has given 17.52% return, outperforming this fund by 0.61% per annum.
Insights icon
In the last 3 years, SBI Magnum Children's Benefit Fund- Investment Plan Direct Growth has given 19.98% return, outperforming this fund by 7.74% per annum.
Insights icon
Over the last 6 months, this fund has experienced a 8.8% drop in AUM moving from 382.81 Cr to 349.2 Cr.
Insights icon
In the last 1 year, SBI Magnum Children's Benefit Fund- Investment Plan Direct Growth has given 25.71% return, outperforming this fund by 20.03%.

Tata Young Citizens' Fund After 7 years Direct Growth Highlights

Risk meter
pointer

Very High Risk

Investors understand that their principal will be at Very High Risk
About the fund

About the fund

This fund has delivered an average annual returns of 12.59% since inception which is more than its category average return of 11.21%
Fund Allocations

Fund Allocations

This fund has an allocation of 96.57% in Equity, 1.71% in Debt and 1.72% in Cash related instruments
AUM size ₹349 Cr

AUM size ₹349 Cr

This fund has AUM of ₹349 Cr which is less than its category average of ₹ 1694 Cr
Expense Ratio 1.89%

Expense Ratio 1.89%

This fund has an expense ratio of 1.89% which is more than its category average expense ratio of 1.66%

Frequently Asked Questions for Tata Young Citizens' Fund After 7 years Direct Growth

The current NAV of Tata Young Citizens' Fund After 7 years Direct Growth is ₹62.43 as on 13-Feb-2025.
Existing (Absolute + CAGR) as on 13-Feb-2025.
Tata Young Citizens' Fund After 7 years Direct Growth
Absolute Returns
CAGR Returns
1 Month Returns
-4.8%
-4.8%
6 Month Returns
-9.66%
-9.66%
1 Year Returns
5.68%
5.68%
3 Years Returns
41.4%
12.24%
5 Years Returns
118.38%
16.91%
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1.89% as on January 2025
₹349 Cr as on January 2025
HDFC Bank Ltd(7.78%), Reliance Industries Ltd(4.71%), ICICI Bank Ltd(4.48%), Infosys Ltd(4.31%), Tata Consultancy Services Ltd(3.3%) as on January 2025
Financial Services(31.49%), Consumer Defensive(13.3%), Consumer Cyclical(9.32%) as on January 2025
Amey Sathe is the fund manager of Tata Young Citizens' Fund After 7 years Direct Growth
The Exit load of Tata Young Citizens' Fund After 7 years Direct Growth is 1%