Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl

Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl

Equity

Tata Mutual Fund

Equity - Other

Get the latest NAV of Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl. View historical returns compared to its benchmark and category average. Know which stocks and sectors the fund is investing in. Get an estimate of returns from the SIP and lump sum returns calculator. View detailed holding analysis and peer comparison. Get INDmoney ranking of the fund.

₹15.63

▲1.1%1D

NAV as on 18 Sep 2026

11.68%/per year

Since Inception

Absolute Gain%

▲▼

Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl Performance vs. Nifty 500

Fund returns vs Benchmark returns vs Category Average returns as on (18-Sep-26)

The fund has underperformed the benchmark (Nifty 500) over the last 1Y, 3Y, 5Y time periods.

Period
1M
3M
6M
1Y
3Y
5Y
This Fund
-2.04%
-1.22%
7.48%
-3.23%
7.64%
--
Nifty 500
-2.33%
-1.31%
7.61%
-2.75%
9.05%
8.73%
Equity - Other Avg
--
--
--
--
--
--
Best in Equity - Other
2.94%
2.47%
--
--
--
--
Worst in Equity - Other
2.94%
2.47%
--
--
--
--

Peer comparison

Fund Name
INDmoney Rank
AUM (in Crs.)
Expense Ratio
1Y Returns
3Y Returns
3Y Alpha
3Y Beta
3Y Sharpe
3Y Sortino
3Y Info Ratio
Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl
-
478Cr
1.18%
-3.23%
7.64%
--
--
0.21
0.29
--
Nippon India Power & Infra Fund Payout Inc Dist cum Cap Wdrl
-
7,001Cr
0.96%
-9.01%
22.71%
7.03
--
--
2.09
1.25
SBI Magnum Comma Fund Reinvestment Inc Dist cum Cap Wdrl
-
618Cr
1.88%
-1.86%
8.05%
-1.96
--
--
0.38
-0.43
Axis Innovation Fund Reinvst of Inc Dis cum Cap Wdrl
-
1,157Cr
1.31%
16.16%
12.51%
-0.59
--
--
0.77
-0.26
See all

Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl Returns Calculator

Calculate SIP and lumpsum returns based on historical performance

  • 1-time

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Total Investment

0

Profit

Total Corpus

0

Absolute Return
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Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl Asset Allocation

See fund asset allocation details as on (14-Sep-26)

Fund Distribution

as on (14-Sep-26)

Large cap
56.2%
Small cap
21.8%
Mid cap
16.6%
Small Cap allocation has gone up from 21.5% to 21.8%
Small Cap allocation has gone up from 21.5% to 21.8%
Mid Cap allocation has gone up from 16% to 16.6%
Mid Cap allocation has gone up from 16% to 16.6%
Large Cap allocation has gone up from 55.7% to 56.2%
Large Cap allocation has gone up from 55.7% to 56.2%
Cash allocation has gone down from 6.8% to 5.5%
Cash allocation has gone down from 6.8% to 5.5%

Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl Sector Allocation

See fund sector allocation details as on (14-Sep-26)

Sector Allocation

Basic Materials
34.2%
Financial Services
21.4%
Industrial
17.8%
Real Estate
9.6%
Utilities
7.5%
Tech
5.9%
Consumer Cyclical
3.6%

Top 3 Sectors in August were Basic Materials, Financial Services & Real Estate

Aug'26

Basic Materials

30%

Financial Services

28%

Real Estate

10%

Jul'26

Basic Materials

30%

Financial Services

28%

Real Estate

10%

Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl Holdings Details

as on (31-Aug-26)

Holdings
Weight%
1M Change
HDFC Bank Ltd
8.85%
0%
UltraTech Cement Ltd
8.32%
0%
ICICI Bank Ltd
7.29%
0%
Larsen & Toubro Ltd
5.65%
0%
Prestige Estates Projects Ltd
5.29%
0%
See all
Top Stocks bought last month
Asian Paints Ltd's allocation increased from 1.3% to 3.29%
Asian Paints Ltd's allocation increased from 1.3% to 3.29%
Petronet LNG Ltd's allocation increased from 2.04% to 3.42%
Petronet LNG Ltd's allocation increased from 2.04% to 3.42%
PG Electroplast Ltd's allocation increased from 3.21% to 3.61%
PG Electroplast Ltd's allocation increased from 3.21% to 3.61%
Top Stocks sold last month
HDFC Bank Ltd's allocation decreased from 9.88 % to 9.06 %
HDFC Bank Ltd's allocation decreased from 9.88 % to 9.06 %
ICICI Bank Ltd's allocation decreased from 8.98 % to 6.99 %
ICICI Bank Ltd's allocation decreased from 8.98 % to 6.99 %
NTPC Ltd's allocation decreased from 5.62 % to 5.35 %
NTPC Ltd's allocation decreased from 5.62 % to 5.35 %

Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl Overview

Get key fund statistics, minimum investment details, AUM, expense ratio, exit load, and tax treatment.

Expense ratio1.18%
Benchmark
IISL Nifty Housing TR INR
AUM₹478 Cr
Inception Date2 September, 2022
Min Lumpsum/SIP₹5,000/₹100
Exit Load
1.0%
Lock InNo Lock-in
TurnOver
59.92%
Risk
Risk meter
pointer
Very High Risk

About Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl

Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl is an equity fund. This fund was started on 2 September, 2022. The fund is managed by Aditya Bagul, Kapil Malhotra, Murthy Nagarajan, Hasmukh Vishariya. The fund could potentially beat inflation in the long-run.

Key Parameters

  1. Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl has ₹478 Cr worth of assets under management (AUM) as on Sep 2026 and is more than category average.
  2. The fund has an expense ratio 1.2.

Returns

Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl has given a CAGR return of 11.68% since inception. Over the last 1 and 3 years the fund has given a CAGR return of -3.23% and 7.64% respectively.

Holdings

Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl has allocated its funds majorly in Cash Equivalent, Basic Materials, Financial Services, Real Estate, Industrial, Utilities, Consumer Cyclical, Tech, Energy. Its top holdings are HDFC Bank Ltd, UltraTech Cement Ltd, ICICI Bank Ltd, Larsen & Toubro Ltd, Prestige Estates Projects Ltd

Taxation

As it is a equity - other mutual fund the taxation is as follows:
For short term (less than a year) capital gains will be taxed at 20%
For long term (more than 1 year) capital gains will be taxed at 12.5% without indexation benefit
Dividends will always be taxed at slab rate. Long term gains upto Rs 1 lakh are exempt capital gains tax.

Investment objective of Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl

To generate long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing theme.

Minimum Investment and lockin period

Minimum investment for lump sum payment is INR 5000.00 and for SIP is INR 100.00. Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl has no lock in period.

Fund Manager

Aditya Bagul

Fund Manager of Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl, since 1 July 2025

Kapil Malhotra

Fund Manager of Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl, since 1 July 2025

Murthy Nagarajan

Fund Manager of Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl, since 2 September 2022

Hasmukh Vishariya

Fund Manager of Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl, since 1 March 2025

Learn more about Tata Mutual Fund
Parameters
Aug'26
Jul'26
Jun'26
AUM
₹ 478.4 Cr
₹ 493.1 Cr
₹ 482.3 Cr
  • AUM of the fund stands at 478.4 Cr as of Aug'26
  • AUM decreased by 14.7 Cr between Aug'26 and Jul'26

Frequently Asked Questions for Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl

How do I invest in Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl?

INDmoney makes it simple to invest in the Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl. To do so, follow the steps below:
  • Download the INDmoney app.
  • Search for ‘Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl’.
  • Select whether you want to invest in SIP or lump sum.
  • Enter the amount you wish to invest.
  • Set up payments via bank mandate or UPI.

What is the current NAV of Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl?

The NAV of the fund today is ₹15.63. NAV or Net Asset Value is the per unit price of a mutual fund. For example, if the NAV of a fund is ₹10, it means you can get 1000 units of that mutual fund at ₹10,000.

What is the return on the fund?

Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl fund has generated a return of -3.23% in 1 year, 7.64% in 3 years

Who is the fund manager of Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl?

The fund managers are Aditya Bagul, Kapil Malhotra, Murthy Nagarajan, Hasmukh Vishariya.

What is the exit load of the fund?

The exit load is 1% if redeemed in 0-30 Days. Exit load is a fee levied for ‘exiting’ the fund earlier than a stipulated period, usually 1 year.

What is the expense ratio of the fund?

The expense ratio is 1.18%. The Expense Ratio is a fee charged for managing the fund. This includes commissions, administrative costs etc.

What is the AUM of the fund?

The AUM of the fund is ₹478 Cr. AUM stands for Assets Under Management. It refers to the total assets managed by the fund.

What are the top holdings of Tata Housing Opportunities Fund Direct Payout Inc Dist cum Cap Wdrl?

The top 3 holdings of the fund are HDFC Bank Ltd(8.85%), UltraTech Cement Ltd(8.32%), ICICI Bank Ltd(7.29%)